Kāhea i nā Kiʻi Debt Collector me ka Hōʻaleʻa a me ka Desist Template
Inā ua luhiʻoe i ka loaʻaʻana o nā leo mai nā kāpena'ai'ē, ua hāʻawi aku ke Fair Debt Collection Practices Act iāʻoe i ke kuleana e noi aku i kēlā'ai'ē e kāpae ana i ke kāhea iāʻoe. Eia naʻe, no kāu noi e lilo i kānāwai, ponoʻoe e kākau i ka palapala. Hiki iāʻoe ke hoʻouna i ka mea iʻikeʻia he "hoʻopau a haʻalele i ka leka" e ho'ōki i nāʻauhau hōʻai'ē mai ke kāheaʻana iāʻoe.
Ke loaʻa koke kāu leka i ka Luna Dute, hāʻawiʻia lākou i kahi leka hope loa e hōʻike ai iāʻoe i ka hana, inā he, a laila e hele hou lākou.
Inā, ma hope o ka loaʻaʻana o kāu leka a haʻalele i ka leka, e hoʻomau ana ka luna lawewai iāʻoe, e waiho i kahi hoʻopiʻi i ka Keʻena Puke Lapaʻau Kuleana.
He mea e komo i loko o kāu puke haʻalele a me Desist
He mea maʻalahi ka palapalaʻana i ka leka hana a me ka weheʻole i kou manaʻo. ʻAʻoleʻoe e komo i ka'ōlelo leka kūpono. Ponoʻoe e noi e hōʻole hou aku ka mea lawe kālā iāʻoe. He maʻalahi ia. Inā makemake waleʻoe e kāpae ka mea hōʻai'ē e kāhea iāʻoe i ka hana a iʻole e kelepona wale iāʻoe i kekahi mau manawa, hiki iāʻoe ke hoʻokomo i kēia ma ka hoʻopauʻana a haʻalele i ka leka.
Ma kāu leka, e hōʻoia e hoʻokomo i ka lā, ka inoa a me ka helu o ka mea hōʻai'ē'ai'ē , a me kāu helu helu i loaʻa no ka hōʻiliʻiliʻana. Hiki iāʻoe ke loaʻa kēiaʻike mai kāu hōʻike kālā aiʻole mai nā leka i hoʻounaʻia e nā mea hōʻai'ē iāʻoe.
ʻAʻoleʻoe e'ōlelo e pili ana i ka ukuʻana i ka hōʻai'ē. ʻO kaʻoiaʻiʻo,ʻaʻole pahaʻoe e haʻi i kekahi mea e pili ana i ka ukuʻana i ka hōʻai'ē a iʻole e hōʻoia hoʻi i kāu'ai'ē.
Ināʻole, hiki iāʻoe ke hoʻomaka hou i ke kānāwai o nā palena -ʻo ka manawa e hiki i ka mea hōʻai'ē'ai'ē ke hoʻohana i ka pā e hoʻoikaika iāʻoe e uku i kahi hōʻai'ē.
Pehea e hoʻouna aku ai i kāu palapala haʻalele a haʻalele
E kākau i kāu leka ma ka papa hana pepa a paʻiʻia. Hiki paha iāʻoe ke hoʻohana i kahi waihona puke ma ka waihona ināʻaʻoleʻoe e komo i kāu kamepiula.
A laila, e hoʻouna aku i kāu leka ma o ka leka uila iʻikeʻia e loaʻa ai kahi ala e nānā ai ua loaʻa ka leka i ka mea lawe kālā. E mālama i kahi kope o ka leka no kāu mau moʻolelo iho.
> Ka lā
> Kou inoa
Wāina
City, Zip Zip
Ka inoa o Debt Collector
Wāina
City, Zip Zip
Re: Helu helu
Dear Debt Collector:
> Ma muli o kaʻu mau kuleana ma lalo o nā kānāwai kālepa hōʻai'ē'ai'ē, ke noi nei au e ho'ōkiʻoe a haʻalele i ka kamaʻilio pūʻana me aʻu, a me koʻuʻohana a me nā hoaaloha, e pili ana i kēia a me nā mea'ē aʻe a pau e'ōlelo nei i kāu aie.
> Ke hoʻomaopopoʻia neiʻoe ināʻaʻoleʻoe e mālama i kēia noi, e hoʻopuka koke wau i kahi hoʻopiʻi me ka Federal Trade Commission a me ka keʻena o ka Loio Kuhina. E mālamaʻia nā koi kīwila a me nā hewa.
> Heʻoiaʻiʻo,
Kou inoa
Nā lālā loaʻa ma mua
ʻO ka leka hoʻomaʻemaʻe a hoʻokuʻu wale i ke kaʻina lawe kālā āu e hoʻouna ai,ʻaʻole i nā'eke'ē'ē aʻe a pau paha e kiʻi iāʻoe. Inā kūʻai a kūʻaiʻia paha kāu pūnaewele i kahi'ailahui hou, ponoʻoe e hoʻouna i kahi leka hou a me ka weheʻole no ka mea lawe kālā'ai'ē. Hiki iāʻoe ke hoʻohana i keʻano o nā hiʻohiʻona hoʻokahi, e hoʻomaopopo pono e hōʻoia i kaʻike a me nā mea lawe kālā.
Eʻikeʻoe i ka hoʻopauʻana o ka leka hoʻopauʻana i nā leka hōʻai'ē'ē aʻe i nāʻauhau hōʻai'ē'ē aʻe.
ʻAʻole pili kēia i ka mea nāna i kuhi kālā -ʻo ka hui i hāʻawi mua i ka moʻolelo iāʻoe.