E aʻo e pili ana i nā pono āpau ETFs Loaʻa no kāu hoʻihoʻiʻana
ʻO kahi maikaʻi nui o ka ETFʻo ia ka pāʻoihanaʻauhau e mālamaʻia ana ma kahi pūʻulu. Heʻoi aku kaʻauhau kālā o nā FF no ko lākou kūkuluʻana a me keʻano i hoʻomohalaʻia ai lākou e ka IRS. ʻO ke kaulike,ʻo nāʻauhau waiwai waiwai eʻikeʻia wale nō ma kahi ETF i ka manawa e kūʻaiʻia ai ke kumukūʻai a pau i ka manawa i kūʻaiʻia ai ka puʻu kālā i nā puʻu kālā ma kēlā me kēia manawa e kūʻaiʻia ana nā waiwai i loko o ka waihona kālā.
Kālā Kākoʻo Mutual
I ka manawa e kūʻai aku aiʻoe i kahi waiwai no ke kālā, makemake ke aupuni i ka'āpana o ka pai.
ʻO kaʻauhau ma kēia waiwai uaʻikeʻiaʻo kaʻauhau kālā waiwai kālā . Ināʻoe e hoʻolilo i kālā, hāʻawi ke aupuni i ke kālā.
ʻOiaiʻo ka waiwai i loko o kahi waihona kālā e hoʻolako maikaʻiʻia e kekahi luna kālā, i kēlā me kēia manawa e kūʻaiʻia nā mea kūʻai no ke kālā, pono e ukuʻia nāʻauhau waiwai waiwai. Ma ke kaʻina o ka manawa, hiki ke hoʻonui i ka nui o nā hihia pili kālā.
Kālepa FEF
Loaʻa i ka waiwai waiwai kālā e ukuʻia ma ke kūʻai kūʻai maikaʻiʻana o ka ETF, akā me kaʻike nui. ʻO kaʻauhau kālā waiwai kālā ma kekahi mea waiwai ma ka ETF wale nō ke ukuʻia i ka wā i kūʻai aku aiʻo ETF a pau,ʻaʻole i ka wā e mālama anaʻoe i ka ETF.
ʻOiaiʻaʻole kahi waiwai o ka ETF i hana likeʻia ma nā'āpana likeʻole ma ke kālā'ai'ē, hiki ke loaʻa kekahi mau lāʻau i ka ETF e pono e hoʻololi a hoʻololiʻia paha no ka hoʻololiʻana. Eia naʻe, ke hoʻopaneʻeʻia nāʻauhau ma ka loaʻaʻana o nā loaʻa mai ka kūʻaiʻana i kēia mau waiwai a hiki i ka kūʻaiʻiaʻana o ka ETF a pau. Hiki iāʻoe ke kāohi i kāu kālā i kahi manawa maikaʻi. ʻO ka manu ma ka lima.
Nā 'auhau ma nā Dividend ETF
No nāʻauhau mai ka dividend ETF , heʻuʻuku nā mea. ʻEluaʻano o nā māhele e hiki ke hoʻopukaʻia nā mea kiko'ī ma ka ETF. Nā hoʻokaʻahele kūpono a me nā māhele hapaʻole. No ka hoʻoliloʻiaʻana o ka Dala DF no ka mea kūpono,ʻo ka pololei i loko o ka waihona kālā e ukuʻia e ka mea kūʻai kālā no nā lā he 60 aʻoi aku i loko o nā lā he 121 a hoʻomaka i nā lā he 60 ma mua o ka lā i hala.
Eia nō hoʻi,ʻaʻole hiki ke kauʻia ma ka list dividend kūponoʻole a pono e ukuʻia e kekahi Hui HuiʻAmelika a mea kūikawā kūpono paha.
ʻO kaʻauhauʻauhau ma nā māhele kūpono ma kahi o 5% a 15%, e kū ana i ka nui o kaʻauhauʻauhau loaʻa. Inā loaʻa iāʻoe kahi o kaʻauhau kālā loaʻa 25% aʻoi aku paha, a laila, e auhauʻia kāu dividend kūpono ma 15%. Inā i emi mai kāu 'auhau auhau kālā ma mua o 25%, a laila, e hoʻonuiʻia kāu mau māhele kūpono ma 5%.
Ma ka hihia o ka hapaha i kaupalenaʻoleʻia, nā hōʻai'ē i kūʻole i nā kūlana i kūkāʻia ma luna nei a he mau'āpana kālepaʻole ka manaʻo o ke aupuni i nā kuʻuna pololei. ʻO kekahi mau hiʻohiʻona e komo ana i nā kuʻuna ma kaʻike kālā kālā, nā hoʻokaʻawale i nā kālā kālā kālā ma ka wā pōkole, ka ukuʻi mai i kou'ahalālā, nā waiwai i kāu IRA, a me nā puʻupuʻu mai REITs (hoʻokele waiwai waiwai). Ma ka hihia o ka māhele hapaʻole, e auhauʻia kēia mau uku uku ma kāu kolaʻauhau kālā maʻamau. No laila, inā loaʻa iāʻoe nā māhele hoʻokaʻawaleʻole mai nā ETF i kāu panepili, a laila, eʻoi aku ka kaumaha o kaʻauhauʻauhauʻoi aʻe ma mua o ka uku kūpono kūpono o kēia mau palekana.
No laila,ʻaʻohe pane kālā ma nā māhele kūponoʻole mai nā ETF, akā he mau pōmaikaʻi no nā hihia me nā māhele kūpono.
Hōʻike hope
I ka hopena, aia kekahi ETF iʻelua mau uku pāʻoihana nui ma luna o kahi kālā kālā.
ʻO ka loaʻaʻana o ke kālā o ka Mutual e loaʻa nā kālā nui i nāʻauhau ma mua o nā ETF ma muli o ka pinepine o kaʻoihana kūʻai. Eia nō hoʻi, ke hoʻopaneʻeʻia nei kaʻauhau kālā waiwai ma luna o ka ETF a hiki i ka wā e kūʻai aku ai i ka huahana, akā naʻe,ʻo kahi'āpana kālā e hoʻokupu i kaʻauhau i ka wā o ke ola.
Aʻo kēia mau mea maikaʻiʻaʻole i ka palena wale nō i nā ETF, akā i nā ETN (nā'ōlelo kūʻai kālepa). A e like me kekahi hoʻolimalima, he mea nui eʻike i nā hopena a pau e pili ana. No laila ma mua o kou hoʻomakaʻana me nā ETF , hoʻomaopopo iāʻoe pehea e hoʻololi ai i kāu hoʻihoʻihoʻi.