Uku a me nā 'auhau

Pehea e hiki ai ke kōkua i ka uku kālāʻauhauʻole

Mālama nā Bonds i kahi mea nui o nā kumukūʻai kālā, akā, e like me nā haʻuki kālā a pau, aia nā mea pili i nāʻauhau āu e kamaʻilio ai. A i ka piliʻana i kaʻauhau, hiki i nā loina ke hoʻololi iki aʻe ma mua o kekahi mau koho koho.

ʻO ka hapa nui o nā kānaka kūʻai e kūʻai i nā kaula no nā kumu kumuʻelua: Ua palekana lākou a ua hāʻawi lākou i ka uku kālā. Hiki i nā Bona ke hāʻawi i kahi paʻa no kāu kōpili e kū'ē i kaʻole o ke kumukūʻai oiai lākou e loaʻa nei i ka loaʻa kālā a me ka wā e hiki mai ana.

ʻAʻole i nānā nui nā meaʻauhau i nā lou i nā hua i waho, akā naʻe e hana ana kēia manawa i kēlā manawa. ʻO ka hana nui o ka mālamaʻana i nā paʻahao i loko o ke kōpuniʻo ka loaʻaʻana o ka palekana a me ka loaʻa.

Akā, aia ka hihia pili kālā. Ināʻoe i nā lāʻau,ʻaʻoleʻoe e uku i kaʻauhau ma ko lākou uluʻana a hiki i kou kūʻaiʻana iā lākou, a laila,ʻauhauʻiaʻoe ma ka helu kālā uku kālā. Hiki i nā'āpana ke hāʻawi i ka mālama kālā kūikawā. Akāʻaʻoleʻo ia ka hihia me nā mea kau.

ʻO kahi kahi auhau

Hiki ke loaʻa koke nā hopena o kaʻauhau ma muli o ka loaʻaʻana o ka uku mai iā lākouʻelua i ka makahiki. Eia keʻano o ka hōʻaiaʻana o ke kahiki no kēlā me kēia palapala paʻa:

E like me kāu eʻike ai, pono nāʻahahui o ke aupuni i kaʻainaʻauhau maikaʻi loa. ʻO ka hua o ka munis e hōʻike nei i kēia pono.

Hana i ka Math

Loaʻa ke ala wikiwiki e nānā ai i keʻano o ka hoʻopaʻaʻana o ke kaona aupuni me kahi ukana ma muli o kaʻauhau ma hope o kaʻauhau-ʻo ia hoʻi,ʻo ia wale nō ke kumu e pili. Hiki iāʻoe ke helu i kaʻauhauʻauhau o ka hoʻihoʻiʻana mai o ka moku'āina e hoʻohana ana i kēiaʻano:

E hōʻike i kāu lihi auhau liʻiliʻi ,ʻo ia ka mea āu e uku ai ma ke kālā hou aku o kāu kālā loaʻa. E hoʻokaʻawale iā ia mai ka helu 1. A laila e māhele i kahi hua o ka muni ma ka hopena e loaʻa ai ka mea kaulike e like me kaʻauhau. Eia kekahi laʻana, ināʻoe i loko o ka pakipi kālā 28 pakeneka a ke noʻonoʻo neiʻoe i ka muni me ka loaʻa o ka 2.8 pakeneka, e like keʻano o ka heluʻana penei:

0.028 / (1 - 0.28) = 3.89%

ʻO kēia muni e hāʻawi iāʻoe i ka hoʻihoʻi kūpono like e like me ka palekanaʻauhau e uku nei i 3.89 pakeneka. Ināʻoe e hoʻohui i kaʻauhau o ka moku'āina a me ka'āina, hiki iā ia ke'ōkuhi i kāu hōʻailonaʻauhau likeʻole me ka kiʻekiʻe.

Ka Hopena

ʻO kaʻoiaʻiʻo, ua paʻa mau nā paʻahao i ka wā lōʻihi, akā ināʻoe eʻimi ana i ka loaʻa kālā ma kahi hoʻi kūpono, e kūpono nā mea pili aupuni no ka nānāʻana i nā pono kālā.

Nānā: E kūkākūkā mau me nā meaʻoihana kālā no nāʻike a me nā loina iʻoi aku. ʻO kēiaʻatikala,ʻaʻole ia he loiloi kālā aʻaʻole i manaʻoʻia e like me ka'ōlelo aʻo kālā.