Nā Homes Kiʻekiʻe Loa a me ka Hoʻolālāʻana i kahi Paʻaho Hoʻolālā
KA FAIR Hoʻolālā i nā papahana papahana i kekahi manawa i kākoʻoʻia e nā hui kūʻai hoʻokele. Hiki i kēia mau hoʻolālā ke hāʻawi aku i keʻinikua i nā kānaka e lilo i mea hoʻolimalima i ko lākou waiwai no ka mea i kahi pōʻino a iʻole kekahi mau pilikia e pili ana i ka pilikia.
Hiki iāʻoe ke hāʻawi aku iāʻoe i kaʻike hou e pili ana i ka papahana o ka FAIR ma ka papahana o ka papa kuhikuhi paha kahi i hiki ai iāʻoe ke kōkua no ka Polokalamu hoʻolālā Plan FAIR ma lalo nei.
ʻO ka Polokalamu FAIR a me kaʻIke Kūpono Loa
ʻO ka'āpana kūʻokoʻa nui ka wā i hōʻike ai ke kamupala waiwai i ke koi i kahi i kahi a ua hoʻoholo e loaʻa he kūlana kiʻekiʻe loa kahi e loaʻa ai kahi koi ma muli o kēlā me kēiaʻikepili honua, mālama, a iʻole ma ka mōʻaukala pohō no ka wahi a iʻole kahi home kūpono.
Auheaʻoe e hōʻoia ai i kahi hoʻolālā no kahiʻIke Kūkaʻikaʻi Kūlana kiʻekiʻe?
ʻAʻole kūpono keʻano o nā mea hoʻolaha kūikawā ma nā mea kūponoʻole. No laila, hōʻole pinepineʻole lākou e mālama iā lākou, ma ke kāpaeʻoleʻana paha iā lākou, a ma ke aʻoʻana hoʻiʻaʻole lākou e hoʻolālā i kahi wahi kiʻekiʻe loa i ka wā e pau ai ka manawa hoʻolālā hana.
He aha ka mea e hana ai i kahi kūlana kiʻekiʻe kiʻekiʻe o ka home?
- Inā nohoʻoe ma kahi e pili ana i nā pōpilikia kūlohelohe, e like me ke kahawai'ānela, aiʻole kahi i ka nui o nā makani a me nā makaniʻino, hiki ke manaʻoʻia he waiwai nui paha kāu waiwai.
- Inā nohoʻoe ma kahi i kūpono i nā kiʻekiʻe kiʻekiʻe o ka pāʻani, kaʻinoʻino a me kaʻaihue
- Ināʻaʻole i hoʻolōlāʻia kou home a iʻole ia e hoʻopau
- Ināʻoe i ka hopena kiʻekiʻe ma kou wahi noho kuleana
He aha e hana ai inā loaʻa iāʻoe ka pilikia eʻike ana i nāʻImi home
Ināʻoe e kūʻai ana i kou home mua a i kahi waiwai hou aʻaʻole kāu hopena i ka loaʻaʻana o kahi kamupala kālā, e ho'āʻo e noi i kāu mea kūʻai ināʻike lākou i nā hui inikua a mau hoa hana paha ma kou wahi e kākau i nā kulekele ma ia wahi.
Hiki ke hoʻolakoʻia nā laikini kūʻai i nāʻoihana loea'ē aʻe a e hana lākou e loaʻa iāʻoe kekahi mea. Hiki paha iāʻoe keʻimi i kahi kulekele me kahi meaʻokoʻa kūʻokoʻa i hoʻoluʻolu a hāʻawi i kahi kūkaʻi maikaʻi . Pono e hoʻohana i ka papahana FAIR ma hope loa.
E noʻonoʻo i nā kumu e hōʻoleʻia aiʻoe i ka inikua a ho'āʻo e kūkākūkā me ke kamupala hoʻokele . I ka manawa pinepine inā hoʻololiʻoe a pale paha, aiʻole e noʻonoʻo i nā mea unuhi kiʻekiʻe, hiki iāʻoe ke loaʻa kaʻike. E hōʻoiaʻoe e ho'āʻo i nā mea a pau me kekahi mau mea kiko'ī maʻamau i mua o kou heleʻana i ka Plan FAIR.
MAKAHI HOʻOMUA KĀKAHI Kūʻokoʻa: Kūlana o ka papahana hana
Wahi a ka 'Inikua Insurance,' o ia hoʻi ke kumukānāwai FAIR he kūlana .e pono e hoʻokōʻia. ʻOiai no ka loaʻaʻana o kahi home e kūpono ana i ka pilikia,ʻaʻoleʻoe eʻae i ka hoʻolālā maikaʻi. Hiki ke noi iāʻoe e hōʻemi i ke kūlana o ke ahi, kahuehueʻana i ka wai paha ma ka hoʻoukaʻana i nā mea hōʻole a me nā mea kani, hiki ke noiʻiaʻoe e hoʻokomo i nā kahawai kope, a hoʻomaikaʻi paha i kou kaupaku, a ma kekahi mau manawa e pani i kāu wili. Inā ua hōʻoiaʻoe i kēia mau 'ano o nā' āina e pono ai ke 'inikua kūikawā,ʻoi aku paha kou maikaʻi ma ka hanaʻana i kāu palekana kūpono a hoʻopaʻa pū me kahi lāpili ini hana maikaʻi.
