Ma kahi hōʻai'ē hōʻai'ē hōʻai'ē ,ʻo ka mea "mea hāʻawi aku" ke hoʻohiki pinepine e hāʻawi iāʻoe i kahi hōʻai'ē, akā, ma hope o kou hoʻouna muaʻana i kahi uku no ka loaʻaʻana o ka hōʻai'ē.
E like paha ke emi o ka $ 50 a hiki i ka nui o nā kālā he nui ma muli o ke kālā āu e noi nei. Hiki i ka "mea kūʻai" ke kapa i kēia uku kālā hōʻai'ē, hōʻai'ē hoʻolimalima kālā, aiʻole hōʻai'ē no ka hōʻai'ē. Hoʻounaʻoe i ke kālā a kali no kāu hōʻai'ē hōʻai'ē maikaʻi, akā,ʻaʻole loaʻoe e lawe. ʻO ka mea pōʻino, ma ka manawa e hoʻomaopopo aiʻoe i ka mea e hana nei, ua lōʻihi kāu kālā aʻaʻole hiki ke loaʻa ka mea nāna e hāʻawi
He kū'ē ia i ke kānāwai no ka hōʻai'ēʻana o kekahi hui e hāʻawi iāʻoe i ke kālā no ka ukuʻana - e kapaʻia kēia mau inoa " nā uku ukali mua ." ʻAʻole wale nā koi kālā e koi aku i uku e hoʻokuʻuʻoe i kahi hōʻai'ē hōʻai'ē maikaʻi,ʻaʻole maikaʻi kaʻike kālā e uku i ke kālā e hōʻai'ē kālā.
Nā hōʻailona o ka Scam Loan Loaʻa
ʻO ka hōʻailonaʻoi loa kahi hōʻai'ē hōʻai'ē maikaʻi he scam kekahi noi no ka uku palena. (E hoʻomaopopo i ka loaʻaʻana o ka moraki aiʻole ka hōkele kālā ma kahi e ukuʻia ai ma ka moraki aiʻole ka hōʻai'ē kaʻa a iʻole ka palena pili.)
ʻO ka Advance-fee a me nā hōʻai'ē hōʻai'ē hōʻai'ē e hōʻike mau nei iāʻoe e loaʻa kahi hōʻai'ē, ma mua o ka nānāʻana i kāu hōʻai'ē. Ua hoʻohiki lākou e hāʻawi iāʻoe i kahi hōʻai'ē hōʻai'ē maikaʻiʻole me ka nānāʻole i kou moʻomeheu kālā, loaʻa kālā, aiʻole ka uku kālā i hala. Akā,ʻaʻole hiki i kekahi mea'ai'ē kūpono ke hāʻawi iāʻoe i kahi hōʻai'ē me kaʻole o ka hōʻoiaʻiʻo e uku anaʻoe i ka hōʻai'ē.
ʻO kahi hōʻailona e pili anaʻoe i ka scammerʻo ka noiʻana o ka hui / koi iāʻoe e hoʻouna aku i kahi e uku ai i nāʻaoʻao'ē aʻe ma waho o ka meli a me ka helu pilikino. Ma muli o ka nui o nā kānāwai kuhi hewa ma United States,ʻaʻole i loaʻa pinepine nā kāpena i nā uku ma o ka leka uila. Akā, koi pinepine lākou iāʻoe e hoʻoili i ka uku iā lākou. Ke noi pinepine nei ka poʻe Scammers i nā mea i hoʻopilikiaʻia e hoʻouna aku i ke kālā ma o Green Money MoneyPak,ʻo ia kekahiʻano hana paʻakikī eʻike i ka manawa i hoʻounaʻia aku ai ke kālā.
E mālama i nā mea hāʻawi kālā ma nā'āina'ē e like me Canada a me ka Caribbean. ʻO kēia nā wahi maʻamauʻelua i loaʻa nā hopena hōʻai'ē hōʻai'ē i ka hopena. ʻOiai no ka hiki mai o ka hōʻai'ē mai kahi'ē aʻe ma mua o kēlā mau wahiʻelua,ʻaʻole ia he manaʻo kūpono. E hoʻohālikelike pono i ka hōʻai'ē i nā kumuhana'ē aʻe e hōʻoia i ka hōʻai'ē hōʻai'ē maikaʻi.
E makaʻala i nā hui e noi ana i kāu helu mālama ola, helu kāleka, aiʻole kāleka kāleka kālekaʻole me ka hāʻawiʻoleʻana iāʻoe i kekahi palapala kākau i ka loina. E mālama i ka hāʻawiʻana i nāʻike koʻikoʻi ma luna o ke kelepona keʻoleʻoe i hoʻomaka i ka hea i kahiʻoihana āu iʻike a hilinaʻi.
Inā uaʻikeʻiaʻoe
Inā ua loaʻaʻoe i ka mea i hōʻehaʻia no kahi hōʻai'ē hōʻai'ē hōʻai'ē maikaʻi, e hoʻopili i kāu kānāwai i ka manawa āpau.
Ponoʻoe e hoʻomaopopo i kāu Loio Kuhina o ka Moku'āina, ka FBI ināʻo ka hui mai kahi moku'āina'ē aʻe a'āina paha, a me ka Federal Trade Commission. He mea maikaʻi nō hoʻi e hōʻike i ka Better Business Bureau eʻike e pili ana i ka'ōhū e hoʻomaopopo i nā mea'ē aʻe e pili ana i ka pahele.