ʻO WaterSource Life Insurance kahi mea like.
ʻO ia ka'umikūmāne haʻuki ola nui loa ma ka'āina. Ua hoʻokumuʻiaʻo RiverSource Life Insurance iʻoihana no nā makahiki he 100 aʻoi loa akuʻo ia ma lalo o ka Ameriprise Financial Inc. Ua hoʻokumuʻiaʻo Ameriprise Financial i ka makahiki 1894 e John Tappan aʻo ia ka mea i waihoʻia ma Minneapolis, Minnesota. ʻO nā inoa ma mua o ka hui,ʻo Investors Syndicate Life Insurance a me Annuity Company a me IDS Life Insurance Company. Ua kūʻai akuʻo American Express Co. i ka IDS i ka makahiki 1984. Ke hoʻolaha nei kaʻahahui i nā lawelawe kūpono a me nā lawelawe kālā, e like me ka hoʻoponopono waiwai, nā makahiki makahiki, nā hoʻolālā hana hoʻolimalima a me nā lawelawe pili.
Ua hoʻoliloʻiaʻo Ameriprise Money i loko o kaʻaha kūkā i ka makahiki 2005 aʻo kekahi o nā pūnaewele hoʻolālā kālā nui loa ma ka US Ameriprise i heluʻia he 248 ma ka 2012 Fortune 500 inoa o nā hui nui loa o ka US e like me ka loaʻa kālā. Hoʻohana kaʻohana makua iʻekolu inoa inoa no nā huahana e like me Ameriprise Financial, Columbia Management a me RiverSource.
Waiwai LifeSource Life Insurance kūʻai a me nā lawelawe i loko o ka inikua ola, nā makahiki āpau, a me nā huahana ini waiwai waiwai.
ʻO ke kālā palekana a me kaʻoihana maikaʻi maikaʻi loa
Ua loaʻa iā RiverSource Life Insurance Company i nā kūlana kiʻekiʻe loa mai nāʻaelike hōʻike kālā. AM Best, Moody's Investor Service a me Standard & Poors.
Eia keʻano o ka hoʻokaʻinaʻana o kēia mauʻike kaulikeʻo RiverSource Life Insurance:
- ʻO AM Best -A + (Higher) me ka nānāʻana i ka nānā
- ʻO ka Moody's Investor Service -Aa3 (Excellent) me kahi nānā pono
- ʻO Standard & Poor (S & P) -AA- (Kaha Loa) me kahi nānā waho
ʻAʻoleʻo RiverSource Life Insurance Company aʻo kānaʻohana makua,ʻo Ameriprise Financial, kahiʻoihana maikaʻi loa o ka Bureau Bureau. ʻOiaiʻaʻole iʻimi ka hui i kahi hoʻonaʻauao BBB,ʻo ka A BB ka hopena o ka BBB. Ma kahi oʻekolu makahiki, aia he 29 mau hoʻopiʻi i heluʻia ma nā wahi o nā huahana a lawelaweʻana paha, ka pākeʻana, a me nā hihia kūʻai. Ua hoʻoholoʻia kēia mau hoʻopiʻi a ua paniʻia.
Nā Mea Ola Ola
Ma ka RiverSource Life Insurance Company, hiki iāʻoe ke kūʻai iʻekolu mau kumuhana ola ola nui:
- Ke ola ola ola . ʻO ka hua'ōlelo kūʻai hua ola e hāʻawi i ka uku waiwai makehewaʻole o ka loaʻa kālā. Hoʻopili ka kulekele i hoʻokahi kanaka a ke loaʻa nei i kahi manawa hoʻolālā he 10-, 15-, a 20 paha. Me ka manawa o ke kulekele ola, hiki ke ukuʻia ka uku no ka manawa o ke kulekele a ua loaʻa iāʻoe ka koho ma ka hopena o ka manawa hoʻolālā e hoʻololi i ke kulekele pili ola ola.
- 'Oiho ola ola . ʻO ka kulekele āpau āpau he kulekele mau loa e uhi ana i kekahi kanaka i kona ola a pau. Hiki i ke kulekele ke hōʻiliʻili i ka helu kālā, kahi hiki iāʻoe ke hōʻai'ē i ka ukuʻole o ka waihona kālā. ʻO kekahi mau hiʻohiʻonaʻokoʻa o ke kulekele e pili ana i ka loaʻaʻana o ka pōmaikaʻi no ka makeʻana o ka loaʻaʻole i nā mea kōkua, he koho kohoʻole, a no ka hōʻoia kūpono o ka uku panee.
