Na kēia mau kāleka e hoʻihoʻi iāʻoe i ka'ōnaehana kālā kūpono
Loaʻa i ka loaʻaʻana o kāu kāleka kāleka i ka wāʻoiʻole o kāu hōʻai'ē maikaʻi. ʻO ka hapanui o ka poʻe hoʻopuka kāleka makemake e loaʻa iāʻoe ka hōʻai'ē maikaʻi ma mua o ka hōʻoiaʻana iāʻoe no ke kāleka kāleka, akā,ʻaʻole hiki iāʻoe ke kūkulu i kāu helu'ai'ē keʻoleʻoe e komo i kahi kāleka kāleka. Mahalo, aia he mau kieke liʻiliʻi ma ke kālepa no ka poʻe kūʻai me ka hōʻai'ē maikaʻiʻole.
ʻO kekahi mau kāleka kāleka ma kā mākou kāleka kāleka maikaʻi loa no ka hōʻailona hōʻailona hōʻailona e paʻa i nā kāleka kāleka. Heʻano kāleka kāleka kēia e hiki ai iāʻoe ke hana i kahi hōʻailona mālama i ka palena kāleka o ka kāleka kāleka. ʻO kāu palena palena palena kāu e like me ka waihona mālama mālama. Ma muli o kāu mālama mālama mālama i kekahi mau mea pilikia, hiki iāʻoe ke'āponoʻia. I kāu kohoʻana i ke kāleka kāleka maikaʻi noʻoe, e noʻonoʻo i kāu hiki ke uku i kahi hūnā mālama, ka uku makahiki a me nāʻoihana'ē aʻe o ka kāleka kāleka.
01 Best no ka Low Deposit Deposit: Luna Nui Hoʻoilinaʻo MasterCard
ʻO ke Capital One Secured MasterCard eʻae iāʻoe e mālama i kahi kālā palekana no $ 49, $ 99 aiʻole $ 200 no kahi palena kālā he $ 200. E hoʻoholo ana kāu moʻomeheuʻike inā loaʻa iāʻoe kekahi o nā hōʻai'ē mālama pale haʻahaʻa. Ma hope o kouʻikeʻana inā uaʻaeʻiaʻoe, hiki iāʻoe ke hana i kahi hōʻailona mālama hou no ka palena palena hōʻonui ma mua o ka weheʻana o kāuʻike. Ponoʻoe e loaʻa kahi waihona kālā, no laila hiki iāʻoe ke uku i kāu waihona mālama.
Ma hope o ka hāʻawiʻana i kāu uku makahiki mua i ka malama, hiki iā Capital One ke noʻonoʻo iāʻoe no ka hoʻonuiʻana i ka palena hoʻonuiʻole me ka loaʻaʻole o kahi hōʻailona mālama kālā. Hiki iāʻoe ke komo pū i CreditWise, kahi polokalamu keleponaʻole e kōkua iāʻoe e noho ma luna o kāu helu'ai'ē.
Pane Nui :ʻO ka APR he 24.99 pakeneka aʻaʻohe No kālā makahiki.
02 No nā makana maikaʻi: Loaʻa iā ia
ʻIkeʻiaʻo ia wale nō ke kāleka kāleka i hōʻoia e hiki ai i nā kāleka ke loaʻa nā uku ma ko lākou kūʻai. E loaʻa nā kālā heʻelua pakeneka ma nā haleʻaina a iʻole nā wahi keleponaʻeleʻele a hiki i kahi $ 1,000 ma nā kūʻai likeʻana i kēlā me kēia hapaha. Hoʻokahi pakeneka kālā ma ka kūʻaiʻana i nā kāleka kāleka'ē aʻe'ē aʻe. E hoʻohālikelikeʻo ia i nā huina kālā āu i loaʻa ma ka hopena o ka makahiki mua. Hiki iāʻoe ke uku i kāu uku i kēlā me kēia manawa no kekahi kālā a ma muli o Amazon.com.
E hoʻolilo i kahi hōʻemi kūpono o $ 200 a $ 2,500 a hiki i kāu palena hoʻohālike e pili ana i kāu mea mālama palekana. Ma hope o kāu'eleka hōʻai'ē noʻewalu mahina, e nānāʻo Discover i kou hōʻai'ē e noʻonoʻo e hoʻihoʻi i kāu waihona mālama mālama ma ka mālamaʻana i kāu pūnaewele. Loaʻa i ka loaʻaʻana o kāuʻike i kāu helu FICO i kāu mau'ōlelo maʻamau.
