He Kāleʻa Kūpono Kūpono no ka poʻe me ka hōʻai'ēʻole
ʻO ka mea pōʻino, ua kūʻaiʻiaʻo Bank Bank Orchard, i ka manawa ma hope o HSBC, e Capital One i ka makahiki 2012, a ua hoʻopauʻia nā kāleka hōʻai'ē o Orchard Bank.
ʻO ke Kumukūlāʻo Orchard Bank Platinum
ʻOiaiʻaʻole hiki iāʻoe ke loaʻa hou i kahi kāleka kālekaʻo Orchard Bank, eia keʻano o nā mea iʻikeʻia e ka Orchard Bank Platinum MasterCard.
Ma nā kāleka o nā Bank Orchard,ʻo ka Platinum MasterCard ka uku kūʻai haʻahaʻa loa. Uaʻoi aʻe kaʻoi aʻe o ka paʻakikī e hiki ai ke kūpono ma mua o nā kāleka'ē aʻe. He kīkoi ka Bank Orchard e hiki ai iāʻoe ke kūpono, me ka hoʻoholoʻoleʻana i kāu helu'ai'ē, a e hōʻike iāʻoe i kahi o kona kālepa āu i kūpono ai no ka hoʻoholoʻana i kāu moʻolelo moʻomanaʻo.
ʻO ka APR he 14.9% ka liʻiliʻi, hoʻokūkī a me nā kāleka kālepa no nā kānaka me ka hōʻai'ē maikaʻi. ʻO ka uku APR, i ukuʻia ināʻoe i hala aku i 60 mau lā ma hope o ka uku kāleka hōʻai'ē, 29.49%.
Ua hele mai ke kāleka i ka uku makahiki e kū ana mai $ 39 a $ 59, e hilinaʻi ana i kāu moʻomanaʻo kālā. Hiki ke uku iāʻoe i kahi $ 35 o ka hoʻoholoʻana o ka uku,ʻo ke kaulike kānāwai. ʻO ka nui o kāu palena palena palena e ukuʻia he $ 25 aʻo nā kaulike i hoʻoiliʻia e ukuʻia i 5% ka uku hoʻoili kālā.
ʻO nā mea'ē aʻe i ke Kōmike'Āina Bank Platinum
Hiki paha ke kaʻawale nā kāleka Bankʻo Orchard, akāʻaʻoleʻoe i ke kohoʻana ināʻoe e noi nei i kāleka kāleka e kōkua i ke kūkulu houʻana i kahi hōʻai'ē hōʻai'ē maikaʻi.
ʻO kekahi mea kūpono ma ka pepa kāleka i hoʻopaʻaʻia e Capital Capital, nāna i kūʻai i ke Bank Bank Orchard. ʻO ka Capital One Secured MasterCard he kumu kūʻai liʻiliʻi a maikaʻi loa. Inā hiki iāʻoe, hiki iāʻoe ke uku i kahi hōʻai'ē mālama haʻahaʻa e like me $ 49 a $ 99 paha no ka palena kālā he $ 200. Ma nā hihiaʻoi loa loa,ʻaʻoleʻoe e kūpono no ka hōʻemi mālama mālama, akā hiki iāʻoe ke uku i kahi hōʻai'ē mālama kālā he $ 200 no kāu palena palena.
A iʻole inā makemakeʻoe a hiki iāʻoe ke hāʻawi, hiki iāʻoe ke uku i kahi $ 3000 no kahi palena palena nui.
ʻAʻole he uku makahiki a me ka Capital One Secured MasterCard , akā aia ka APR kiʻekiʻe o 24.99%. E uku i kāu kaulike i kēlā me kēia mahina aʻaʻoleʻoe eʻike i ka hopena o ka nui o ka uku.
ʻO ka Discover it Secure Card he mea hou'ē aʻe. Hāʻawi pū ia i kahi kānke palekana no $ 200. ʻAʻole ia e hāʻawi i ka koho e hiki ai ke mālama i kahi hōʻailona mālama haʻahaʻa, akā, hiki iāʻoe ke loaʻa ka uku kālā ma nā kūʻaiʻana. ʻAʻole ia e uku i ka uku makahiki a loaʻa he 23.24% APR ma nā kūʻaiʻana.
ʻO ka hōʻikeʻo Capital One a me Discover i nā kumukūʻai uku nui , no laila, e hoʻohana ana i kāu kāleka kāleka i kākoʻoʻia e kōkua iāʻoe e kūkulu hou i kāu moʻolelo moʻomanaʻo a hiki i nā kāleka maikaʻiʻoi aku i kēia mua aku.
Hoʻoponoponoʻia e LaToya Irby. ʻO nā'ōlelo kāleka hōʻai'ē a me nā pī'ā inoa hōʻailona e hiki ke hoʻololi mai ka manawa o kēia hōʻike. E nānā i ka noi no nā'ōlelo a me nā'ōlelo i kēia manawa.