Ke Huli iā FAIR Plan Insurance
Inā ua pau iāʻoe nā koho a pau i hōʻikeʻia ma luna nei, aʻaʻoleʻoe eʻike i ka loaʻaʻana o kahi kamupene hoʻolālā eʻae i kou pilikia, a laila iāʻoe ke koho e noi ai i ka waiwai me ka Plan FAIR. Akā, e hoʻomanaʻo i ke kumu o ka hōʻoleʻana e hoʻopaʻa i kāu waiwaiʻaʻole i ke kumu o kāu hana, e like me nā'ōnaehana o ke kaiāulu,ʻoiai aia i ka papahana FAIR ke kuleana e hōʻole i ka palapala ināʻaʻoleʻoe e mālama i kā lākou mau manaʻo. Aia keʻano o ka hihia ma ka hihia, no laila e makemakeʻoe e leka pololei iā lākou e kūkākūkā i nā kūlana o ka Plan FAIR e pili ana i kāu kūlana. Loaʻa paha iāʻoe ke kuleana no nāʻaina o nāʻokoʻa hou e hiki ai ke hoʻonui i ka papahana kahua.
Kahi e loaʻa iā FAIR Plan Insurance Help a State by State List
ʻO Alabama Insurance Underwriting Association
ʻO Kalepona FER Plan
Pāʻoihana FAIR Plan
Ke Kūkuluʻoihana Delaware
District District o Columbia
ʻO ka'enekema hoʻokele waiwai'āina
Georgia Underwriting Association
Hoʻolālā Kūlana o FAIR Plan
ʻO Indiana Insurance Basic Association
Iowa FAIR HoʻolālāʻAla
Ka Papa Hana Hoʻokomo Kansas
ʻO Kentucky FAIR Plan Reinsurance Association
ʻO LouisianaʻAi Moku'āina'Āina
Maryland HuiʻAi Moku'āina
Ka Hui'Āina Hoʻopalekana Mākomoʻo Massachusetts
ʻO ka Hui Iniua Alohaʻo Michigan
Ka Polokalamu Minisota FAIR
Mississippi Windstorm Underwriting Association
Hale Waiwai Kūikawāʻo Missouri
New Association Insurance Underwriting Association
ʻO ka Polokalamu Hoʻolālā Kālāʻo New Mexico
ʻO ka Hui Inoa Hoʻoilinaʻo New York
Hui Hui'Āinaʻo Carolina
Koleka'Āinaʻo Underwriting Carolina - Waiwai Waiwai Waiwai
Ohio FAIR Hoʻolālā Māhele
ʻO ka papa hana kaiaola o Oregon FAIR
Ke Keʻena WiliʻImi o Honolulu
ʻO Rhode Island Hui Hui Pūʻokoʻa
Koʻolau'Ākau a me ka Hail Underwriting South Carolina
ʻOLELO FAIR Plan Association
Ka Hui Iniuaʻo Windstorm
ʻO ka Hui Ini Naʻauaoʻo Virginia
E Hoʻolālā WĀKAHI
West Virginia Hui Iniua Aloha Loa
ʻO Wisconsin Hōkele Hoʻolālā
Pehea e loaʻa ai ka pilikino inā nohoʻoe i kahi kahi kiʻekiʻe
Ināʻaʻohe i loaʻa iāʻoe kahi noi no kou home no ka mea ua kapaʻiaʻo ia he kūlana nui a ua hōʻoleʻiaʻoe i ka inikua, a ua ho'āʻo muaʻoe e kūkā me nā mea hoʻolālā pilikino kūpono a hoʻopau i nā koho'ē aʻe, a laila hiki iāʻoe ke hoʻokaʻaʻike i ka Plan FAIR. luna hoʻomalu ma kou moku'āina eʻike i kaʻike hou aku e pili ana i ka papahana FAIR a pehea e loaʻa ai ka inikua ma kou home.
FAIR Hoʻolālā Kūlana Helu Helu Heluʻia e ka Moku'āina
Alabama 334-943-4029
Kaleponi 213-487-0111
Kelepona 860-528-9546
Delaware 215-629-8800
Apana o Columbia 202-393-4640
JUA 850-513-3700
Mokuna Wind Windorm Und. ʻOi. 904-296-6105
Georgia 770-923-7431
Hawaii 808-531-1311
Illinois 312-861-0385
Indiana 317-264-2310
Iowa 515-255-9531
Kansas 785-271-2300
Kentucky 502-425-9998
ʻO Louisiana FAIR Plan 504-831-6930
ʻO Louisiana Moana Plan 504-831-6930
Maryland 410-539-6808
Massachusetts 617-723-3800
Michigan 313-877-7400
Minnesota 612-338-7584
Mississippi 601-981-2915
Missouri 314-421-0170
New Jersey 973-622-3838
New Mexico 505-878-9563
Niu Ioka 212-208-9700
Ohio 614-839-6446
Oregon 503-643-5448
Pennsylvania 215-629-8800
Rhode Island 617-723-3800
South Carolina 803-737-6180
Texas 512-899-4900
Virginia 804-358-0416
Washington 425-745-9808
West Virginia 215-629-8800
Wisconsin 414-291-5353