ʻO ka makahiki piha piha ka mea nui o kāu mau pono.
- Inā hōʻiliʻiliʻoe i nā pōmaikaʻi ma mua o ka FRA, e ho'ēmiʻia kou mau pōmaikaʻi. ʻO ka mea mua loa e hiki ai iāʻoe ke hōʻiliʻili i ka uku o ka hoʻomaha makahiki Social 62 makahiki.
- Inā hoʻomakaʻoe i ka pōmaikaʻi ma mua o ka FRA, loaʻa kāu mau pōmaikaʻi i ka loaʻaʻana iāʻoe ka pōmaikaʻi o kekahi mea i kapaʻia he hōʻailona hoʻomaha manawa.
Pehea ka lā a me ka makahiki hānau e hoʻoholo ai i kāu FRA
Ke nānā nei ka mālama ola iāʻoe i loaʻa kahi makahiki ma mua o kou lā hānau, no laila, e pili ana nā makahiki papalani ma ka papa i lalo i ka mea i hānau ma Ianuali 2 o kēlā makahiki i kekahi mea i hānau ma Ianuali 1 o ka makahiki e hiki mai ana. Ma ka hoʻomanaʻoʻana i kēia, eia ka FRA ma ka hānau makahiki:
- Ināʻoe i hānau i ka makahiki 1937 a iʻole ma mua, he 65 ka FRA.
- 1938: 65 a me 2 mahina
- 1939: 65 a me 4 mahina
- 1940: 65 a me 6 mahina
- 1941: 65 a me 8 mahina
- 1942: 65 a me 10 mahina
- 1943-19-194: 66
- 1955: 66 a me 2 mahina
- 1956: 66 a me 4 mahina
- 1957: 66 a me 6 mahina
- 1958: 66 a me 8 mahina
- 1959: 66 a me 10 mahina
- Ināʻoe i hānauʻia i ka makahiki 1960 a iʻole paha,ʻo ka makahiki piha o 67 makahiki.
Ināʻoe i hānauʻia ma ka makahiki 1 o ka makahiki a iʻole ka mahina mua o ka mahina
I ka hoʻoholoʻana i ka makahiki piha o ka hoʻomahaʻana, e like me ka mea i hōʻikeʻia ma luna, he mea nui eʻikeʻoe e like me nā kānāwai Social Security, ua manaʻoʻiaʻoe e loaʻa kahi lā ma mua o kou lā hānau.
Ināʻoe i hānau ma ka lā mua o ka makahiki, e hoʻohana i ka FRA no ka makahiki ma mua o kou makahiki hānau.
Ma keʻano he kumu o ke kūlana o ka makahiki i loaʻa,ʻo ka mea i hānau ma Ianuali 1, 1956, loaʻa iā ia he FRA o 66 a me 2 mahina - i ko lākou hānauʻana i ka lā 1, ua manaʻoʻia ua hiki lākou i ka pihaʻana o nā makahiki he 66 meʻelua mahina i ka makahiki 1955 .
No nā hana o ka malama, ponoʻoe ke loaʻa nā pōmaikaʻi, ināʻoe i hānau ma ka lā mua o ka malama, ua manaʻoʻiaʻoe e loaʻa i kēlā makahiki i ka mahina ma mua. ʻO kekahi mea i hānauʻia i Pepeluali 1, 1950, e loaʻa iā ia ka uku kōkua FRA no ka malamaʻo Ianuali, akā e ukuʻia nā uku i ka hoʻopiʻiʻana, no lailaʻaʻole e loaʻa ka peni a hiki i ka lāʻo Feberuari.
Ma ka pūnaewele Pūnaewele Pūnaeweleʻike i kaʻaoʻao Hōʻike Palekana piha no nāʻike hou aku.
Heʻokoʻa ka FRA no ka wahine i make a makuahine paha
Ināʻoe e noi nei i ka wahine kāne make a mea paha i loaʻa i ka wahine kāne make, hiki i ka makahiki mua ke loaʻa iāʻoe kēia mau pono he 60 makahiki, ke loaʻaʻoe i kahi pōmaikaʻi hoʻemi. ʻO ka FRA no kāu pakele o ka pakele heʻanoʻokoʻa loa ia ma ka papahana i luna.
ʻO kekahi laʻana,ʻo ka mea i hānauʻia 1945 - 1956 e hiki i ka FRA piha no ke ola o ka mea ola i ko lākou makahiki 66 (heʻokoʻa kēia ma ka helu 1943 - 1954 no nā pōmaikaʻi hoʻomaha ma ka papa ma luna nei.) See Full Retirement Age for Survivors for more info on how Hoʻohālike ka FRA no nā wāhine kāne make a me nā wāhine kāne make.
No ke aha eʻike ai i kāu pono
ʻO kaʻike i kāu FRA he mea nui ia no nā kumuʻelua.
- Ināʻoe e mālama i nā palekana mālama ola ma mua o kāu FRA, e loaʻa iāʻoe kahi pōmaikaʻi hoʻemi .
- Ināʻoe e mālama i nā pono mālama ola ma mua o ka FRA, a loaʻa iāʻoe ka uku ma mua o ka palena o nā makahiki makahiki , e hoʻemiʻia kāu palekana Social Security. Ke hiki akuʻoe i ka FRA, hiki iāʻoe ke loaʻa ka like me kou makemake aʻaʻole e hoʻemiʻia kāu palekana Social Security.
Eia kekahi, no nā kāne, ma nā hihia he nui ka mea i loaʻa i ka wahine i loaʻa i ka mea nui e kali ai a hiki i ka FRA a iʻole ma hope paha e hoʻomaka ai i ka pōmaikaʻi hiki i ka hopena maikaʻi i nā pōmaikaʻi ola. Inā ua maleʻoe, e hōʻoia e hoʻohui i kāu hoʻoholo koho e hoʻokomo iāʻolua i kahi kūpaʻa paʻa loa.