E aʻo pehea eʻike ai i ka Best Mutual Funds

Morningstar kahi kamupene noiʻi e kūkākūkā pū ana. Makemakeʻoe eʻike i kā lākou'ōlelo e pili ana i ka loaʻaʻana o ke kālā maikaʻi loa? ʻIkeʻia kā lākou noiʻiʻanaʻo nā kālā me nā uku haʻahaʻa,ʻo ia ka meaʻoi loa o nā mea hana.

Hōʻikeʻia nā hōʻike i nā haʻawina liʻiliʻi e hōʻike i kaʻoihanaʻoihanaʻoi aku

I loko o ka Wall Street Journal kahi haʻawina uku haʻawina'Outshine Fund Star System, ka mea nāna i hoʻonohonoho i ka waihona kālāʻo Morningstar, "ua hōʻoiaʻiʻoʻia ka meaʻoi loa o kaʻike mua ma waho." Keʻike nei kēia manaʻo no ka mea aiaʻo Morningstar i kā lākou pono pono'ī no ka loaʻaʻana o ke kālā , me nā kālā i loaʻa kahi hōkū a hiki i ka helu helu hōhā.

ʻO ka nui o nā hōkū,ʻo kaʻoi aku ka maikaʻi o ka waihona. Ma ka moʻolelo Wall Wall Journal, ua'ōlelo ka luna hoʻomalu e pili ana i ka huliʻana i nā haʻawina haʻahaʻa "ʻO ka hōkū o nā hōkū,ʻoiai he ana o nā mea i hala aku nei i kahi pōpilikia i hala aku nei-ʻo ka hoʻololi ponoʻana i ka hana, e liʻiliʻi loa ana."

ʻO kekahi mea'ē aʻe, Best Predictor of Mutual Fund Performance, e'ōlelo ana "ʻo nā pōpilikia ka meaʻoi loa o nā hōʻikeʻike. I kēlā me kēia manawa manawa a me nā heluʻikepili i ho'āʻoʻia, ua kūʻaiʻia nā kumukūʻai o nā kumukūʻai i nā kālā kiʻekiʻe. E manaʻoʻoe eʻoi aku ka maikaʻi o kou maikaʻi ināʻoe e uku nui aku ana, no ke aha he mea nui kaʻoihana kiʻekiʻe e hāʻawi i nā hōʻike haʻahaʻa?

No ke kumu kūʻai haʻawina haʻawina no kaʻoihanaʻoi aku

E like me ka mea iʻikeʻia e like me kahi kumukulawai kaulana kaulana (Eugene Fama), "ʻaʻole loaʻa he mau kālā he haneri haneli e pili ana no ka laweʻana."ʻO ka manaʻo o ia,ʻo kaʻikeʻike kālā ke loaʻa ma ka pāhili o kaʻiole, wikiwiki, i nā miliona - make he mau piliona - o nā kānaka akamai loa ma ka honua holoʻokoʻa.

ʻAʻole lākou e waiho kālā ma ka papa.

ʻO nāʻoihana hoʻomalu i mālamaʻia kaʻoihana kiʻekiʻe no ka mea ke hoʻohana nei lākou i nā mea hoʻopuka e hōʻolo i kaʻikepili, a me nā hui alakaʻi o nā hui e noʻonoʻo ana ka waihona no ka hoʻolimalimaʻana. lanakila i nā koina kiʻekiʻe.

ʻO ka hapanui o ka manawa,ʻaʻole hiki i kēia mau noiʻi a pau ke hāʻawi i nāʻike kiʻekiʻe inā hoʻohālikeʻoe i nā hualoaʻa i nā mea i hiki iāʻoe ke hoʻokōʻia ma ka hoʻohanaʻana i kahi "pili hoʻolimalima holoʻokoʻa."

Mālama maikaʻi i nā kālā e koho wale i kahi hōʻaia o nā maʻaleʻale i hoʻoholoʻia a lilo i nā kumukūʻai a i nā palapala paʻa e kū ana i kēlā mau pae. Eia kekahi laʻana, hiki i kahi kālā nui e hoʻomauʻia e hoʻolilo i nā kālā a pau iʻoi aku i ka $ 10 biliona. ʻAʻole pono lākou e uku i ka nui o nā poʻe e hana i kēia. Kūleʻa ka uku. A hōʻikeʻia kaʻikepili i nā lanakila lanakila pili haʻahaʻa.

No laila, pehea lāʻoe eʻike ai i kēia mau kumu kūʻai kūpono-ʻoihana maikaʻi loa? He maʻalahi ka pane. E kūʻai i ka hōʻai'ē ' āina aiʻole mālama kālā.

Ka mea e makaʻala ai

Uaʻike pinepine au i nā kūʻai kālā kālā iʻikeʻoleʻia e noho nei ma keʻano he kanaka pio pio (e hiki ke hoʻoikaika i nā huahana o ka hui a lākou e hana nei), e haʻi i nā mea i kū'ē i ka mea i'ōleloʻia ma kēiaʻatikala ma luna nei. Makemake wau e manaʻoʻaʻole lākou e noʻonoʻo pono. Ua hoʻopaʻaʻia kaʻoihana kiʻekiʻe o ka waihona kālā a me nā uku liʻiliʻi no nā makahiki. Inā makemake kekahi e haʻi pololei iāʻoe, ua hewa loa lākou.

Ponoʻoe e makaʻala i ka papa inoaʻo "hot fund" hou.

Ke nānāʻoe i hope i kekahi mau makahiki ma hope aku ma nā hana ma hope o nā kālā i kākauʻia ma kekahi papa inoa "hoʻopuka waiwai nui loa",ʻo ka hapanui o ka manawa iʻoi aku ka maikaʻi o kāu hana ma o ka laweʻana i kahi kōkole o ka papa kuhikuhi a iʻole ka mālamaʻana i ke kālā.