Ka Hoʻohālike Pūnaewele Kūkākūkā o ka Mea kūʻai hale kūʻai

Company Overview

'Āmihi Owners Insuranceʻo ia kekahi o nā pūnaeweleʻoihana waiwai nui a me nā mea pōʻino ma United States. Ua hoʻokumuʻia ia i ka makahiki 1916 e Vern V. Moulton. Ke poʻokela nei ka pūʻulu i Lansing, Michigan a hāʻawi aku i ka hoʻopuka ma nā moku'āina 26 ma o kahi pūnaeweleʻoi aku o kahi mau luna kūʻokoʻa he 35,000 mai kahiʻoi aku o 6,000 mauʻinikuaʻokoʻa kūʻokoʻa. ʻO nā'āina e komo pū me Alabama, Arizona, Arkansas, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, North Carolina, North Dakota, Ohio, Pennsylvania, South Carolina, South Dakota , Tennessee, Utah, Virginia a me Wisconsin.

Ua hoʻomakaʻo Mr. Moulton i kānaʻoihana inikua ma kekahi lumi o kahi hale kūʻai. I nā lā ma mua, ua kākau wale kahi hui wale i kaʻinikua kaʻa. I ka makahiki 1940, hoʻokomoʻia nā Inikua Kūʻokoʻa-ponoʻole i kahi'akike inikua pohō a hoʻomakaʻo ia e kūʻai i ka waiwai pono'ī a me ka hoʻopunipuni waiwai pāʻoihana e like me ke inikua o ka mea hale, ke inikua ola, ka hoʻokele kaʻa, a me ka inimahiʻoihana. ʻO nāʻoihana o kaʻoihana hui i loko o hoʻokahi ola / ola kino / uku makahiki a meʻelima mau waiwai a me nā hui waiwai. ʻO Jeffrey F. Harrold ka Luna Nui. He $ 4 biliona ka nui o nā lilo o ka hoʻolimalimaʻiaʻana o nā mea kūʻai hoʻoilina a me ka heluʻo Fortune 500. Aia ma kahi o 3,000 mau mea hana eʻoihana ma kahi o 65 mau wahi ma o ka United States.

Ka ikaika kālā a me ka hōʻailona o nā mea lawelawe

Hiki iāʻoe ke hilinaʻi ma ka ikaika kālā o ka Pūnaewele Alakaʻi Loa. ʻO ka hoʻonohonohoʻana i kaʻahahui hōʻoia AM Me ka hāʻawiʻana i ka hui i kaʻenehanaʻike waiwai o A ++ (Higher).

Wahi a kekahi mea noiʻi ma o Insure.com, 97 pakeneka o nā mea kūʻai mea kūʻai o ka home'āina e hoʻolālā i ka hoʻouka houʻana i kahi kaʻina no ka manawa kulekele hou. E hōʻike ana ka hōʻike noiʻi o ka mea kūʻai ma Insure.com i ka heluʻana i ka heluʻana o nā mea kūʻai he 87.9%. ʻO kēia kuhi likeʻole e helu ana no nā kuleana a me ka lawelawe kanaka kūʻai, ka pakeneka o nā mea kūʻai aku e hoʻolālā ana, ke kumukūʻai a me ke kumukūʻai a me ka pakeneka o ka poʻe kūʻai aku i kaʻoihana i nā poʻe'ē aʻe.

Ua loaʻa i ka Auto-Owners Insurance ka uku uku kuleana loa mai JD Power a Associates no nā makahiki o ka makahiki 2008 a hiki i ka 2011. Weiss Rating organization hāʻawi i ka'Imike-ponoʻoʻAi-mālama iā A Aʻoi loa. ʻO ka S & P ka ikaika o kaʻike kālāʻo AA. Hoʻonohonohoʻia ma ka Pūʻulu Kū'ēʻo Ward Ward Top 50 Kamupuka Inoa.

