ʻAʻole ka nui o ka poʻe i noʻonoʻo nui i ko lākou mauʻae niho. ʻO ia keʻano-ʻo ia ka mea e pono ai! ʻO Humana Insurance kekahi o nā mea hoʻolaha nui i nāʻae niho iʻAmelika Hui Pūʻia a hāʻawi i nā kumukūʻai no nā poʻe, nā hui a me nā poʻe hana.
Wahi a Louisville, Kentucky, Humana Health Company e hāʻawi ana i nā kumukūʻai ola olakino olakino, niho, Medicare a me nā hui i nā 50 āpau, Puerto Rico a me ka District District Columbia.
Loaʻa nā kūlana ikaika o kaʻike kālā mai kēia mauʻoihana hoʻolālā kūlana kiʻekiʻe :
- AM Best - "maikaʻi"
- Moody's Investor Service - "A1 Hōʻike kiʻekiʻe me ka hopena pili haʻahaʻa"
- Kūlana & Poor (S & P) - "A + ikaika"
- Fitch - "AA- Manaʻo loa"
Hāʻawiʻo Humana Insurance i ka makanaʻo JD Power a me nā Associates no ka "Lālā kiʻekiʻe loa i waena o nā Kaukaʻi Ola Olahana no nā moku'āina o Texas, North Carolina, South Carolina a me Georgia. ʻO Humana Insurance kahi hui hoʻonalohua BBB me kahi "A +" helu. Loaʻa he 398 hōʻai'ē hoʻolimalima a ua loaʻa i ka hui 3.71 mai loko mai o ka helu helu mele 5 e hoʻokumuʻia ma 45 mau manaʻo pāʻoihana.
Nā Humana Dental Plans
Hiki ke kūʻaiʻia nā kumukūʻai aliʻi e like me ke kelepila hoʻolauna o kekahi kanaka aiʻole ma kāu polokalamu mālama ola ma o kāu mea hana. Hiki iāʻoe ke hoʻohana i ka mea lapaʻau i loko o ka pūnaewele no ka hoʻopakele hou aku; Akā, inā kohoʻoe e nīnau i ke kauka,ʻaʻoleʻoe e makemakeʻia e loaʻa kahi kuhikuhi mai kāu kāpena lapaʻau.
ʻO nā uku no kaʻikeʻana i ka mea lapaʻau ma waho o ka pūnaeweleʻoihana iʻoi aku ka nui aʻe ma mua o nā mea i loko o ka pūnaewele. Eia kekahi mau koho koho pili i ka niho i hāʻawiʻia ma o Humana:
- Nā Humana Preventative Plus Hōkele no nā Veterans :ʻO kēia pōkole eʻae iāʻoe e koho i kekahi o ka mea lae, iʻole a waho paha o ka pūnaewele. Loaʻaʻia he $ 150 no kaʻohana a $ 50 paha no kēlā me kēia kanaka. ʻAʻole kūpono ka mea unuhi i nā lawelawe kuʻuna. ʻO kāu pōmaikaʻi makahiki āpau inā $ 1,000. ʻAʻohe wā kali no nā lawelawe mālama pale a me kahi manawa kaliʻeono no nā hanana o nāʻano lae a me ke kāwiliʻana o ke kī. Hoʻopili ka papahana i nā hana hoʻomaʻemaʻe a me nā māmā he 100%.
- ʻO Dental Loyalty Plus : Me ka Dental Loyalty Plus, hiki iāʻoe ke koho i kekahi o nā meaʻae i loko o waho a me waho. Aia hoʻokahi manawa e hiki ke hukiʻia he $ 150 no ke kanaka a he $ 450 no kaʻohana. Hoʻopili ka mea unuhi i ka wā e mālama aiʻoe i ka papahana hoʻokahi. Loaʻa nā palena pākuʻi: 1 st makahiki - $ 1,000; 2 mau makahiki - $ 1,250; a me 3 mau makahiki aʻoi aku - $ 1,500.
