ʻO ka Discover it Miles ka mea e loaʻa ai iāʻoe he 1.5 mau mile no kēlā me kēia kālā āu e hoʻolilo ai ma nā kūʻai kāleka kāleka. E hele ana kēia no nā kūʻai a pau,ʻaʻole wale i nā kūʻai i pili i nā huakaʻi. E like me ka hapanui o nā kāleka kāleka, hoʻololi i nā palekana, ka piʻi kālā, a me nā ukuʻaʻole helu no nā uku. Loaʻa i nā mile he hoʻokahi hapa ma keʻano he hōʻailonaʻike no ka hoʻolālāʻana i nā hana hele.
I ka makahiki mua, loaʻa i nā kāpena hou nā mileʻelua, he mea nui ia no nā mea nui. A ma keʻano he paku kālā hoʻohui,ʻaʻohe he kālā makahiki a me nā uku kālepa'ē aʻe.
Hiki iāʻoe ke kūʻai i nā Miles i kēlā me kēia kālā (ʻaʻoleʻoe e kali a hiki i ka hōʻiliʻiliʻana i 500 a 1,000 paha a iʻole kekahi mau kumu'ē aʻe o Miles) no ka hōʻai'ē hōʻike a iʻole kahi kiko'ī kūpono i kāu waihona kālā no nā kūʻaiʻana i nā moku e like me nā ticketsʻoihanaʻoihana kalepa, nā hale hōkele. , nā hoʻokele kaʻa, nā cruises, nā hōʻailona hoʻomaha inā loaʻa lākou ma o kaʻoihana loina. E nānā i kāu mau'ōlelo a me nā kūlana no nā mea a pau i kūpono no ka hoʻopānaʻi pānaʻi.
Loaʻa nā hōʻai'ē i kahi hōʻai'ē no $ 30 no ka wifi uila i kēlā me kēia makahiki, i hanaʻia e like me ke kuhiʻike i loko o 7 mau lā o ke kūʻai. ʻAʻole hiki ke hoʻohanaʻia ka hōʻai'ē ma ka'aʻaleʻa aiʻole nā kūʻai wifi'ē aʻe. ʻAʻole nā hua'ōlelo i hoʻohanaʻoleʻia i ka makahiki e hiki mai ana. Hoʻoholoʻia ka makahiki ma kāu lā makahiki hoʻomana,ʻaʻole ka makahiki makahiki.
Nā Hoʻoemi Waiʻili
Hana i kāu kūʻai ma ke kāwiliʻana i kāu kāleka a iʻoleʻoe e komo i kāu helu kāleka ma ka pūnaewele.
Ināʻoe e kūʻai i ke kūʻai ma kahi kūkākūkā pili kokoke i ka papa,ʻo ka putele nani, a iʻole keʻano likehana like paha, hikiʻole ke kūpono i ka uku pānaʻi.
ʻAʻohe lā pōkale a hiki iāʻoe ke hoʻohana i kāu Miles ma kekahi laina mokulele, i kēlā me kēia manawa. Akā,ʻaʻole hiki iāʻoe ke hoʻoili i nā Miles mai kekahi polokalamu'ē aʻe pinepine.
Ka uku
ʻAʻole he uku makahiki ma ke kāleka Miles.
ʻO nā kūʻai a me nā hoʻoili kūpono ke loaʻa ka pānaʻi hoʻolaha mua , akā, heʻokoʻa ka pākēnaʻi no nāʻanoʻelua o nāʻoihana. Loaʻa iā 0% APR no 12 mau mahina, a laila, 10.99 i 22.99%, ma muli o kāu hōʻai'ē hōʻai'ē. Hoʻoliloʻia nā hoʻouka paleni 10.99% APR, a laila, 10.99 i 22.99%. ʻO ka uku hoʻolimalima pale he 3%.
Ināʻoe e hoʻolimalima kālā, ua heluʻia he 24.99% a he uku no ka $ 10 a 5% o ka uku kālā kālā,ʻo kaʻoi aku paha.
ʻAʻoleʻo ia e koi i kahi uku hopena i ka uku hope loa aʻaʻole hoʻi he pāʻani APR inā ua halaʻoe i kāu uku. Akā, hiki iāʻoe ke hoʻolimalima iā $ 35 hōʻemi i ka uku inā loaʻaʻoe i ka uku hope. Loaʻa iāʻoe a hiki i ke aumoe (hikina) i kou lā kūpono e uku aiʻoe ma ke kelepona a ma ka pūnaewele paha. Hāʻawiʻia nā uku kuhiʻai i kahi kālā a hiki i $ 35.
Nā Pāʻani'ē aʻe
E mālama houʻia i kāu hōʻai'ē hoʻoili a me ka loaʻaʻana i kāu helu FICO pūnaewele i kēlā me kēia mahina.
Aiaʻo ia wale nō ka mea hoʻopuka kālā kāleka e hāʻawi iā Freeze it, kahi mea e hiki ai iāʻoe ke "maloo" i kāu kāleka kāleka a me ka hōʻoleʻana i nā kūʻai hou, nā pane kālā, a me nā hoʻoiliʻai kaulike ma kāu moʻokāki. Hiki iāʻoe ke hoʻokuʻu a weheʻole i ke kāleka mai ka pūnaewele o Discover a iʻole ka polokalamu kelepona. Mai kānalua i kēia hiʻohiʻona me kahi palekana palekana, kahi hana lapaʻau e hana ai i nā meaʻaihue mai ka weheʻana i nā hōʻai'ē hōʻai'ē hou ma kou inoa.