Pāʻoihana maikaʻi maikaʻi maikaʻi

Ua hoʻoliloʻiaʻo Auto-Owners Insurance iʻoihana BBB i hoʻolakoʻia i ka makahiki 2016 a he "helu A +". Loaʻa ka hui i 3.98 ma waho o 5 mau hua'ōlelo BBB hua'ōlelo i hoʻonohonohoʻia ma o 13 mau hōʻai'ē mea kūʻai a 88 mau hoʻopiʻi hōʻailona. Aia nā hoʻopiʻi ma nāʻano ma lalo nei:

• Nā hoʻolaha / nā kūʻai: 27
• Nā Bila Billing / Lawe: 10
• Nā Hōʻoia / Nā Palapala Hoʻolaha: 1
• Nā pilikia me ka huahana / lawelawe: 50

Ka Polokalamu o ka Homeowner

Hoʻolimalima ka Pūʻali-pono Pūnaewele i ka manaʻo o ka mea nona ka hale kūʻai i nā mea kūʻai ma o kāna pūnaewele o nā luna kūʻokoʻa. Aia ma kahi o 35,000 mau luna kūʻokoʻa e lawelawe ana i nā ka'āina 26. Loaʻa i kahi hui kahi kikowaena kanaka kahi e hiki ai iāʻoe ke hoʻokau inoa i loko o nā lawelawe pili kālā a me nā uku e pili ana i nā pūnaewele e like me kaʻikeʻana i kāu kulekele a me kaʻike kālā. No nā mea kūʻai aku e hoʻopakele i kahi pepa a hoʻohana i nā lawelawe o ka pūnaewele o ka hui, hiki iāʻoe ke loaʻa ka "uku hoʻolimalima'ōmaʻomaʻo." Hiki iāʻoe ke kūʻai aku i keʻano o keʻano koho āpau e pili ana i ka kulekele o ka mea hale:

• Nāʻauʻa
• Hoʻolaʻi
• Ka hopena o ka mīkini a iʻole ka pihi huki
• ʻO ka spoilageʻai ma hope o ka pukaʻana o ka mana
• ʻO Snowmobiles
• Nā polokalamu kamepiula
• Golf a mea'ē aʻe paha
• Nā mea kūʻai
• ʻO ke kuleana hoʻolālā pilikino
• ʻO ka'ikehue

Nā Kuleana o ka homeowner

Ma keʻano he mea kūʻai aku o Auto-Owners Insurance, he nui nā kumu nui e kūʻai aku ai i kahi kulekele o ka mea hale hale e like me kēia mau uku:

• Nā hale noho wā
• 100% nā kumu kūʻai
• Nā uku hoʻolālā he nui
• Nā hale i kūkuluʻia
• Hoʻomaha houʻia a hale hou paha
• Nā mākua a me nā mea kūʻai hale
• ʻO ka uku i uku nuiʻia
• Nā lako palekana e like me nā mea hoʻolālā uila, nā mea puhi ahi a me nā loka'ālunu

Mai ka pūnaewele pūnaewele, nā mea kuleana e hiki ke uku, e loaʻa nā palapala kulekele, e hōʻike i kahi kuleana a iʻole eʻike i kaʻike pilikino no ko lākou luna.

Nā Paʻa a me nā Kānana

Nā mea pāʻani

• Nā Hōʻoia Kūpono Hoʻolālā
• ʻO ke kūlana maikaʻi maikaʻi

• Ka nui o nā mea kūʻai o ka homeowner
• Nā lawelawe koi koi

ʻAi

• ʻAʻole i hoʻokomoʻia nā noi hoʻololi o ka politika ma ka pūnaewele, akā, ma ka launaʻana i kahi luna kūloko.
• ʻAʻohe BBB hoʻolālā
• ʻAʻole hiki iāʻoe ke kūʻai i ka kulekele ma ka pūnaewele

KaʻIke Kūkākūkā Hui

No ka 'ike hou aku e pili ana i ke kulekele o ka mea nona ka'Āina Pūnaewele, nā huahana inikua a iʻole e loaʻa i kekahi kākoʻo, hiki iāʻoe ke kipa i kahi pūnaewele Insurance Auto-Owners, aiʻole e kāhea (517) 323-1200. Hiki nō hoʻi iāʻoe ke hoʻohana i ka mea hoʻolālā koho e loaʻa i kahi mea hana loiloi kūikawā ma kekahi o nā keʻena he nui i 26 mau moku.