Loaʻa nā kāleka hōʻaikaʻi e uku no kāu huakaʻi hele, inā pahaʻo ia nā moku, nā hokele , nā ala moana, a me nā kaʻa kaʻa. Kāleʻa Kāleka Kālā e uku mile aiʻole mau manaʻo ma nā kūʻai āu e hana ai me kāu kāleka kāleka. A laila, ma hope o ka hōʻiliʻiliʻana i kekahi mau uku o ka uku, hiki iāʻoe ke kūʻai i kāu uku no ka kūʻaiʻana i nā hele aiʻole e hoʻohana i kāu mau uku ma keʻano he'ōlelo no ka hoʻopaʻiʻana i ka holoʻana ma kāu kāleka. ʻO nā kāleka kāleka maikaʻi loa e hāʻawi ana i nā uku maikaʻi a me nā mea hele'ē aʻe.
Nā kōkua wikiwiki no ke kohoʻana i kahi Kālā Kālā Kālā Loa
ʻO ka mea maʻamau, he pāʻina nui ka APR kālekaʻana i ka kohoʻana i kahi kāleka kāleka. He mea nui ka APR i ka wā e hoʻolālā aiʻoe e kau i kahi kaulike ma kāu kāleka kāleka no ka mea, ma lalo o ka'ōlelo APR iho āu e uku ai i ka uku. ʻAʻole ponoʻoe e uku i ka ukupaneʻe ma kahi kāleka kāleka kaʻa heleʻana no ka mea e hōʻalo ana ia i nā uku i loaʻa iāʻoe ma ka kāleka kāleka. ʻO ia hoʻi, ponoʻoe e uku mau i kou palekana a pihaʻole i nā mea iʻoi aku ma mua o kou hiki ke uku.
Mai koho i kahi kāleka kāleka kaʻa e pili ana i kahi hāʻawi hoʻolimalima kaulike . ʻAʻole loaʻa nā uku i nā pale Balances a lawe i kahi hōʻai'ē e hiki ai ke hoʻohana iāʻoe no ka loaʻaʻana o kāu bonus mua. ʻAʻoleʻo ia wale nō, hiki i ka hoʻoiliʻana i nā hoʻololi ke hāʻawi aku i kahi uku hoʻolālā palekana , kahi kālā'ē aʻe e hoʻopiʻi ana i nā uku i loaʻa iāʻoe ma ka kāleka.
I ka manawa i'āponoʻiaʻoe no kāu kohoʻana i kāleka kāleka heleʻana, e mālama ponoʻoe i ka mālamaʻana o kāu moʻokāki, ke kūlana, a me ka kūpono e pale aku ai i ka neleʻana i kāu uku.
Kāleka Kālā Kālā Kiʻekiʻe
Loaʻa nā hanana kāleka he nui e koho ai a me ke hōhālike iā lākou a pau e hiki ke hoʻohana i nā hola. Ma lalo iho nei kahi papa inoa o nā kāleka kākikaʻi maikaʻi loa, i hoʻohuiʻia i nāʻano maʻamau.
Ka Hoʻouka Hou Loa
Kāleka Barclaycard Hōʻea Hou Pūnaewele Pele Elite
Nā Hualoaʻa Loa:
- Nui bonus hōʻailona
- Nā koho koho hoʻololi
- Hoʻopuka pūnaewele FICO online
ʻO kekahi mau kāleka kāleka e kālepa i keʻano e hiki ai iāʻoe ke kūʻai i kou uku, no ka mea wale nō no nā noho hoʻomaha. ʻO ka Barclaycard Arrival Plus World Elite MasterCard e hiki iāʻoe ke kūʻai i nā uku no ka hōʻai'ēʻikepili i kēlā me kēiaʻano o ka heleʻana i nā lā a pau i kūʻaiʻia ai kāu kūʻai i loko o nā lā he 120 i hala.
E loaʻa iāʻoe he 50,000 mau waiwai bonus ke liloʻoe i $ 3,000 i nā lā he 90 mua. ʻO kēia bonus 50K ka waiwai o ka hōʻai'ē kālā $ 500.
ʻO ka Arrival Plus World Elite MasterCard e uku mau iʻelua mau helu ma nā kūʻai a pau. Nui nā kīʻale kāleka e hele nei i kahi papahana uku uku e uku ana i nā uku maikaʻi loa ma ka kūʻaiʻana i nā kaʻa. Me kēia mau kāleka,ʻoi ka nui o nā uku e pono ai ka huakaʻi. ʻO kēia papahana uku uku ka maʻalahi e hoʻomaopopo i ka nui o nā uku e loaʻa ai kāu mau kūʻai.
