Nā Mokupuni Loaʻaʻole'Ake Laikini
ʻEhiku'āina i hāʻawiʻole i kaʻauhau kālā: Alaska, Florida, Nevada, South Dakota, Texas, Washington, a me Wyoming.
Ma New Hampshire a me Tennessee, loaʻa wale ka uku kālā a me ka uku kālā. ʻOiai e'ōlelo anaʻaʻole nele kahi kālāʻauhau kālā e like paha me ka koho keu loa, hiki iā lākou ke loaʻa nāʻauhau nui a me nāʻauhau kūʻai, hiki ke maʻalahi i ka nele i kaʻauhau kālā.
ʻO kaʻauhauʻauhau kālā no ka poʻeʻauhau
ʻO ka hapa nui o nā moku'āina me kahi kālāʻauhau eʻae i ka poʻe hoʻomaha hoʻomaha e wehe i kekahi mau mea a pau mai ka Social Security, pensions, aiʻole nā meaʻelua. No ka hoʻomahaʻana o nā poʻe he nui,ʻo kēia kaʻauhau kālā i nā mea liʻiliʻi loa o ko lākou mau manaʻo.
ʻEiwa mau moku'āina e hoʻokuʻuʻia i nā penihana kālepa,ʻoihana koa, a me nā moku'āina āpau a me nā pono o ka mālama mālama ola mai ka auhau kālā: Alabama, Hawaii, Illinois, Louisiana, Massachusetts, Michigan, Mississippi, New York, a me Pennsylvania. Alabama, Hawaiʻi, a me Illinois no hoʻi nā kālā i loaʻaʻole mai nāʻano pilikino likeʻole.
Palekana a me Mississippi he kūlanaʻokoʻa wale nōʻo ia wale nō nā moku'āina i ka'āina i hoʻokuʻuʻia i nā loaʻa o ka hoʻomahaʻana,ʻo IRA a me 401 (k) ka māhele.
Eia nō hoʻi, he mau māhele'ē aʻe i emi iho ma mua o ka hoʻokipaʻana i ka poʻe hoʻomaha. ʻAʻole wale wale nō ka nui o kaʻauhauʻauhau, akā,ʻo ka ukuʻauhau hoʻi i ka uku peni kālā. ʻO kēia mau māhele a me ka nui o ka ukuʻauhau luna: Kaleponi (10.55 pakeneka ma ka loaʻa kālā ma mua o $ 1 miliona), Rhode Island (9.9 pakeneka o ka waiwai a pau me nā kālā kālā kālā), Vermont (8.95 pakeneka), Connecticut (6.5 pakeneka), a me Nebraska (6.84 pakeneka ).
ʻO kēia mau moku'āina, koe ke Kaleponi, kaʻauhauʻana i kekahi mau kōkua palekana mālama ola.
ʻO kaʻike hou aku i nāʻauhau kālā o ka moku'āina no nā poʻe haʻalele
Kōmike Kuleana Waiwai
He mea paʻakikī nāʻauhau waiwai i nā reti me nā uku liʻiliʻi a me nā koina hale kiʻekiʻe. ʻO ka mea pōmaikaʻi, nā'āina 50 a pau e hāʻawi aku i kekahiʻano o ka hoʻopau kālāʻauhau. Hoʻohauna'āina he kanahā i hāʻawi aku i nā hoʻokuʻu hale kūʻai e hoʻemi ana i ka waiwai kūpono o kou home, a me nā kumukūʻai kāpili waiwai e ho'ēmi i kāu pili kālā. ʻO ka hapa nui o nā'āina he mau'ōlelo kūikawā kūikawā paha no nā poʻeʻelemakule ma luna o kekahi mau makahiki a i loaʻa nā koi kālā.
