Hiki i nā heluʻike ke piʻi a lalo ma muli o kāu kaulike kāleka hōʻai'ē
ʻO kāu kaulike kāleka hōʻai'ēʻoi aku ma mua o ka nui o ke kālā āu e uku nei i kāu mea hoʻopuka kāleka hōʻai'ē. ʻO kāu kaulike kāleka kāleka he loaʻa kūpono i kāu helu'ai'ē. E like me ka hōʻikeʻana o ke kaulike kāleka hōʻai'ē i nā hoʻololi waiwai hoʻokele kālā, hiki i kāu heluʻai'ai'ē ke hoʻololiʻia.
He Hōʻike Pōkā'ōlelo no ke Keʻena Hoʻolaha
ʻO kāu heluʻai uku like ia i ka helu helu e hōʻike ana i kahi e kū nei kāu kuhiʻike kālā ma kahi kiko'ī i ka manawa.
ʻO ka helu'ai'ē e hoʻokumuʻia ma kaʻike e pili ana i kāu kāleka hōʻai'ē, aie, a me nā kālā'ai'ē'ē aʻe i heluʻia ma kāu hōʻike kālā . Hoʻohālikeʻia nā mea e like me ke kaupalena helu, ka moʻolelo hoʻokele, ka palena palena, a me ka makahiki o ka helu i kāu hōʻike kālā a hoʻohanaʻia e helu i kāu helu'ai'ē. Hoʻokaʻawaleʻia kēlā me kēia helu i ka heluʻana i kāu helu'ai'ē:
- ʻO ka helu kuhi he 35% o kāu helu
- ʻO ka helu'ai'ē he 30% o kāu helu
- Loaʻa ka lōʻihi o ka moʻaukala he 15% o kāu helu
- ʻO nā nīnau a me keʻano o ka hōʻai'ē he 10% ia
ʻO ke kumu kūponoʻo ke kiʻekiʻe no kāuʻikeʻike
ʻO ke kumu kūʻai o ka aie,ʻo ka hopena nuiʻelua e pili ana i kāu helu'ai'ē, i kekahi manawa ua kapaʻiaʻo kāu hōʻai'ē kālā -ʻo ka nui o kāu kaulike kāleka hōʻai'ē e hoʻohālikeʻia me kāu palena palena. ʻOi aku ka maikaʻi o ka hoʻohanaʻana i ka haʻawina maikaʻi no ka mea e hōʻike ana iāʻoe e hiki ke hoʻohana pono i ka hōʻai'ē aʻaʻoleʻoe i hāpai i ka loaʻaʻana o kāu kaulike kāleka kiʻekiʻe.
No laila, me ka kaulikeʻana i nā kaulike kāleka maʻamau i ka hoʻohālikelikeʻana i kāu palena kāleka kāleka e uku iāʻoe me nā helu kiʻekiʻe kiʻekiʻe. Heʻoiaʻiʻo hoʻi kaʻaoʻao. ʻO ka pālākiō hōʻai'ē hōʻai'ē e loaʻa i nā kumukūʻai uku'ai'ē.
He aha ke kāki kālā maikaʻi maikaʻi?
ʻO ka palekana piha loa $ 0. Ināʻaʻoleʻoe e hoʻohana i kāu kāleka kāleka, hikiʻole ke mālama i kahi hōʻai'ē $ 0 ma kāu kāleka kāleka i nā manawa a pau.
Ponoʻoe e uku i kā kāu kāleka kāleka i ka lā hoʻokahi āu e kūʻai ai - aiʻole ma mua o ka pauʻana o ka lā hōʻike'ōlelo . ʻO ia ka lā e hōʻike aku ai nā mea hoʻopuka kāleka lehulehu i nā kiko'ī kāleka i nā burea.
Inā makemakeʻoe e hoʻomaikaʻi a mālama i ka heluʻai maikaʻi maikaʻi,ʻoi aku ka maikaʻi o ka mālamaʻana i kou palekana ma lalo o 30% o kāu palena palena. ʻO ia keʻano o kāu kaulike kāleka kāleka i lalo o $ 300 ma lalo o $ 300 ma kahi kāleka kāleka me kahi palena $ 1,000. I ka manawa e hoʻomaka ai kāu palekana ma mua o ka 30% o ka pae, e nānāʻoe i ka emiʻana o kāu helu kauʻai . Ināʻoi aku kaʻoihana o kāu kāleka kāleka, hiki i kāu heluʻaiʻai ke hāʻule nui.
Loaʻa nā loopholes kiʻekiʻe kiʻekiʻe?
Hiki iāʻoe ke hele aku me ka hoʻoukaʻana i kaʻoi aku o ka 30% o kāu palena'ai'ē ināʻoe e uku i ka pale ke loaʻa kāu'ōlelo. Malia paha, malia paha. Inā hōʻike kāu kāleka kāleka i ke kaulike ma mua o kou loaʻaʻana o ka manawa e uku ai,ʻo ia ke kaulike e noʻonoʻoʻia ke heluʻia kāu helu'ai'ē. E hoʻomauʻia ka nui o kāu kālā i kāu hōʻike hōʻai'ē a hiki i ka hōʻikeʻana o ka pūʻulu kāleka hōʻailona hou.
ʻOiaiʻaʻole i hoʻokomoʻia i kāu heluʻai'ai'ē, ke hoʻonoho nei kāu loiloi kālā i kekahi "kaulike kiʻekiʻe"ʻo ia ka hopena kiʻekiʻe i kauʻia ma kāu kāleka.
ʻO kekahi mea hōʻai'ē a mea mea lokomaikaʻi paha nāna eʻike i kāu loiloi kālā eʻike iāʻoe i ka lōʻihi o ke kaulike ma kāu kāleka kāleka. ʻOiai hiki iā lākou keʻike inā ua ukuʻoe i ka bila i ka wā aʻaʻoleʻole,ʻaʻole hiki iā lākou keʻike i ka wikiwiki o kāu ukuʻana i ke kaulike. No laila, i ka wā e hōʻea ai i kahi o nā loiloi hou o kāu hōʻike hōʻike kālā,ʻo ka uku i ukuʻia eʻoe i ka wā i hikiʻole ai ka bila ka waiwai.