Ma luna o nā uku i loaʻa iāʻoe ma ka kūʻaiʻana, loaʻa iāʻoe ka 5 pakeneka o nā helu i kēlā me kēia pānaʻi. ʻO ka ukuʻana i nā uku kālā he 50,000 e hāʻawi iāʻoe e loaʻa i nā helu bonus. Hiki iāʻoe ke hoʻohana i kāu uku i kāu hoʻopakele hou.
Hiki iāʻoe ke uku i kou uku no ke kālā a mea kūʻai paha, akā,ʻaʻole nui nā uku i ka wā āu e pānaʻi ai i kēia ala.
Ua hoʻokuʻuʻia ka $ 89 makahiki makahiki i ka makahiki mua aʻaʻole he kālā kālā.
Ka hoʻoponopono hou :ʻO ka palapala uku uku kālā,ʻaʻole ia he ala e hoʻonui ai i nā uku ma mua aʻe o ka hanaʻana i ka hoʻopānaʻiʻana.
ʻO ka maikaʻiʻole no ka hōʻai'ē kālā hōʻai'ē kālā
Ka Waihona Kālā Kālāʻo BankAmericard
Nā Hualoaʻa Loa:
- 20K mau helu bonus
- Hoʻoula hou
- ʻAʻole uku makahiki
ʻO ka hapanui o nā kāleka maikaʻi maikaʻi loa e uku i ka makahiki makahiki, i ka makahikiʻelua a me kēlā me kēia makahiki ma hope. Ināʻoe eʻimi nei i kahi kāleka kāleka kaʻa kālā e hāʻawi i ka waiwai maikaʻi ma kēlā me kēia makahiki me ka ukuʻole o ka makahiki, mai nānāʻoe ma mua aʻe o ka Bank Transfer Bank Card.
E loaʻa he 20,000 mau waiwai bonus ke liloʻoe i $ 1,000 ma ke kūʻaiʻana i nā 90 mau lā o ka weheʻana i kāu pūnaewele. ʻAʻole kūpono ka hoʻolimalima kālā e like me ka nui o nā kāleka hoʻolālā'ē aʻe, aʻo kekahi o lākou e makemake $ 3,000 a $ 4,000 paha o ka hoʻolimalimaʻana i ka manawa like. Hiki ke ukuʻia kāu mau uku bonus 20K no kahi hōʻai'ēʻike kālā $ 200 no nā kūʻai kūʻaiʻana i hanaʻia ma kāu kāleka kāleka.
Loaʻa kāu mau kūʻai i kahi helu he 1.5 no kēlā me kēia kālā āu e hoʻolilo ai ma nā kūʻai a pau. Hiki iāʻoe ke loaʻa nā uku hou ma ka kūʻaiʻana inā loaʻa iāʻoe kekahi pūlāwai Pelekikena'ē aʻe. Eia kekahi laʻana, ināʻoe he waihona Bank Bank o'Amika a me ka waihona mālama kālā, e loaʻa iāʻoe he 10 bonus mau heluʻaiʻoihana maikaʻi ma kāu mau kūʻai. A ināʻoe he Bank of America Preferred Rewards ka mea nui, hiki i kāu bonus ke piʻi i 25 pakeneka i 75 pakeneka ma muli o kāu kūlana maikaʻi.
Loaʻa ka maʻalahi i ka ukuʻana i kou uku e like me ka loaʻaʻana iā lākou. E hoʻohana i kāu kāleka e kākau ai i ka heleʻana, a laila e hoʻopakele i kāu mau helu no ka hōʻai'ēʻike. ʻAʻoleʻoe i kaupalenaʻia i kekahi pūnaewele a iʻole nā lā a hiki ke hoʻohanaʻia kāu mau manaʻo i nā flights, nā hokele, nā hoʻomaha hoʻomaha, nā alakī, nā kaʻa hoʻolimalima, a me nā ukana kālepa.
ʻAʻole wale nō he uku makahiki makahiki,ʻaʻohe hoʻi kuleana kālā ma waho o nā kūʻai āu e hana ai i loko o nā kālā'ē aʻe.
Nā hoʻopuka hou :ʻO ka ukuʻana o ka BankAmericard Travel Rewards Card i ka bonus haʻahaʻa ma mua o ka nui o nā kāleka kāleka'ē aʻe. ʻOiaʻiʻo,ʻaʻole he uku makahiki o ka kāleka, no laila, he mea kūʻai nui. ʻO ka papahana uku uku ka mea maʻalahi keʻike i nā mea e loaʻa iāʻoe, akā hiki ke maʻalahi hoʻi i ka hoʻonui i nā uku keʻoleʻoe e mālama i kahi waihona Bank of America.