Palekana Nui : Hoʻoponopono hōʻailona hōʻailona APR he 10.99 pakeneka no nā mahinaʻeono mai ka lā i hoʻoiliʻia ai. Pono e hoʻoili i ka hoʻoili i kāu moʻokāki ma ka lā 10 o Malaki, 2018. ʻO ka APR mauʻia he 23.99 pakeneka APR aʻaʻole he uku makahiki.
03 Kāleka Kikokikona Loaʻa Loaʻa Kū'ē kiʻekiʻe: Citi Secured MasterCard
Malia paha o ka mea maikaʻi loa e pili ana i ka Citi Secured MasterCard e hāʻawiʻia e Citi - kekahi o nā hoʻopuka kāleka nui. ʻO ke kūkā maikaʻi maikaʻiʻana me kāu kāleka kākika i hiki keʻae iāʻoe e hoʻolālā i kekahi o kā lākou mau kāleka maikaʻiʻoi aku.
Me ka Citi Secured MasterCard, hiki iāʻoe ke hoʻolilo i kahi palekana ma waena o $ 200 a $ 2,500 i ka manawa e hana aiʻoe i noi. Hoʻonohoʻia kāu waihona i kahi "Collateral Holding Account" no nā mahina he 18. ʻO ka pōʻino,ʻaʻole kāu kālā e loaʻa i ka uku a me ka banekorupa i nā mahina he 24 i hala iho nei i hiki ke hōʻole iāʻoe mai ka'āponoʻiaʻana.
Paʻi Kūlana Nui :ʻO ka APR he 23.74 pakeneka. ʻAʻole he uku makahiki.
04'Okela no kaʻIke kālā: Ka hoʻomaka muaʻana Kāu Kāleka Kāleka Kāleka
ʻO ka Polokalamu Muamua e koho i ka Kāleka Kāleka Kāpono Kālekaʻole e koi iāʻoe e loaʻa kahi hōʻai'ē hōʻai'ē a iʻole ka heluʻai uku liʻiliʻi e'āponoʻia. Ua hoʻopukaʻia ka kāpena e Synovus Bank, Columbus GA, he lālā o ka FDIC a hōʻike i nā kumukūʻai nuiʻekolu e kōkua i ke kūkuluʻana i kāu helu'ai'ē.
Ponoʻoe e hōʻemi i kahi kālā palekana no $ 200. ʻO ka uku makahiki o $ 39 ua heluʻia ma kāu kāleka kāleka mai ka lā i weheʻia ai kāuʻike. ʻO keʻano inā e hanaʻoe i kahi waihona palekana mua o $ 200, e liloʻoe i $ 171 i ka hōʻai'ē e hoʻomaka ai.
Ke mālamaʻia kāu waihona mālama mālama i loko o kahi pūnaewele halihaliʻole. No ka loaʻaʻana o kahi hōʻai'ē ma kāu waihona mālama palekana, ponoʻoe e uku i kāu koena i ka piha, e hoʻopau i kāu moʻokāki a hoʻihoʻi i kāu kāleka kāleka i ka hapalua.
Pane Nui :ʻO ka Purchase APR he 13.99 pakeneka APR. ʻO ka uku makahiki he $ 39.
05ʻAʻohe Pūkeke Pūnaewele: OpenSky Secisa Visa Card
ʻO ka OpenSky Secured Visa eʻae iāʻoe e mālama i kahi kālā pale ma waena o $ 200 a $ 3,000 no ka hoʻopaʻaʻana i kāu palena koina. Hiki iāʻoe ke uku i kāu waihona mālama mālama me kahi Visa a iʻole CardCard debit card -ʻo ia hoʻi me ka mea no ka mea he nui nā hoʻopuka kāleka hōʻailona e mālama iāʻoe e hoʻohana i kahi pūkeke.
Hiki iāʻoe ke noi e hoʻonui i kāu palena kālā ma hope o ka weheʻiaʻana o kāu pūnaewele. Inā'āponoʻia kāu noi, e hiki iā Sky Sky ke hāʻawi iāʻoe i kahi kālā'ē aʻe no ka hoʻonuiʻana i ka palena hoʻonui a hiki ke uku i kahi uku. ʻAʻoleʻoe e uku i kāu waihona mālama.
ʻO ka mea pōʻino,ʻaʻoleʻoe e koho i ka hoʻololiʻana i kēia kāleka i kahi kāleka kāleka unsecured. E hoʻihoʻi waleʻia kāu waihona i loko o loko noʻehā aʻeono pule e hoʻopau ai i kāu moʻokāki.
Palekana Nui :ʻO ka APR he 18.39 pakeneka. ʻO ka uku makahiki he $ 35.