- Nā Dental Preventative Plus : E koho i kekahi o nā meaʻokoʻa i loko a me waho. ʻO ka mea unuhiʻia he $ 50 no kēlā me kēia kanaka a he $ 150 no kaʻohanaʻaʻole i pili i nā lawelawe kuʻuna. Hoʻomoeʻia nā'ōkuhi X a me nā hoʻomaʻemaʻe i 100 pakeneka aʻaʻohe he uku-uku no nā kipa. ʻAʻole hiki ke kaliʻia kahi manawa kali no nā lawelawe lawelawe palekana a me ka manawa e kali ai heʻeono mahina no ke kīʻana o ka waha, ka hoʻopihaʻana a me nāʻano hana'ē aʻe o nā niho.
- Hoʻolaha Hoʻoponoponoʻana : E loaʻa i kahi hōʻai'ē no ka hoʻohanaʻana i kekahi o nā mea lakau pūnaewele. ʻO ka Dental Savings Plus he kumu hoʻolimalimaʻole aʻaʻole'oiʻi. ʻAʻohe wā kali no nā uku i loaʻa ma o kēia papahana. Hiki iāʻoe ke loaʻa kahi manaʻo no nā lawelawe e pono ai. Loaʻa he uku hoʻokahi no ka poʻe inoa inoa he $ 15.
Nā Paʻa a me nā Kānana
Nā mea pāʻani
Hiki i ka paetukutuku Humana ke hāʻawi aku i nā koho komo i kaʻae niho hiki ke hoʻonohonoho ponoʻia a ua loaʻa i kāna pūnaewele nāʻike pūnaewele. Loaʻa ka pūnaewele i kahi pūnaewele. ʻO kaʻaeʻana i nā niho ma o Humana hiki ke hāʻawi i nā uku nui no nā kaʻao niho a me ka mālama paleʻana, ai kekahi manawa he 45 pakeneka.
ʻO ka mea hiki ke hukiʻia i hoʻokahi manawa i ka Polokalamu Loyalty Plus - me ka kū'ē i ka hōʻailona makahiki i hikiʻole ke hāʻawiʻia e nā nui o nā mea kani i nā niho - hiki ke ho'ōla iāʻoe ma nā hoʻona niho. ʻO ka Preventative Plus no nā kūpuna i hāʻawi i nā uku hou ma nā papa kuhikuhi. Ma o nā lawelawe pūnaewele, hiki iāʻoe ke waiho a hahai i nā nīnau ma ke kelepona, e hana i nā uku aiʻole e huli i nā kauka a me nā mea lapaʻau i ka pūnaeweleʻoihana iʻoi aku.
ʻAi
ʻAʻole nā lawelawe ola kino a pau i hāʻawiʻia ma o Humana. He papa inoa inoa; Akā, ināʻoe e kūʻai i ka hoʻopiʻi niho a me ka hihi, e hoʻokuʻuʻia ka uku inoa no kekahi noʻoe. ʻAʻole hiki ke uhiʻia nā mea mohala no ka poʻe maʻi i ka makahiki 14.ʻAʻole hiki ke loaʻa nā koho a me nā koho āpau i kēlā me kēia aupuni.
Hoʻokaʻaʻike
No ka hoʻokaʻaʻikeʻana iā Humana e pili ana i konaʻae niho a iʻole e aʻo hou e pili ana i kāna mau waiwai'ē aʻe, hiki iāʻoe ke kipa i kahi pūnaewele Insurance Health a hoʻohana paha i ka helu o ka helu kelepona e pili ana i kāu mau kōkua kōkua.
(Ma muli o kaʻike mai ka pūnaewele o ka pūnaewele, hoʻolahaʻo Humana i kāna mea kūʻai aku i kahi mea palekana i ka lawelawe polokalamu kelepona kahi i hanaʻia ai ka hopena o ka hoʻouluʻana i ka lā 20 o Malaki, 2017. Ua hōʻeuʻeuʻia nā lālā e hōʻoia i nā hua'ōlelo a me nā mea e pono ai ke koho 866-427-7478. )