Ka ikaika kālā a me ka hōʻailona o nā mea lawelawe
Ua hāʻawi akuʻo Fitch Ratings iā Kaiser Permanente Health Insurance Company he "A +" helu.
Ka paʻamau a me ka Poor rates Kaiser me ka hōʻailona "A +". Uaʻike maikaʻiʻo Kaiser i kahi o ka lawelawe kaiāulu. Hoʻokumu ka Insure.com i ka hui i 83.64% ka helu no ka hōʻalima. Ua hōʻikeʻia ka hoʻopiʻi hoʻopiʻi o ka hui i 4.5 out of 5,ʻoiai ka lawelawe ke kūʻai a me ka waiwai no ka uku i loaʻa iā 4 ma waena o 5 mau koho. Ua hoʻokumu 'ia ka JD Power a me nā Hope i ka Kaiser me ka hopena kūlana kūlana kiʻekiʻe loa no ka' inikua olakino no nā makahiki he 6.
ʻAʻole i loaʻa kahi hōʻoia o ke keʻena poʻokela o Frank Permanente e ka Better Business Bureau akā he "rating" A 3.68 ma waena o ka heluʻelima e hoʻokumuʻia ana i nā manaʻo kūʻai he 4 a he 52 mau hōʻai'ē. No nā 52 hoʻopiʻi hoʻopiʻi, 22 he mau pilikia me ka huahana / lawelawe, he 20 mau bila / hōʻiliʻili puka a 10 he mau pāʻoihana / kūʻai.
Kōmike Insurance Options
Me Kaiser, hiki iāʻoe ke kūʻai i kahi kulekele hoʻopiʻi ola ola kahi e hoʻohana aiʻoe i ka pūnaewele lawelawe o Kaiser.
Aia nā hoʻonohonoho olakino i nā papaho'ōmaʻomaʻo, nā māla maikaʻi, ka hoʻolālā HSA a me nā kumumanaʻo maikaʻi.
Papa Hana Kūikawā
Me ka papa hana hoʻolālā ola maikaʻi o Kaiser, ukuʻoe i ka uku uku no nā keʻena keka. Hoʻopuka kēia i nā kipaʻimi ma ke keʻena o kaʻaka, nā lawelawe hale lumi pilikia, nā hola ma hope o ka hola a me nā lāʻau lapaʻau; loaʻa nā mea a pau me ka helu uku uku pākahi.
Hoʻolālā nā papaho kūhohonu i nā hōʻailona makahiki o $ 1,500, $ 2,500, $ 3,500 a $ 5,000. Hiki ke hoʻololiʻia nā huina kālā i hiki ke hoʻololiʻia ma ka moku'āina.
Ka Papa Hana Pono
Hoʻolālā ke kumukūʻai olakino olakino i nā koho uku uku no nā lawelawe waho. Ma hope o kou hālāwaiʻana i kāu huakaʻi i ka makahiki, hikiʻole ke uku pū. ʻO ka uku pānaʻi e uku i nā kipaʻana i nā keʻena, nā lawelawe waho a me nā lāʻau lapaʻau. ʻO nā mea unuhi i loaʻa me ka papahana kūpono: $ 1,500, $ 3,000, $ 5,000 a $ 7,500. E like me nā kumumanaʻo i hoʻolālāʻia, hiki ke hoʻololiʻia nā kālā i unuhiʻia e ka moku'āina.
ʻO ka Pāʻoihana Pōmaikaʻi
ʻO ka papahana hoʻolālā maikaʻi o Kaiser e hāʻawi aku i nā kauka kaukaʻana i nā kauka, nā kipa mua o nā mākaʻikaʻiʻelua, nā keʻena keʻena lumi pilikia, nā kipa ma hope o ka hola a me nā lāʻau lapaʻau maʻamau no ka uku kālāʻana ma mua o kou hālāwaiʻana me ka hikiʻole o ka makahiki. ʻAʻole he uku no nā lawelawe i uhiʻia ma hope o kou hālāwaiʻana me ka mea i unuhiʻia i ka makahiki. ʻO nā kālā i hiki ke kohoʻia (hiki ke hoʻololiʻia e ka moku'āina) he $ 2,500, $ 3,500, $ 5,000 a $ 7,500.
Ka Papahana Ola Ola
ʻO nā māla hoʻolālā ola ola me Kaiser e loaʻa ka koho e hōʻano hou i kahi koho mālama ola (HSA). He pūnaewele mālama kālā kēia kahi e hiki ai iāʻoe ke mālama i ke kālā no ka hoʻopiliʻana i kāu kālā hoʻolālā a me nā lilo pili kālā. Ināʻoe e hoʻolilo i ke kālā no nā lilo o ka pilikino, hikiʻole keʻauhauʻia.
Aia nā mea i hoʻolālāʻia e ka HSA he mea hiki ke unuhiʻia he $ 5,000 a hiki i kahiʻohana e hiki ke unuhiʻia he $ 10,000.
Nā Pono Mau
Ma ka pūnaewele Kaiser Paena, hiki i nā kupa ke loaʻa nā kumuwaiwai no ka mālamaʻana i ko lākou mālama ola. Hiki iāʻoe ke huli i nā kauka a me nā wahi e huli ai i ke kauka i kāu wahi i kūpono iāʻoe me nā inoa o ka hoʻonaʻauao o nā kauka, nāʻikeʻike a me nā meaʻoihana. Aia he 24/7 Kele aku i kahi Line Line Line, 951.268.3900 aiʻole ma o ka mālamaʻana i ka pūnaewele huakaʻi e hiki ai iāʻoe ke nānā i nā hōʻaiʻaiʻana a iʻole ka loaʻaʻana o ka hoʻopihapiha piha i mua o kou heleʻana. Hiki iāʻoe keʻimi i nā mea hana pūnaewele pūnaewele e like me ka manaʻo e pili ana i ka ola olakino,'ōlelo moʻo'ōlelo lapaʻau, nā alakaʻi olakino a me nā loulou i nā papahana a me nā papa.
Nā mea pāʻani
- Hiki iāʻoe ke loaʻa kahi kuhi no ke kulekele pili inikua ola a pili i ka pūnaewele.
- Nā Kūʻai Hoʻolālā Kū'ē Kiʻekiʻe Loa ma ka lawelawe kūleʻa a me ka hoʻopiʻi kuleana
- ʻO ke keʻena o ke kauka, ka laikini a me ka meaʻai ma lalo o kahi hale hoʻokahi
ʻAi
- Aia nā palena kānāwai i ke kohoʻana i nā Kauka Lapaʻau a me nā keʻena olakino keʻole he pilikia ma mua aʻaʻoleʻoe i kokoke i kahi hale Kaiser.
- Hiki ke loaʻa ka Coverage ma 9 mau moku a me ka District of Columbia
KaʻIke Kūkākūkā Hui
No kaʻike houʻana e pili ana i nā kumukūʻai hoʻolālā ola a Kaiser Permanente a iʻole e loaʻa i kahi leka uila pūnaewele, hiki iāʻoe ke kele pūnaewele pūnaewele o Kaiser Permanente Health Insurance a iʻole kelepona i ka 1-800-245-3181.