Kālepa aiʻole mālama i nā huahana
ʻO ka kūʻaiʻana i nā mea waiwai no kahi hoʻonuiʻana i ka wā lōʻihi ua lilo iʻoi aku ka kaulana i nā makahiki i hala iho nei. ʻO ka hōʻeaʻana o nā ETFs i hana i kēia kaʻina hana maʻalahi. Aia kekahi mau hoʻolālā'ē aʻe e like me nā lālā i hoʻomaluʻia e hiki ai ke hoʻonui i ke kālā me ka nānāʻole i keʻano o ke kumu kūʻai o nā hua. Ināʻoe e hoʻokomo nei i nā huahana me ka hoʻohanaʻana i ka hapene o kāu kōpili waiwai,ʻaʻole ka waiwai nui o ka manawa e like me nā mea kūʻai.
ʻO nā manawa maʻamauʻelua i ka manawa e hoʻolako ai nā mea waiwai i nā waiwai i ka manawa i lilo nā waiwai i mea kūʻai nui loa, aʻo nā waiwai eʻikeʻia he pāʻani waiwai. ʻO ka manawa'ē aʻe ke hoʻokauʻia nā'āpana i nā kiʻekiʻe kiʻekiʻe o nā makahiki he nui aʻo nā mea waiwai kālā e makemake e hopu i ka loli . I loko o kaʻoiaʻiʻo,ʻo nā papahana waiwai nui nā mea e hoʻokomo i nā kālā hoʻolimalima ma hope o kaʻikeʻana i kahi wā kiʻekiʻe. I kekahi manawa, he manaʻo maikaʻi maikaʻi kēia, akā, kūʻai pinepine ka poʻe kūʻai i ke poʻo o ka mākeke.
ʻO nā huahana, ma keʻano, he pā ia e pili ana i ka hoʻonui. Ma kahi o nā makahiki he mau makahiki,ʻo nā mea kūʻai e hoʻomau i ka wikiwiki aʻoi aku paha i ka nui o ka hoʻonui. No laila, he mea kūpono ka kūʻaiʻana a me ka paʻaʻana i ka manaʻo, me ka nānāʻole i ke kūʻaiʻana o ka mea kūʻai i nā mea kūʻai.
I ka wā kūʻaiʻana i nā mea kūʻai, hiki ke hoʻohanaʻia nā kumuhana he nui e hoʻohana i nā loiloi kālā.
ʻO kekahi o nā papahana maʻamau ka laulāʻana i ka wā e hōʻea ai ke kumukūʻai o kahi kūʻai i nā loiloi makahiki he nui. I ka wā e hāʻule ai kahi kūʻai ma lalo o ka uku kūʻai,ʻo ke kumumanaʻo,ʻaʻole paha e hāʻule nui ke kumukūʻai a he kokoke nui ka hohonu.
ʻAʻole pono i nā mea kālepa ke kūʻai aku i nā kumukūʻai kūʻai e piʻi i luna e hana i ke kālā. ʻO ke kālepaʻana me nāʻaelike kūwaho e hiki ai i nā mea kūʻai kālepa ke komo i waho a ma waho o kahi kūʻai, a me ka hoʻonuiʻana i ke kālā mai nā huahana e neʻe ana i lalo. Hoʻolilo pinepine nā mea kūʻai kālepa i kekahi papahana kūʻai kālepa a hoʻolālā i nā hana pōkole i nā kumukūʻai kūʻai.
Ka wāʻoi aku e kūʻai ai i nā huahana
ʻAʻohe hoʻonohonoho hoʻonohonoho no ka manawa kūpono e kūʻai aku ai i nā mea kūʻai, e like me nā lāʻau. Ke hilinaʻi maoli nei ia i ka manawa manawawaiwai a me nā pahuhopu hoʻokele waiwai. ʻO ka kūʻaiʻana i nā wā kūʻai heʻanoʻoi aku ka maikaʻi loa ma koʻu manaʻo inā he'ōnaewele hoʻolāʻihi lōʻihi.
ʻO ke kūlana kūʻai gula he kumu maikaʻi. ʻO ke kumukūʻai o ke gula i hōʻea i kahi $ 850 he anake i ka 1980, he kumukūʻai kūikawā no ka manawa. He nui nā poʻe kālā e kūʻai ana i ke gula i ka wā huhū a loaʻa iā lākou ke kūʻaiʻana i kahi kumukūʻai nuiʻaʻole hiki ke loaʻa iā ia no nā makahiki he 28. Ma ka hopena o ke kelepili, loaʻa nā kumu kūʻai he gula i nā makahiki he nui i ka makahiki 1999 ma kahi kokoke i $ 250 he auneke.
Ua kokoke mai kēia kumukūʻai a iʻole ma lalo o ke kumukūʻai o ka hana a hiki paha i kahi papahele i ka uku. Hoʻokumuʻia nā kumukūʻai gula ma kahi o nā hui heʻumi a lōʻihi e hōʻike ana i ke kiʻekiʻe o ka puke i ka 1980.
ʻAʻole nā mākeke'ē aku i pāʻani e like me ka hōʻike ma mua, akā he mea maikaʻi ia o nā mākaʻi kūʻai. I kekahi manawaʻoi lōʻihi ka lōʻihi no ka huliʻana o nā kumukūʻai, akā pinepine lākou. I ka wā e hoʻokomo ai i kahi hōʻailona waiwai , hiki ke maʻalahi ka mea paʻakikī e like me kahi kokoke i nā makahiki he 10 mau makahiki aʻo kahi paha i kokoke i nā makahiki he 10 makahiki. Inā hiki iāʻoe ke hana i kahi noiʻiʻuʻuku o ka mākeke, hiki i ka nui o nā kaʻa e'āpono iāʻoe e hoʻoili i nā waiwai o kēlā me kēia mea.
ʻO nā kūlana kūʻai heʻano kūʻai
E like me ka mea e kūʻai aku ana ka mea kūʻai i nā waiwai i loko o kahi kōkoʻokai kālā no nā manawa lōʻihi, hiki iā ia ke hana a hanaʻia no nā mea kūʻai.
Ma muli o nāʻoihana i nā haʻawina he mau makahiki āpau a hapa paha, hiki i kahi mea kālā ke komo i kēlā me kēia manawa. Pono maikaʻi nā hōʻike ma kahi o ka manawa mālama o nā makahiki he iwakālua ināʻoe e kūʻai i kahi hua'ōlelo laulā o nā hua. E hoʻomanaʻo i keʻano o nāʻenehana he pā pōhaku i loko o kahi kōpana waiwai. Inā hōʻoleʻole nā mea kūʻai no kekahi manawa, pono paha nā hana'ē aʻe i loko o kahi kōkole iʻoi aku.