ʻO wai nā hale kūʻai hoʻokele o ka homeowner Top Rated?

Inā likeʻoe me ka poʻeʻAmelika, aia kekahi mau mea nui aʻe ma mua o ka pōmaikaʻi a me ka mālama kālā o kouʻohana. ʻO kahi o ka mālama kālāʻana,ʻo ia ka hōʻoiaʻiʻo e palekana kou home a me kāu waiwai i ka hopena o ka hopena i manaʻoʻoleʻia e like me ke ahi a iʻole kekahi pōʻino kūlohelohe'ē aʻe. Ināʻaʻole i hoʻolalekaʻoleʻiaʻoe, hiki iāʻoe keʻike i nā pohō ka hopena. I ke kohoʻana i kahi hui inikua, makemakeʻoe i kahiʻoihana iʻikeʻia ma kahi o ka nui o kāu mea e pono ai.

ʻO kekahi o nā pae hoʻohālike āu e nānā aku ai i ka loaʻaʻana o ka'ōnaehana hoʻopiʻi maikaʻi loa o ka homeowner, ka uku omea kūʻai , nā uku, nāʻike waiwai hoʻolālā a me nā lawelawe kuleana. Eia kekahi o nā pūnaeweleʻokoʻa o ka homeowned kiʻekiʻe e like me kaʻikepili i hōʻiliʻiliʻia mai ka Consumer Reports, Insure.com, JD Power & Associates, Standard & Poors, AM Best a me nā hui o kaʻahahui'ē aʻe .

ʻO ka lawelawe kōkua a me kaʻoluʻolu

ʻO kahi kamupena inikua e uku nui loa ana i ka uku o nā mea kūʻai aku,ʻo ia ka mea nāna e hōʻoiaʻiʻo i nā pono o ka mea kūʻai. Inā loaʻa iāʻoe kekahi pilikia me kahi koi, kāleka aiʻole me nā loli i kāu kulekele; ponoʻoe i kāu hui inikua e pane wikiwiki ināʻoe e kāhea ana i ka helu kelepona lawelawe kelepona a noi mai paha i ke kōkua ma o ka pūnaewele pūnaewele. ʻO nā hui i hōʻikeʻia ma lalo o nā mea a pau loa i ka nui o nā kūlana hoʻonui . ʻO kekahi hui kūpono i ka hoʻolaha kūikawāʻo Amica Mutual.

Loaʻa iā ia ka palena palenaʻoihanaʻoi aku ma o ka JD Power & Associates no nā makahiki 11 i hala.

ʻO ke kumukūʻai a me nā kumuhana

Ke hana ikaika neiʻoe no kāu kālā a makemakeʻoe e hōʻoia i kāu kālā e hoʻolilo ai no ke kulekele a ka mea hale hale e hāʻawi iāʻoe i ka waiwai nui no kāu kālā.

ʻO kahi waiwai maikaʻi ma ka kulekele o ka mea hale noho aku e hāʻawi iāʻoe i ke kaona āu e pono ai ma ke kumukūʻai. Ke kūlana kiʻekiʻe nei kēia mau hui i kahi o ka hoʻokele waiwai a me nā uku uku. ʻO kēia mau hui, ʻOihana Inihana , USAA a me nā Hōkū'Ilekile e hāʻawi aku i kekahi o nā uku kālā o ka mea nona ka'olima hoʻokumu .

Nā Hōʻoia Manawai Pūnaewele

No ke aha e noʻonoʻo aiʻoe i ka hoʻokele waiwai kālā o kāu hui komo ? ʻO nāʻikeʻikeʻike kālā e hōʻemi i ka hikiʻana i kahiʻoihana e uku i nā kuleana i nā mea kuleana a me nā kuleana pili kālā. Ponoʻoe eʻike e pili ana kāu hui komo e kōkua iāʻoe i ka wā e pilikia ai kaʻino. Eia kekahi mauʻoihana loea a ka homeowner i kohoʻia ma kahi o ka ikaika kālā e like me nāʻoihanaʻaelike loea AM Best and Standard & Poor's.

Nā lawelawe koi

ʻO kahi hui e hāʻawi ana i nā kuleana koi kūpono e kōkua iāʻoe i ka koiʻana i kēlā me kēia kaʻe o ke ala. ʻO kēia ka mea e kōkua iāʻoe ma o ka hana hoʻopiʻi kuleana, me kahi mea hoʻoponopono i puka mai e nānā i kāu waiwai, e hana hou i kou home a me keʻano, e koi i nā koi i ka wikiwiki.

Hana maikaʻi kēia mau hui e like me nā hopena o ka noiʻiʻana o nā mea kūʻai mai ka poʻeʻoihana o kaʻaha luna . ʻO nāʻawelike i hoʻokahoʻia no nāʻoihana koi,ʻo USAA,ʻo Amica Mutual,ʻIke'āina, State Farm, a me Allstate.

I ka wā e pale ai i kouʻohana, ponoʻoe e koho i kaʻoihana loea o kāu home'āina i ke akamai. I ka hope loa, hiki wale iāʻoe ke hoʻoholo i ka pono o kaʻoihana inikua o ka mea nona ka pono e kū nei ma muli o kou kūlana kūikawā pono'ī. E hana i kāu haʻawina home ma ka kūʻaiʻana no ka inikua. ʻO ka hoʻohālikelikeʻana i nāʻoihana i loaʻa nā kūlana kūpono i ka lawelaweʻana o ka mea kūʻai, ka uku, ka waiwai kālā a me nā lawelawe noi e kōkua iāʻoe e hana i ka koho maikaʻi loa ae loaʻa ka waiwai politika no kāu kālā.

Ināʻikeʻoe e pono anaʻoe e hoʻololi i kaʻoihana inikua o kāu home home, aia kekahi mau pūnaewele hoʻoili waiwai nui e hiki ke hoʻomaka kāu hulina me Compare.com, NetQuote a Insure.com .