Loaʻa nāʻinikua loaʻa maʻiʻole i ka paleʻana i ka pale kālā oʻoe a me kouʻohana e kū'ē i nā hanana i manaʻoʻoleʻia.
Inā paha i loaʻa iāʻoe kekahi papa hana palekana ma o kāu mea hana, hiki i ka hoʻonohonoho mālama mālama kālā ke hoʻopiha i nā lawaiʻa a waihoʻoe me ke kiko piha a me ka maluhia o ka manaʻo. Ke hāʻawi aku neiʻo Northwestern Mutual i kona poʻe kūʻai i ke kulekele palekana o ka nele i ka nele i ka nele me nāʻano kulekele likeʻole.
Company Overview
I hoʻokumuʻia i ka makahiki 1857,ʻo Northwestern Mutual Life Insurance Companyʻo ia kekahi o nāʻoihana loiloi mua loa maʻAmelika. ʻO ia ka mea kākau moʻolelo ola nui loa loa ma ka US a ma keʻano he hui likeʻole, e uku ana i nā kuʻuna i kāna mau mea kuleana. ʻO Northwestern Mutual ka inoa kūʻai kūʻai no Northwestern Mutual Life Insurance Company a me nā lālā o kāna mau hui. ʻO Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM) ka mea kākau i nā pono kīnā. ʻO ka keʻena poʻokela o kaʻoihana ma Milwaukee, Wisconsin a ua hāʻawi aku kēia mauʻahaʻaha kumukūʻai i ka Northwestern Mutual i nā kūlana ikaika o kaʻike kālā:
- AM maikaʻi - A ++ (AM hōʻoia kiʻekiʻe kiʻekiʻe loa)
- Nā Moody's Investor Service - Aaa (Ka Helu kiʻekiʻe kiʻekiʻe o Moody's)
- Pane & Poor (S & P) - AA + (S & Pʻo ka helu kiʻekiʻe kiʻekiʻe loa)
- Hōʻoia Fitch - AAA (Hōʻaikaʻi kiʻekiʻe kiʻekiʻe o Fitch)
Loaʻa iā ia kahi "A +" helu me ka Better Business Bureau. Hoʻokomoʻo Northwestern Mutual i kona mau hua hoʻoiuki me ka hoʻokele waiwai ola, kaʻinikua hemahema, nā lawelawe o nā 'oihana palekana mālama manawa lōʻihi , nā kālā likeʻole a me nā makahiki makahiki ma o nāʻoihanaʻoihana 330 ma waena o ka United States.
Nā KūlanaʻAihue'Aiwi o Northwestern Mutual no nā kānaka hoʻokahi
Ke hāʻawi aku neiʻo Northwestern Mutual i nā manaʻo hoʻolālāʻokoʻa likeʻole e hālāwai me kāu mau mea pono'ī pilikino a me nā kūlana pilikino kū hoʻokahi meʻehā mau manaʻo likeʻole o ka nui o ke kīnā a me kahi'āpana'āpana o ka'āpana kinoʻole inā hiki iāʻoe ke hana manawa wale.
Nā Kōmike Hoʻolaha Kauwai Kūʻai
- Non-Cancelable Guaranteed Renewable: No kaʻoihana kiʻekiʻe, hiki iāʻoe ke hōʻoiaʻiʻo i ka hoʻopili houʻana me ke kumukūnaehana pili paʻa a me nā koho maikaʻi.
- Hiki ke hōʻano houʻia kāu kulekele. ʻOiaiʻaʻole hiki ke hoʻololiʻia kāu mau pōmaikaʻi me kēia koho, hiki i nā kālā ke hoʻololi i ka papa.
- Pane: Me kahi koho haʻawina, e paʻa ana kāu haʻawina i ka manawa e paʻa ai ke kulekele.
- Nā Haumāna Hoʻolaha Hoʻolaha Hoʻolaha Hoʻolahaʻana (ADDI): Me kēia koho, e hoʻomakaʻoe me ka haʻahaʻa ma lalo o nā haʻawina kaulike e hoʻonui mau. Loaʻa iāʻoe ka koho e hoʻouka i kēia i ka koho Premium Level Coverage.
- Papa / ARDI: He hui like kēia o nā hoʻolālā'Oiho Hoʻolapa Hoʻolaha Hōʻemi a me nā makahiki.
Kōkua Kōkua
- 'Auwina Hoʻolālā Loaʻa: ʻO ka uku kūʻai kūʻai'ē aʻe e hiki iāʻoe ke kūʻai i kekahiʻinikua maʻi'ē aʻe i ka manawa e pili ana nā papahana kākau o Northwestern Mutual.
- Ka Hoʻonuiʻia o ka Hoʻonui Hou: Hāʻawi i ka mālamaʻana i kaʻilikai o 6% i hoʻonuiʻia i kēlā me kēia makahiki.
- Nā Palena Kuhi Pūnaewele: Inā ua hōʻehaʻoe no nā mahina heʻumikumamālua, hiki iāʻoe ke palekana i ka hōʻemi a hiki i ka 6% i hōʻuluʻuluʻia i kēlā me kēia makahiki.
- Nā Kōkua Hoʻopalekana Kaiāulu: He kō koho koho koho no ka hoʻonuiʻana i nā pono o ka nele i ka mālama ola.
Nā Huahana a me nā lawelawe'ē aʻe
Ma waho aʻe o kaʻinikua pilikia, hāʻawi pū kekahiʻo Northwestern i nā lawelawe kālā e pili ana i ka hoʻolālāʻana i ka hoʻomahaʻana, ka hoʻokele ola, nā makahiki makahiki, nā lawelawe palekana, nā kumumanaʻo palekana kālepa, ka hoʻolālā waiwai a me nā lawelaweʻoihana.
ʻO nā mea ola a me nā kālā a hāʻawiʻia e like me ke kumu waiwai i nā mea kūʻai a hoʻoulu i nā kumuhana likeʻole me kaʻohana, ka home, kaʻoihana a me ke kumu kālā. Hiki i nā mea kōkua kālā a me nā hoʻokele kālā ke kūkākūkā me nā mea kūʻai a kōkua iā lākou eʻike i nā huahana e pono ai lākou.
Kākoʻo a me ka manaʻo
Loaʻa ka ikaika o ka waiwai kālā ma ka Northwestern Mutual Life Insurance Company mai nā hui hoʻokumu hōʻoia nui a me ka moʻolelo maikaʻi ma ka lawelawe kūleʻa. ʻO kēia nā mea a pau e nānā aku ai i ka kohoʻana i kahiʻoihana inikua. Loaʻa i nā kumu kūʻai kālepa kālā pili kālā i nā koho maʻamau e hiki ke hoʻohui i kāu mau mea kūikawā a me ke kūlana ola.
ʻAʻole hiki ke loaʻa i kahi leka kele pūnaewele pūnaewele a no laila ponoʻoe e hoʻokaʻaʻike i kahi mea hoʻonohonoho o nāʻoihana no ka noi a iʻole e kūʻai i ke kāʻei.
Hoʻokaʻaʻike
Hiki iāʻoe ke kipa i ka pūnaewele o ka'Āpana Ola o ka'Āpanaʻoihana eʻike hou e pili ana i ke kūʻaiʻana i kahi kulekele o ka pilikia a me nā waiwai'ē aʻe o ka hui. Hiki iāʻoe ke kelepona iā 414-271-1444, 7:00 am a hiki i ka hola 6 pm Halawai Kūikawā Kūikawā, Lāhina i ka Pōʻalima (ma waho o nā lā hoʻomaha).