Uaʻike ka'Āpana Foundation, he huiʻimi noiʻiʻauhauʻole ma Wakinekona, DC,ʻo ka poʻe e noho nei i Louisiana, Hawaii, Alabama, District of Columbia, Delaware, a me Mississippi e uku i nāʻauhau waiwai liʻiliʻi i ka hoʻohālikeʻana i ka waiwai o ka home. ʻO Florida, he meka hoʻomahaʻana, ua kokoke kokoke i ka waena, i ka 24 o ka makahiki.
ʻO Nevada, kahi hoʻomaha o kahi hoʻomaha hoʻomaha maikaʻi, mahalo nuiʻia kaʻauhau waiwai. ʻO ia ke kumu no ka uku o ka waiwai waiwai o Nevada ma kahi o 35 pakeneka wale nō o ke kumukūʻai kūʻai kūpono o ka waiwai, akāʻo ka hapa nui o nā aupuni e hoʻohana ana i ka 100 pakeneka o ka uku kūʻai kūpono. Eia hou, hiki i ka poʻeʻoi aku i piha i 62 he mau kumukūʻai palena kālā ke loaʻa i kahi kālā he 90% o kā lākou mauʻauhau waiwai.
Nā Moku'āina me nā Auhau Lapa Lapaʻi
ʻElima mau moku'āinaʻole e pili ana i nāʻauhau: Alaska, Delaware, Montana, New Hampshire, a me Oregon. ʻOiaiʻaʻole i kauohaʻo Alaska i kahiʻauhau kūʻai'āina, hiki i nā kūlanakauhale a me nā kalana ke hoʻokūkū i nāʻauhau kūʻai, mai ka 1 pakeneka i ka 7 pakeneka.
ʻO nā moku'āina e uku nei i kaʻauhauʻauhau,ʻo ka poʻe i hōʻuluʻuluʻia me ka hōʻuluʻulu'āina a me nā hāʻinaʻauhau o ka'āina,ʻo ia hoʻi: Hawaii (4.38 pakeneka), Maine (5.00 pakeneka), Virginia (5.00 pakeneka), Wyoming (5.38 pakeneka ), a me Wisconsin (5.42 pakeneka).
ʻO ka'ōlelo hoʻoholo
No laila,ʻo ka makahiki hea ka'āinaʻauhau maikaʻi loa no ka poʻe i haʻalele? Loaʻa ia ma keʻano a me ka nui o nā kālā āu e lawe mai ai, ka waiwai o kou home, kāu kālā-ma ka lima, a me nā hihia kālai'āina kūikawā āu e loaʻa ai.
Eia kekahi laʻana, inā nui ka nui o kāu kālā aiʻole e hoʻomau i ka hana i ka manawa-manawa ma hope o ka hoʻomahaʻana, hiki i kaʻauhau kālā ke lilo i kāu kumu mua.
ʻO ka mea likeʻole, inā e noho anaʻoe ma luna o ka Social Security i halaʻole ma nā moku'āina he nui,ʻoi aku ka nui o kaʻauhau waiwai. Aia kekahi mau pale mua, akā naʻe. ʻO nā aupuni i nele i kaʻauhau kālāʻauhau a iʻole nā peniho hoʻokuʻuʻia a me ka waiwai mālama ola, a he nui hoʻi ka waiwai o nā waiwai a me nāʻauhau kūʻai ma luna o ka papa inoa. ʻO kēia mau'āinaʻo Alaska, Nevada, Hawaii, Wyoming, Florida, Louisiana, Delaware, a me Mississippi.
E hoʻomanaʻo i kēia papa inoa no ka hoʻohana maʻamau aʻaʻoleʻike i ke aniau, hiki i ka mālamaʻana i ke olakino maikaʻi, aiʻole ka uku o ka ola, a me nā mea'ē aʻe. ʻO kāu kūlana kālā a me ka mea nui iāʻoe i kahi kaiāulu e hoʻomaha ana e hoʻoholo i kāu kūlana kūpono i kahi huakaʻi haʻalele. Ponoʻoe e kelepona i kāu CPA a iʻole kākā'ōlelo kālā no ke alakaʻi hou aku i kēia kumuhana.