ʻO ka Big Banks i United States

Ka Hoʻohakiʻiaʻana o nā Kānaka WaiwaiʻAmelika

ʻO ka hua'ōlelo "ʻehā mau" ma loko o kaʻoihana mālama kālā e pili ana i nā moku nuiʻehā maʻAmelika Hui Pūʻia: Chase Bank, Bank of America, Wells Fargo a me Citibank. Me kēlā me kēia puʻu waihona waiwai ma lalo iho aʻoi aku paha ma luna oʻelua $ 2,000 pākahi, ua lawelawe kēia mau pūnaewele i ka hapa nui o mea waihona pono'ī a me nā meaʻoihanaʻoihana ma ka US, a he 45% o ka waihoʻana ma ka US.

Kūleʻa pono kēia mauʻaha i lalo o ka weheweheʻana o "nāʻaukā nui," a he mea paha e manaʻoʻia e kekahi nui nui iʻole . Eʻike i kēia mau kāpena i hiki iāʻoe ke hana i nā koho maikaʻi aʻe no kāu mauʻoihana kālā. Ma hope o nā mea a pau, ināʻaʻoleʻoe i kēia manawa, e hana pahaʻoe i kaʻoihana me hoʻokahi (aʻoi paha) o ka Big 4 i kēia mua aku.

  • 01 Bank of America

    Ua hele lōʻihiʻo Bank of America mai nā makahiki 1900, e neʻe ana mai kahi hoʻolālā Kalepona i kahi papa kiʻi papa ma 6th Ave. ʻOiai paha e paio kekahi ma ke kālekaʻaʻole i nalowale kekahiʻano o nāʻano kālai'āina,ʻo ia kekahi o nā haki nui iʻikeʻia i ke kālepa.

    ʻO ka hopena i hala koke aku neiʻo ka hopena o ka'aʻaleʻa he hui pūʻana o nā wahi he nui a me nā mea e manaʻo ai i ka hana. Oh, a me ka hui pūʻana me kahi wahi uila liʻiliʻi i kapaʻiaʻo Merrill Lynch. ʻO ia ka mea i kōkua.

  • 02 Holo

    ʻO ka Chase Bank (i kapaʻia ma ka inoaʻo JP Morgan Chase) o ka Big 4 o kēia lā,ʻo ia ka hua o ka hui ma waena o JP Morgan a me Chase Manhattan Bank i ka makahiki 2000. Bank, Bank One, ke Bank of Chicago, Bear Stearns a me ka huiʻana o Wakinekona ma ke ala e hiki ai i ka holomua.
  • 03 Citigroup (Citibank)

    Ke hiki i kahi ma ka honua nei, e paʻa anaʻo Citibank i ka lima lanakila. Ua lilo nā wahi o kaʻaʻa ma kahi o 125 mau'āina, e lilo ana iʻoihana waiwai nui ma ka honua nei. ʻO nā laina huahana Citigroup nā mea e kau i ka "Citi-" prefix, e maʻalahi iā lākou eʻike. Aia kahi CitiMortgage, CitiCards, CitiFinancial, CitiCapital, Citi Investment Research - maikaʻi, loaʻa iāʻoe ka manaʻo.
  • 04 Wells Fargo

    Welieʻo Wells Fargo e lawelawe i hoʻokahi ma nā hale hānaiʻekolu o ka US ma o ka liʻiliʻi o hoʻokahi o kāna mau lainaʻoihana. Inā e noʻonoʻoʻoe i nāʻinikua a pau o ke kāleka, nāʻoihana kālā, a me nā huahana'ē aʻe,ʻaʻole hiki ke hoʻomaopopo.

    Ma hope o ka makahiki 1995, i ka manawa e hoʻomau nei mākou i kā mākou mau modems hook-up no ka hoʻohanaʻana i Netscape,ʻo Wells Fargo ka bank mua e hāʻawi aku i ka pūnaewele pūnaewele i nāʻike kālā . ʻO Wells Fargo ka mea i hoʻokomo loaʻia i loko o ka Big Four.

  • 05 He mau mea'ē aʻe i nā koleke nui

    E hele i kahi kaiaulu: inā makemakeʻoe i nāʻoihana liʻiliʻi, hiki paha i kekahi mauʻaina a me nā uniona kālepa ma kou wahi. Hiki paha i kēia mau hui ke nui aku i ke kaiāulu, a hiki paha iāʻoe keʻoluʻolu i kahi pāʻaniʻoi aku. ʻAʻole maopopo i ka inoa o kahi'aha'ē. E aʻo pehea e hana ai. Hiki paha iāʻoe ke loaʻa nā uku haʻahaʻa ma kekahi o kēia mau hui, i ka hui pū kekahi.

    E hele aku i ka pūnaewele: nui loa ka laulāʻana o nā pūnaewele pūnaewele, a hiki iā lākou ke kū i kā lākou iho (me kaʻole e pono i kahi brick-a-mortar bank i kekahi mau hihia). Loaʻa ka loaʻaʻana o nā kaʻina hoʻokūkū a me nā uku liʻiliʻi. Eia naʻe, loaʻa kekahi mau pōmaikaʻi e hiki ai ke komo i kahi lālā kūloko.

    Aia kekahi wā i hāʻawiʻia aku ai nā kāpena nui i nā koho maikaʻi loa o nā huahana a me nā lawelawe, akā,ʻaʻole ia heʻoiaʻiʻo.

    ʻO nā kula liʻiliʻi kekahi manawa e alakaʻi i ke ala me nāʻenehana hou, aʻoi aku ka paʻakikī o nā kāpili nui e mālama i kāu kālā. Eia kekahi laʻana,ʻo kekahi mau'ahaina e uku i nā kumukūʻai'ē aʻe e hiki ke hoʻoiho i kāu moʻoleloʻoihana i nā huahana polokalamu o ka poʻeʻokoʻa, aʻo kāu bet maikaʻi no ka nānāʻana freeʻaʻole ia he lawaiʻa nui.