06'Okela no nā Deposit Box Palekana: Wells Fargo Kula Loaʻa
Inā hiki iāʻoe ke komo i ke kalapu a makemakeʻoe i kahi kāleka kāleka me ka palena hoʻolālā kiʻekiʻe e pili ana i kāu moʻolelo moʻomanaʻo, e noʻonoʻoʻoe i ka WellCre Fargo Secured MasterCard. Hiki iāʻoe ke mālama i kahi hōʻailona mālama kālā ma $ 100 mau hōʻailona mai $ 300 a hiki i ka $ 10,000.
Hoʻonohoʻia kāu mea mālama mālama i loko o ka pūʻulu hōʻikeʻaiʻoleʻole a hiki i ka pani a hoʻopaʻaʻia paha kāu kāleka kāleka i kahi kāleka kāleka unsecured. ʻAʻohe wā hoʻonohonoho no kāu moʻokāki e hoʻomaikaʻiʻia. Ināʻoe e hoʻopauʻia ana ma muli o keʻano o kāu mālamaʻana i kou Wells Fargo Secured MasterCard a me nā kālā'ē aʻe ma kāu hōʻike kālā.
Palena Nui : He 20.24 pakeneka APR. Loaʻa i $ 25 ka uku makahiki.
07 Nā meaʻoi aku no kaʻoihana koa a me nā kuleana no ka mālama mālama kālā: USAAʻo American Express
Ua hoʻokumuʻo AmericanA Secured American Express i kāu waihona mālama mālama i loko o ka USA Bank makahikiʻelua o ka Palapala Hoʻokaʻawale o ka Deposit (CD), e loaʻa ai ka uku. Ponoʻoe e hōʻemi i kahi kau kālā $ 250 no ka hoʻomakaʻana a hiki iāʻoe ke hana i nā waihona hou i kāu CD ma kēlā me kēia manawa a noi aku i ka hoʻonuiʻana i ka palena palena. E mālamaʻoe i kāu hoʻopili kālā a me nā uku i loaʻa iā ia ma muli o kou loiloiʻana i kāu uku.
ʻO kēia kāleka kāleka wale nō i loaʻa i nā lālā o ka USAA: nā lālā hana a lā i haʻaleleʻia o ka pūʻali a me ko lākouʻohana. ʻO nā koa ke loaʻa nei nā uku hoʻolālā kūikawā ma lalo o ke Keʻena'Ālahui Civil Service.
ʻOiaiʻaʻoheʻaʻahi hoʻopaʻi inā ua lōʻihiʻoe i nā uku,ʻaʻoleʻoe makemake e hana i kahi maʻamau o ka uku hopena no ka mea he uku kāu a laila e hōʻoiaʻiʻoʻoe i kāuʻike.
Nā Kūlana koʻikoʻi :ʻO ka APR he 10.90 a me 20.90 pakeneka. ʻO ka uku makahiki he $ 35. ʻAʻole he kālā kālepa.
08 maikaʻi no nā Bankruptcy mua: Indigo Platinum MasterCard
Me ka papa inoaʻo Indigo Platinum, hiki iāʻoe ke loaʻa i ka pono kūpono ma kā lākou pūnaewele eʻike ai i ka mea e hiki ai keʻaeʻia. ʻAʻole ka pākuhi mua i kāu hopena'ai'ē a loaʻa iāʻoe ka hoʻoholo i 60 maukona. ʻAʻole hiki ke mālamaʻia kekahi banekorupa mua e kū'ē iāʻoe, ma muli o kāu mauʻoihana'ē aʻe.
He kāleka kāleka maʻamau kēia -ʻaʻohe pono e mālamaʻia. Ināʻaeʻiaʻoe, e loaʻa iāʻoe he palena kālā hōʻai'ē $ 300 a me ke koho e hōʻano hou i kahi hoʻolālā kāleka kāleka maʻamau.
ʻO ka palena wale nō,ʻaʻoleʻoe eʻike i kāu uku makahiki a hiki i ka wā e'āponoʻia aiʻoe. ʻAʻole hiki ke ukuʻia he uku makahiki, he $ 59 makahiki āpau a he $ 75 paha i ka makahiki mua. Inā uaʻaeʻiaʻoe no ka uku makahiki 75, e hoʻonuiʻia ka uku i $ 99 i ka makahikiʻelua a me kēlā me kēia makahiki ma hope. ʻO ia ka piʻiʻana a hiki i ka 33 pakeneka o kāu palena palena palena i ka uku makahiki.
Ka uku nui :ʻO ka APR he 23.9 pakeneka a hiki i ka uku makahiki he $ 99.