ʻO Americo Financial Life a me Annuity Insurance Company Review

Company Overview

ʻO'Akihana Financial Life a me Annuity Insurance Company ke poʻokela i Kansas City, Missouri. ʻO kaʻoihana kūikawāʻo Kansas City a me nā mea hana lima a me nā mea hana lima ma kahi o 350 mau hoa. Ua kapaʻia ka hui muaʻo The College Life Insurance Company . Ke hoʻi nei kona kumu i hope o 100 mau makahiki. Ma o kahi pūnaewele o nā 'inikua kūʻokoʻa kūʻokoʻa ma o ka US, hiki i nā kupa ke kūʻai aku i nāʻokoʻa waiwai ola, nā makahiki hou, ka mālama i ka moraki, ka mea hoʻolimalima hope hope, a me ka inikua kālā Medicare.

ʻO ka Americoʻohana o nā hui e komo pū ana me ka hui paʻa o Americo Life, Inc. a me nā hui e pili ana i kēia: Americo Financial Life a me Annuity Insurance Company,ʻO Ohio State Life Insurance Company,'Amika Hui Pūʻali Kūikawā nui, United Fidelity Life Insurance Company, Hope Insurance Insurance Company, National Farmers Union Life Insurance Company a me nā mea waiwai waiwai ola o Amerika Hema .

ʻOiaiʻo kekahi o nāʻoihanaʻinikua kūʻokoʻa nui loa i United Units States, uaʻoi aku ka nui o $ 6 biliona i loko o nā waiwai a me ka waiwai nui o 659,000 mau palapala i kākauʻia me ka $ 32 biliona. ʻO ia kekahi o nā hui mua e hoʻokomo i nā huahana o ka honua a me nā hua makahiki.

Nā hōʻoia kūpaʻa o ka hōʻoia a me nā kumuhana lawelawe

ʻAmiʻo Centico Financial Life a me Annuity Insurance Company e like me ka hōʻikeʻia e kāna "A" Hōʻike maikaʻi loa me kaʻaha heluʻaia maikaʻi AM Best .

ʻAʻoleʻo BBB Financial Life a me Annuity Insurance Company iʻaeʻia ka BBB ākea akā loaʻa iā ia he "B-" pālākiō me ka Better Business Bureau. Ua weheʻia ka BBB file a Americo i ka makahiki 1994. He 2 manaʻo kūponoʻole me ka nui o nā hōʻai'ē he 20. ʻO Kalikū BBB i hakuʻia he 2.56 o 5 mau hōkū.

ʻO ke ola ola

'Aiwiʻo Americo i nā huapuni waiwai ola piha me nā waiwai i loaʻa mai $ 25,000 a $ 400,000. Hoʻopiha ponoʻia nā huahana ola ola e Americo a komo i kēia mau mea:

Ka Hoʻolimalima Kū'ē Loa

ʻO ka hoʻopiʻi hoʻopau hope hopeʻole a "ka'īpē kanu" e like me ia iʻikeʻia i kekahi manawa, e kōkua i ka hoʻolimalimaʻana i nā lilo o ka hopena e like me ka hana hoʻolewa, nā hana lapaʻau a me nā kuleana'ē aʻe. ʻO nā kumukūʻai hoʻolālā hope loa o Americo mai ka $ 2,000 a $ 30,000 a hiki ke hoʻololiʻia ma muli o kāu pono kālā. ʻO ka nui o ka huina kālā he kūpono ma o ke ola o ka kulekele aʻaʻole hiki ke hoʻoneʻeʻia ma muli o nā hihia olakino a iʻole kāu makahiki. Ināʻaʻoleʻoe e'onaʻaka, hiki iāʻoe ke kūpono no nā kumukūmaʻi liʻiliʻi.

ʻO kaʻIkepili Haumana Medicare

ʻO ka'Āpana'Ipili Medicare a Medigap paha, e kiʻi i kahi i haʻalele ai kāu kulekele Medicicare i ka kōkuaʻana e uku i nā lilo o ka mālama ola e like me ka uku'āina a me nā unuhi a me nā lilo'ē aʻe. Inā loaʻa iāʻoe Medicare Part A a me ka Māhele B, hiki iāʻoe ke kūʻai i kekahi kulekele hōʻailona Medicare.

Ka Puʻupuʻu Hoʻoili

'Aiwiʻo Americo i nā huahana, nā holo lio a me nā pōmaikaʻi no ka mālama pilikino kūlohelohe i hiki ke hoʻololiʻia e like me kou pono'ī.

Hoʻolimalima nā kulekele hoʻomalu kālai'āina mai $ 25,000 a $ 400,000. ʻAʻole pono ka hōʻailona o ka moraki e kūʻai i ke kulekele palekana.

Ka Lā Lalo

ʻAe akuʻo Americo Financial Life a me Annuity Insurance Company iʻoihana no nā makahiki he 100. ʻO ia kahi pūnaewele paʻa paʻa me kahi hōʻailona "A" me AM Best. ʻOiai ka hōʻike BBB he "B-" wale nō a hiki i ka maikaʻi. Aia wale he 20 mau hoʻopiʻi no kahi oʻekolu mau makahiki i hiki ke helu liʻiliʻi no kēlāʻano nui.

'Alakiʻo Americo e hāʻawi aku i ka hoʻokele ola a me nā waiwai kālepa ma o ka US. Ua hoʻolauna aku ka hui i nā hua'ōlelo ola ola piha me ka hana kahiko, ola ola, ola ola a me ka helu inoa ola ola ola. No ka poʻeʻelemakule,ʻo ka Insurance Medalre Supplemental Insurance a me nā Puʻukena Kālā Kū'ē Loaʻa a me ka hoʻomalu moraki e hoʻonā aku iā Americo e koho i ka wā e hoʻolālā ai no ka hoʻomaha.

Hoʻokaʻaʻike

No ka loaʻaʻana o kahi hoʻolālā hoʻokele a aʻo paha e pili ana i nā huahana a me nā lawelawe'ē aʻe, hiki iāʻoe ke kipa aku i ka pūnaewele hui pūnaewele o Americo Financial Life a me Annuity Insurance a iʻole e kāheaʻia 800-231-0801. Hiki iāʻoe ke leka uila Americo, client.service@americo.com.