E uku ana kekahi poʻe me ka ukuʻole aku
Loaʻa pahaʻoe i kaʻike he mālama nuiʻo ka mālama mālama ola no ka loaʻaʻana o ka loaʻa o ka loaʻaʻana o ka uku makahiki no ka palekana. Wahi a Social Security ,ʻo ka waiwai o ka pakele o ka mea ola e hiki iāʻoe ke kūpono ma ka makeʻana o ka hoa wahine a makua paha ka mea iʻoi aku ma mua o ka waiwai o kāu ini ola ola, inā he kulekele kāu.
Akā, i ka manawa e ukuʻia aiʻoe,ʻauhau nā auhau.
Loaʻa nāʻauhau mālama kālā i kaʻauhau?
ʻElua Nānā Kūmole
ʻO ka pane-like me nā manawa a pau-pa'ū. ʻO ka mea mua, e nānā i nāʻano pono o ka palekana Ola Ola.
1.ʻO ka wahine make aʻo ka wahine hānai
Inā hala aku ka hoa hele, hiki i ka hoa ola ola ke loaʻa i nā pono piha i ka wā e hiki ai iā lākou ke piha i ka makahiki hoʻomaha a me nā makahiki i hoʻemiʻia ma kahi o 60 makahiki. Inā pilikia nā hoao, hiki i nā makahiki he 50. E hiki iā lākou ke loaʻa ka pōmaikaʻi ma kēlā me kēia makahiki inā mālama lākou i kahi keiki i'ōpio he 16 aʻoi paha o ka maʻi, a loaʻa iā ia nā pōmaikaʻi Social Security. Loaʻa i ka hoa ola ola hoʻokahi no ka manawa make o $ 255 me ka nānāʻole i ko lākou mau makahiki. Heʻelua makahiki ko lākou e koi ai i ka pōmaikaʻi.
He paʻakikī ka nui o ka pōmaikaʻi. Ināʻaʻohe pane o ka wahine, aʻo ka wahine ola e ola, e loaʻa iā ia nā mea a lākou a me nā wāhine i make. Inā noi kekahi i nā pono aʻaʻole hoʻokahi, e pono ana ka makua kāne ola e kōkua i kaʻikeʻana i ka mea e hoʻonui ai i ko lākou mau pono .
He mau makahiki maʻamau ka nui o nā wāhine i haʻaleleʻia no ka loaʻaʻana o nā pono i loaʻa ka maleʻana ma mua o ka 60. He mau loina'ē aʻe ka mea i hōʻoleʻole i ka wahine i haʻaleleʻia mai ka loaʻaʻana o ka pōmaikaʻi.
Pehea e hoʻonuiʻia ai ka waiwai o ka wahine'apena a me ka uku wahine
ʻO ka ukuʻauhau he like ia me ka ukuʻana o ka mea e like me kā lākou mau makahiki pono'ī.
Aia i ka 85 pakeneka o nā pono i loaʻa e hiki keʻauhauʻia akā naʻe e pili ana i nā kumu he nui akāʻo kaʻike nui loaʻo ia ka hōʻoia kālā. Inā loaʻa i ke kanaka kekahi kālā'ē aʻe akā aia i lalo o $ 25,000,ʻaʻole e kauʻia nā pōmaikaʻi. Inā loaʻa iā lākou ma waena o $ 25,001 a $ 34,000, 50% o ka pōmaikaʻi ola e auhauʻia. No nā mea iʻoi aku ma luna o $ 34,001, 85 pakeneka ka meaʻauhau. No ka hui pūʻana, $ 32,000 nā paepae, $ 32,001- $ 44,000, a $ 44,001 a ma luna.
2. No nā keiki i mareʻoleʻia
Wahi a ka Social Security , 98 o nā 100 keiki a pau e loaʻa nā pōmaikaʻi. Inā he mau makahiki 18 a 19 paha ka makua o ka makua i make, inā hele lākou i ke kula haʻahaʻa a kula kiʻekiʻe paha, ua kūponoʻo ia no nā pōmaikaʻi ola. Hiki iā lākou ke loaʻa nā pōmaikaʻi ma nā makahiki āpau inā uaʻeha lākou ma mua o ka hikiʻana o 22 makahiki a ua hoʻomaha lākou. Hiki i nā keiki hānau, nā moʻopuna, nā moʻopuna moʻopuna, a iʻole nā keiki hānai paha ke kūpono i nā pono. Hiki i nā keiki kūpono ke loaʻa i kahi 75% o ka pono o ka makua i hala.
Pehea e auhauʻia ai
ʻO nā pōmaikaʻi hoʻopakele i nā keiki he meaʻauhauʻia ma lalo o kekahi mau kūlana akā i ka hapanui o nā hihia,ʻaʻole e uku nā keiki i nāʻauhau.
Inā loaʻa ka pōmaikaʻi ola i ke kālā loaʻa wale no i ka keiki,ʻaʻole lākou e uku i nāʻauhau no nā pono.
Inā loaʻa ke kālā i ke keiki ma o kahi hana a iʻole kekahiʻano'ē aʻe, pono e hoʻolālā kekahi. E hoʻonui i ka hapalua o nā pono o ke keiki no ka makahiki i kekahi kālā'ē aʻe i loaʻa iā lākou. Inā lawa kēia kālā no ka hālāwaiʻana i ke koiʻana, e lilo ke kālā i meaʻauhau. No nā keiki, he $ 10,400 ka heluʻana mai ka 2017 .
Kāheaʻia ka makua?
Ināʻoʻoe ke ola ola a loaʻa i kāu keiki nā kōkua palekana,ʻo ia ke kālā no lākou aʻaʻole e pili i kāu mauʻauhau. ʻAʻoleʻoe e uku i nāʻauhau no ka uku a ke keiki aʻaʻole kekahi wahi o kāu kuleana mālama ola e loaʻa ka hopena i ko lākou hiki ke hōʻiliʻili i nā pono inā loaʻa iā lākou.
Nā Loaʻa Loaʻa Loaʻa
Ināʻoi aku ka waiwai o kaʻohana ma kahi o 150 haneli i 180 pakeneka o ka uku kālā o ka makua i hala, e hōʻemiʻia ka palekana e like me nā mea a pau āpau keʻole ka makua ola a hiki i ka hōʻeaʻana o ka nui.
He paʻakikī
He paʻakikī nā pōmaikaʻi ola. Ma ka hapanui o nā hihia, ponoʻoe e hele i kahi keʻena mālama ola e hoʻomaopopo ai inā hiki iāʻoe a iʻole paha ke keiki a me ka nui o nā pōmaikaʻi. ʻOiai ke hana neiʻoe a ma lalo o ka piha piha o ka hoʻomahaʻana, e loaʻa i kahi kōkua iʻoleʻoe e haʻalele i nā pono i kūpono iāʻoe.