Eia keʻano o ka laweʻiaʻana o nā lilo o kaʻauhau i nā makahiki e hiki mai ana.
ʻEkolu mauʻano nui e hoʻomaopopo ai i ka hikiʻana o nā lilo waiwai ke mālama i nā makahikiʻauhau e hiki mai ana.
Eia ka hana.
Ua hoʻohanaʻia nā pohō kālā no ka loaʻaʻana o nā kālā lanakila
E manaʻo mākou he $ 10,000 waiwai kālepaʻoe, a $ 10,000 waiwai waiwai . E hoʻopaʻi kekahi i kekahi ma kāu panehoʻiʻauhau. Ma kēia kūlana,ʻaʻoleʻoe e nele i kaʻauhau kālā i koe e mālama i ka makahiki e hiki mai ana. ʻAʻole hiki iāʻoe ke koho e uku i kaʻauhau ma ka waiwai i kēia makahiki a hoʻololi i ka waiwai i ka makahiki e hiki mai ana. Pono e hoʻohana muaʻia nā lilo waiwai no ka hoʻopauʻana i nā loaʻa kālā ma ka makahikiʻauhau o kēia manawa.
E hoʻohanaʻia nā $ 3,000 o kahi Likupa kālā i kahi kālā hōʻemi nui.
Inā loaʻa iāʻoe he $ 10,000 hapa kālā aʻaʻohe loaʻa, hiki iāʻoe ke hoʻohana i $ 3,000 o ka lilo waiwai no ka unuhiʻana i ka loaʻa kālā. Eia kekahi laʻana, inā loaʻa kāu kālā maʻamau he $ 50,000, hiki iāʻoe ke unuhi i ka $ 3,000 o ka lilo waiwai, a pēlāʻoe e uku ai i kaʻauhau ma $ 47,000 o ke kālā loaʻa wale. ʻO ke koena $ 7,000 o nā poho hiki ke laweʻia i mua i ka makahiki e hiki mai ana.
ʻAʻole hiki ke mālamaʻia nā hopena o nā puʻu waiwai ma mua o ka paukū
E noʻonoʻo kākou i ka makahikiʻino i ka mākaʻi kūʻai.
Ke kūʻai neiʻoe i kahi'āpana kālā a'ai'ē paha a loaʻa kahi $ 20,000 o ka nalo. ʻAʻoleʻoe kālā kālā ma ia makahiki. ʻO ka mua, hoʻohanaʻoe i $ 3,000 o ka lilo i mea e hoʻopau ai i ka uku kālā. ʻO ke koena $ 17,000 e mālama i ka makahiki e hiki mai ana. ʻO ka makahiki aʻe, inā loaʻa iāʻoe he $ 5,000 o ka waiwai waiwai, hiki iāʻoe ke hoʻohana i $ 5,000 o kāu koena hopena no ka hoʻokaʻawaleʻana i kēia waiwai, $ 3,000 no ka unuhiʻana i ka loaʻa kālā maʻamau, aʻo ka $ 9,000 i koe e hele i mua i ka makahikiʻauhau e hiki mai ana.
Ināʻaʻoleʻoe i loaʻa kālā kālā kālā i loaʻa no nā makahikiʻekolu e hiki mai ana,ʻo ke koena $ 9,000 o ka pohō kālā e hoʻohanaʻia, $ 3,000 i ka manawa, ma luna o ia mau makahikiʻekolu.
Inā eʻike au i ka nalowaleʻana i kēia manawa?
I kekahi manawa, he mea kūpono keʻikeʻana i ka pohō kālā ma ke kumu no ka hiki iāʻoe ke hoʻohana i ia mea no ka hōʻokiʻana i nā loaʻa kālā kālā a me nā kālā maʻamau i nā makahiki e hiki mai ana. Ua kapaʻia kēia manaʻo e like me kaʻaiʻana i kaʻauhauʻauhau a hoʻohanaʻia e nā meaʻauhau savvy.
Eia kahi hiʻohiʻona o ka hana. Hoʻonuiʻia ka loaʻa kālā ma kahi kiʻekiʻe o kaʻauhauʻauhau ma mua o nā kālā kālā kālā. ʻO ia keʻano o kaʻikeʻana i ka pohō a me ke halihaliʻana i kāu hapa waiwai ma mua i kahi e hiki ai i kahi $ 3,000 ke hōʻemi i nā kālā maʻamau i kēlā me kēia makahiki,ʻo ia hoʻi ka uku kālā haʻahaʻa noʻoe. Inā ua haʻalele, me ka loaʻaʻole o ka loaʻa kālā maʻamau hiki ke hōʻike i ka liʻiliʻi o kāu mau palekana Social Security e ukuʻia no ka makahiki. ʻO kaʻoiaʻiʻo,ʻo ka pono maoli o ka pauʻana o ke kumukūʻai e pili ana i kāu pilikino pānaʻi. I ka wā e pili ana i nāʻauhau, he mea kūpono loa ia eʻimi i kahi kākā'ōleloʻauhau kūpono e hoʻoholo i nā mea e pili ana i kāu kūlana.
Ka mālamaʻana i ka Loss Loss Carryover Pūʻulu
ʻO ka waiwai waiwai a me nā pohō, a hōʻikeʻia nā halihali kaʻina kālā ma nā palapala IRS o ka Hōʻawina D, a no nā waiwai kūikawā paha, ma ka Form 8949. Ināʻikeʻia ua pololei kēia mau palapala e kōkua iāʻoe e hoʻomanaʻo i nā kaʻiliʻana o ka hapa waiwai.
ʻO nā kulekele waiwai a me nā pohō i kūkāʻia ma kēiaʻatikala e pili ana i ka hoʻopuka kālāʻana i nā loina likeʻole me nā ukana, nā palapala hoʻopaʻa, a me nā kālā'ai'ē, a ma kekahi mauʻano, i nā waiwai waiwai. Aia kekahi mau rula e pili ana i ka wā eʻeli aiʻoe i nā lanakila pili pōkole a me nā loaʻa wā lōʻihi, inā paha e hoʻohanaʻia nā hoʻopiʻiʻana no ka hoʻopauʻana i ka loaʻa kālā, pehea e mālamaʻia ai nā waiwai waiwai inā ponoʻoe e hoʻokuʻu i ka hoʻolālā, a peheaʻoe e helu ai i nā pohō me ka loaʻa .