- Ke kālepa ola ola honua. ʻO ke kulekele hoʻokele waiwai ola honua e hāʻawi iāʻoe i nā pōmaikaʻi o kaʻinikua ola maʻamau a loaʻa iāʻoe ka manawa kūpono e hoʻokomo ai i ka mākeke. Mālama ke kulekele i ka pōmaikaʻi no ka makeʻana o ka loaʻa kālā, ka maikaʻi o ka make maʻamau a me ka uku, ka uluʻana i kaʻauhauʻauhau, a ma kekahi mau kumu, loaʻaʻole ka loaʻa kālā kālā o ke kālā.
Nā Huahana Ola
- Nā Hanana Ana . ʻO ka uku kūpono hiki i ka loaʻaʻana o kaʻoihana kūʻai. Hiki iā lākou ke pale i kāu hoʻolimalima hoʻomaha a hāʻawi i ke kālā waiwai o ka wā.
- ʻO nā Annuities Hua'ōlelo Kūikawā . Hoʻolālā ka waihona no ka hōʻai'ē o ka huina kālā i kahi pāpale, e pili ana i kaʻikeʻana o nāʻoihana. ʻOiai ināʻoi ka hanaʻinoʻana o ke kālepa,ʻaʻole loa kāu kuleana i loaʻa i lalo i kaʻole.
- Nā Annuities Kūikawā . Hāʻawi i ka manawa no ka hoʻihoʻiʻana i ka mālamaʻana i kāu mea nui. Ua mālamaʻoe i ka ulu a me ke kumukūʻai pānaʻi e like me keʻano o ka māhele kūʻai.
- Nā Launa Kūmāna . Me kahi kālā āpau koke, hiki iāʻoe ke loaʻa kahi kālā nui no ke koena o kou ola aiʻole no kekahi manawa kūpono.
Loaʻa i kahi manaʻo
Mai ka pūnaeweleʻo RiverSource Life Insurance Company, hiki iāʻoe ke loaʻa wikiwiki no ka hoʻopiʻi ola ola, TrioSource (kahi waiwai kūʻai waiwai olawai o RiverSource) aiʻole ka loiloi mālama lōʻihi. No ka'ōlelo hoʻopiʻi ola, e nīnauʻiaʻoe i nā nīnau pilikino pili like e like me ka lā hānau, ke kāne, ka noho noho, ka hana paka, ke olakino, a me ka nui o ka hihia e makemake anaʻoe e kūʻai. Me kēia koho koho wikiwiki,ʻikeʻoe i nā hualoaʻa no nā kumuhana 10-15, 15-, a 20 mau makahiki. No ka hanaʻana i ke kūʻai hope loa, ponoʻoe e launa pū me kekahi mea kōkua'ōlelo kālā Amerika.
Nā Paʻa a me nā Kānana
Nā mea pāʻani
- Loaʻa kaʻoihana kālā i ka hui pū me nā hōʻike maikaʻi o nā lawelawe kūpono.
- He mea hoʻohana maikaʻi ka pūnaewele a kōkua i nā mea ma ka pūnaewele a ma ke kelepona.
- Ma o Ameriprise Financial Inc., hiki iāʻoe ke mālama i kāu mauʻoihana kālā a pau ma kahi hui.
ʻAi
- ʻAʻoleʻikeʻia ke kumukūʻai waiwai o ka'olikua laikini ola honua maʻamau.
- Ua nui nā hoʻopiʻi kālepa i loko o nā wahi o ka lawelawe a me ka bila.
- ʻAʻole i loaʻa nā kulekele hoʻokele waiwai ola honua ma nā Moku'āina a pau.
Hoʻokaʻaʻike
Hiki iāʻoe keʻike i nāʻike hou aku e pili ana i nā huahana ola ola i loaʻa ma o ka pūnaeweleʻo RiverSource Life Insurance Company, ma ka hoʻohanaʻana i ka mea nāna e koho ma ka pūnaewele. Pōʻalima.