ʻO ka maikaʻi no ka Hōʻaikaʻi Hotel
Kāleka Kāleka Kāleka Kūikawāʻo Starwood
Nā Hualoaʻa Loa :
- 5x Starpoints i loaʻa ma nā hotels o Starwood
- Ka hiki ke hoʻololi i nā helu i nā mile mileli
Me ka Starcard Kāleʻa Kālekaʻo Starwood i hoʻolakoʻia mai ka American Express, loaʻa iāʻoe nā Starpoints 25,000 ma hope o kāu hoʻohanaʻana i kāu kāleka e hana $ 3,000 ma nā kūʻaiʻana i loko o nā 3 mahina mua o ka weheʻana i kāu kāleka kāleka.
Ke holo nei, loaʻa iāʻoe 5 Starpoints ma kēlā me kēia kālā āu e hoʻolālā ai ma nā hotels Starwood, 2 Starpoints ma ka kālā ma nā koho kūpono o Marriott Rewards a me ka 1 Starpoint ma ke kālā no nā mea a pau. Inā nohoʻoe i ka nui o nā Starwood a iʻole Marriott mau waiwai, hiki iāʻoe ke loaʻa i kahi Starpoints nui. Ināʻole, e loaʻa ana hoʻokahi Starpoint iāʻoe no kēlā me kēia kālā āu e hoʻolilo nei.
E hoʻopakele i kāu Starpoints no nā pō maʻamau ma Starwood mau mea likeʻole me St. Regis, W Hotels, Westin,ʻEhāʻAna e Sheraton, Ke Kōkoi Kūʻokoʻa, Aloft, Sheraton, a me ke Kelepona Hoʻoikaika. Hiki iāʻoe ke uku i ka uku hana no kekahi mau hokele a me nā hōkele.
Hiki iāʻoe ke hoʻohuli i kāu Starpoints i nā mile mile a kūʻai aku no ka holo kaʻawale ma nāʻoihana 150. Hiki ke hoʻololiʻia nā mea i kekahi papahana lele pinepineʻana i nā papahana lele, ma ka hapanui ma luna o hoʻokahi papahana. E loaʻa iāʻoe he 5,000 Starpoints bonus i ka manawa e hoʻoili aiʻoe i 20,000 mau helu i kahi papa hana lele pinepine.
Loaʻa he $ 95 makahiki makahiki i hoʻokuʻuʻia i ka makahiki mua aʻaʻole he kālā hoʻolimalima'ē aʻe i ukuʻia i ka wā e hoʻohana aiʻoe i kāu kāleka e kūʻai i nā kālā'ē aʻe.
Ka hoʻopuka hou :ʻAʻole e kūʻai nuiʻia kēia kāleka keʻoleʻoe e noho mau i Starwood a iʻole Marriott mau waiwai. ʻO ka bonus mua he mea liʻiliʻi no ke kāleka kāleka e koi ana i ka uku makahiki. ʻAʻole hiki iāʻoe ke loaʻa ka bonus inā ua loaʻa iāʻoe kekahi bonus ma kahi kāleka kāleka Express Express.
ʻO ka Bonus Bonus
ʻO Chase Sapphire Reserve
Nā Hualoaʻa Loa :
- Kaomi nui hōʻailona
- ʻO ka hōkele kālā makahiki
Loaʻa i ka Chase Sapphire Reserve kekahi o nā papa inoa hōʻailona nui loa o ke kāleka kāleka - hele a pēlāʻole. Kāleka hoʻopiʻi hōʻailona me nā 50 bonus bonus ma hope o ka hālāwaiʻana i nā koi kau kālā o $ 4,000 i nā mua o 3 mau mahina. ʻO ka bonus 50K he $ 750 ke kaʻina inā e kūʻaiʻoe i kāu mau helu ma o Chase Ultimate Rewards.
E loaʻa iāʻoe 3 mau helu ma ke kālā no ka heleʻana a me kaʻaiʻana a me ka helu hoʻokahi ma ka tālā ma nā mea a pau. (Nui nā kāleka kāleka'ē aʻe me kahi pūnaewele kiko'ī e uku i nā uku ma kaʻaiʻana.)
ʻO kou mau helu he 50% ka nui i ka wā e hoʻohana aiʻoe iā lākou e kākau hele i nā Chase Ultimate Rewards. No laila, he 50,000 mau kumukūʻai o ka bonus.
Aia ka Chase Sapphire Reserve i nā waiwai kupaianaha'ē aʻe: $ 300ʻo ka hōʻai'ē holo kaʻa makahiki e kūʻai koke iāʻoe no ka kūʻaiʻana i nā mea āu i kau ai i kāu kāleka.
