ʻO ka Milestone Gold MasterCard he kāleka kālepa e pili ana i nā mea noi me ka hōʻai'ē nele . Ua hoʻopukaʻia ka kāpena e ka Hui Bank & Bank Trust Mid America i kahi bank FDIC-waihuaʻia i Dixon, Missouri. (E hoʻomaopopo he mea kōkuaʻole ka'onike FDIC iāʻoe ma keʻano he mea'ai'ē'ai'ē, akā e'ōlelo ana i ke kūpono o kaʻaʻa.)
Nā mea pāʻani
- Kākoʻo no ka poʻe noi me ka hōʻai'ē maikaʻiʻole
- Loaʻa mua i ke kauʻana ma mua o ka noiʻana
ʻAi
- ʻO ka palena palena palena haʻahaʻa
- ʻAʻohe pale hoʻoili
Nā APRs
- Nā APR no nā kūʻai a me nā piʻi kālā : 23.9%
Nā uku
- ʻO ka uku makahiki : $ 35, $ 59, aiʻole $ 75 ($ 99 2 mau makahiki ma ka) ma ka weheʻana i ka helu. ʻO ka uku makahiki ma muli o kaʻoiaʻiʻo.
- ʻO ka lilo i hoʻohanaʻia no ka poʻe hoʻohana : $ 25
- Late fee, hoʻihoʻiʻia ka uku hoʻolimalima, ma kahi palena palena : a hiki i $ 35
- Kuhi kālā ma mua : $ 5 aiʻole 5% a hiki i $ 100
- Ka uku maʻamau o nā'āina'ē : 1%
Hōʻike hoʻopuka hou o ka Milestone Gold MasterCard
Ke hiki mai nei i nā kāleka hōʻemi haʻahaʻa,ʻo ka Milestone Gold MasterCard kekahi o nā meaʻoi aʻe. Ma muli o ka uku makahiki kiʻekiʻe a me ka palena palena haʻahaʻa,ʻo ka Milestone Gold MasterCard he APR liʻiliʻi loa, ma ka mea i ka mea i hoʻohālikelikeʻia me ke Kāpena Kāleka Kāleka mua loa he 36% APR (he 59.9% i ka manawa hoʻokahi i ka manawa). Ma kahi oʻApelila 22, 2015, hōʻikeʻo CreditCards.com i ka APR toharite no nā kāleka hōʻai'ē maikaʻi e like me 22.73%, no laila,ʻaʻole 23.9% kaʻino.
ʻO ka uku makahiki e koiʻiaʻoe e $ 35, $ 59, a $ 75 paha ma muli o kāu kūpaʻa.
ʻAʻoleʻoe eʻike i ka uku makahiki hoʻokahi a'āponoʻia. ʻO ka hōʻai'ē o $ 75 makahiki kāleka āpau e uku i ka uku makahiki he $ 99 i kēlā me kēia makahiki ma hope o ka makahiki mua. Akā,ʻaʻole kēia he kāleka kāleka āu e hoʻopaʻa ai no ka wā lōʻihi. Hoʻohana no hoʻokahi makahiki aʻelua paha no ka hoʻokumu houʻana i kāu moʻolelo loiloi a hiki iāʻoe ke kūpono i kahi mea maikaʻi.
Hiki iāʻoe ke hoʻokō i mua o ka Milestone Gold MasterCard ma mua o kāu noiʻana e loaʻa i kahi manaʻo maikaʻi aʻe inā e'āponoʻiaʻoe no ka kāleka kāleka. E hoʻomanaʻo i ka hōʻoiaʻana o ka hoʻomaopopoʻana i ka'āpono, akā, hiki keʻike i ka maikaʻi. 'Ōlelo ka pūnaewele o kā kāleka i muaʻole ka hōʻehaʻana i kāu hōʻai'ē hōʻai'ē.
Ināʻaeʻia, e loaʻa iāʻoe kahi hōʻai'ē palena kālā he $ 300 e pili ana i kāu kūlana kūpono, kālā loaʻa,'ai'ē a me nā kumu hana'ē aʻe. Ma kaʻaoʻao lalo, e hoʻopauʻia kekahi hapa o kāu palena palena palena mua me ka uku makahiki a inā kohoʻoe e hoʻonui i ka mea hoʻohana i ka mea hoʻohana , e heluʻiaʻoe i uku no kēlā. ʻO ka ukuʻana i kāu mau uku ma mua o ka hanaʻana i kekahi kālā ma ke kāleka kāleka ke ala maikaʻi loa e pale aku ai i ka hoʻohanaʻana i ka manaʻo loina kiʻekiʻe a mālama iāʻoe mai ka loaʻaʻana o kahi hōʻai'ē'ē aʻe ma mua o kāu hiki ke mālama.
Aia kahi uku palena nui o kaʻoi aku o 7% a iʻole $ 35 ma kahi kaulike, iʻoi aku ka kiʻekiʻe ma mua o ka nui o nā kāleka'ē aʻe, akā e kōkua iāʻoe e uku i kāu kaulike. ʻEhiku ka nui o ka hapaʻuʻuku ma mua o $ 35 a hiki i ka piʻiʻana o kāu kaulike ma luna o $ 500, no laila, i ka loaʻaʻana o kāu kālā he $ 35 (koe ke emi o kāu koena i $ 35).
Me ka 23.9% APR,ʻoi aku ka maikaʻi inā e ukuʻoe i kāu koena i ka piha no ka paleʻana i nā uku kālā .
Loaʻa iāʻoe he manawa aloha he 25 lā e uku ai i kāu kaulike a pale i ka mahuʻi.
Nā meaʻokoʻa
Ma mua o ka heleʻana me ka Milestone Gold MasterCard, e nānā i ka Capital One Secured MasterCard , i'āponoʻia he $ 200 palena palena kālā no kahi hōʻaikaʻi mālama he $ 49. ʻAʻole he uku makahiki, akā he APR o 24.9%.
E noʻonoʻo pū i ka Capital One Classic Platinum MasterCard (kahi kāleka kālā i loaʻaʻole), a he 20.9% APR a $ 39 makahiki uku makahiki.
Ka lā hope loa i ka lā 23 oʻApelila, 2015.ʻO nā hua'ōlelo kāleka hōʻailona a me nā papa inoa hōʻailona e hoʻololiʻia mai ka manawa o kēia hōʻike. E nānā i ka noi no nā'ōlelo a me nā'ōlelo i kēia manawa.