E loaʻa iāʻoe kahi hōʻai'ē hōʻai'ē $ 100 no Global Entry a iʻole TSA PreCheck, nā polokalamu e hiki ai iāʻoe ke holo ma ka mākele o kaʻaeʻa. Ponoʻoe e hoʻohana i kāu kālepa Chase Sapphire e makemakeʻia e hoʻopiha i ka noi a uku i ka uku. E loaʻa i nāʻike hou aku e pili ana i ka Polokalamu Hoʻokomo Pūnaewele, ka mea hoʻohanaʻia e ka poʻe Kūʻai a me ka Border Protection, ma ka heleʻana i globalentry.gov. No kaʻike hou aku ma luna o TSA PreCheck, i hoʻohanaʻia e ka US Security Security Security, e hele i ka.gov.gov.
Loaʻa i ka Prior Prior Pass Pass ka wae e hāʻawi ana iāʻoe i ka hōʻea i nā loungesʻoihana 900+.
Inā ua hōʻehaʻoe i nā helu me nā hale hōkele'ē aʻe a iʻole nā laina o ka laina ea hiki iāʻoe ke hoʻohui i kāu mau uku no kahi pōmaikaʻi nui aʻe. Hoʻolakoʻo Chase 1: 1 i ka hoʻoiliʻana i kaʻoihana airline a me nā hōkele o ka hōkele.
He $ 450 ka uku makahiki makahiki no ka mea kuleana mua a he $ 75 hou no kēlā me kēia hoa hoʻohana'ē aʻe. ʻO ka Chase Sapphire Preferred Reserveʻaʻole ia e koi i nā uku kālā.
Hoʻoponopono hou : He uku ka $ 450 makahiki āpau a he pono e ukuʻia i loko o ka malama mua o ka loaʻaʻana o ka palapala kāleka e pale ai i ka ukiuki a iʻole e nalowale ka waiwai o nā uku. ʻAʻole hiki iāʻoe ke kūpono no ka bonus inā ua loaʻa iāʻoe kekahi bonus'ē aʻe mai Chase mai i nā mahina 24 i hala.
ʻO ke kūlana kiʻekiʻe loa
Chase Sapphire Loaa
Nā Hualoaʻa Loa :
- Nui bonus hōʻailona
- Ka hiki ke hoʻololi i nā uku i nā polokalamu'ē aʻe
New Chase Sapphire Loaʻa nā 50,000 bonus ma hope o ka hoʻohanaʻana i $ 4,000 ma ke kūʻaiʻana i loko o nā mahinaʻekolu o ka weheʻana i ka helu. ʻO ka bonus 50K he $ 625 ka huakaʻi i ka wā e kūʻai aiʻoe ma o ka hana hoʻopuka Chase, Chase Ultimate Rewards. Hiki iāʻoe ke loaʻa i nā kumukūʻai 5,000'ē aʻe ināʻoe e hoʻohui i kekahi mea hoʻohana i ka hoʻohanaʻia a hoʻolilo i kāu kūʻai mua i loko o nā 3 mahina mua o ka weheʻana o ka helu.
E loaʻa iāʻoeʻelua mau helu ma ka heleʻana a me kaʻaiʻana i nā haleʻaina a hoʻokahi helu ma ka tālā ma nā mea a pau. ʻO ka uku o kāu uku he 25 pakeneka ka nui ke kūʻaiʻoe iā lākou ma o Chase Ultimate Rewards. ʻO ia hoʻi, he 50,000 nā kumukūʻai maikaʻi.
ʻAʻohe lā pōuliuli a iʻole nā noho noho i ka hoʻohanaʻana i kāu uku no ka kākauʻana i ka huakaʻi.
Hiki iāʻoe ke hoʻolilo i ka helu 1: 1 i nā hoʻokele kaʻahele a Chase e hui pū ana me Southwest , Marriott, a me British Airways.
Hāʻawiʻia ka uku makahiki he $ 95 i ka makahiki mua. ʻAʻole ka uku kālā i hoʻoiliʻia ma ka Chase Sapphire Preferred Card.
Ka hoʻopuka hou :ʻAʻole i like ka nui o nā laikini e like me ka Chase Sapphire Reserve, akāʻo ka makemake nui he palapala kāleka nui nui, no nā mea kūʻai paha i makemakeʻole e uku i ka uku makahiki he $ 450. E like me ka Chase Sapphire Reserve, hiki iāʻoe ke loaʻa nā pane bonus ināʻaʻole i loaʻa iāʻoe kekahi bonus'ē aʻe mai Chase i loko o nā mahina he 24 i hala.
Ka Hoʻolaha: Ka mea e hiki ke hoʻololi i nā hua'ōlelo kāleka. E kipa aku i ka pūnaewele pūnaewele kāleka kāleka no nā uku kūpono a me nā kiko'ī o ka uku.