Eʻike i ka mea e hana ai i kahi kulekele i ka wā i make ai ka mea iʻikeʻia
Pehea e hōʻiliʻili ai i kahi hoʻoilina waiwai ola
Inā make kāu mea aloha a ua inoaʻoeʻoiai he mea kōkua i kona kulekele hoʻokele waiwai ola , hiki iāʻoe ke hōʻiliʻili i ka loaʻa kālā ma ka hoʻounaʻana i kāna palapala hōʻike make a me ka pilikino hoʻokele waiwai ola mua i ka hale kūʻai inikua.
Na ka hui e hoʻoili i ke kālā iāʻoe. ʻAʻole ia he lilo no ka waiwai waiwai o kāu mea aloha, akā naʻe hiki ke hoʻohui i kāna waiwai waiwai no kaʻauhauʻauhau.
Nā hopenaʻauhau o ka waihona waiwai ola
ʻAʻoleʻoe e uku i kaʻauhauʻauhau ma ka palapala waiwai mua i loaʻa mai inā loaʻaʻoe i ke kulekele pili ola . ʻAʻoleʻike ka lawelawe loko iʻa i nā pōmaikaʻi make no ka loaʻa kālā. Akā, inā loaʻa ka waiwai kālā i ka waiwai ma hope o ka makeʻana, e like me ka meaʻaʻoleʻoe e lawe i nā pōmaikaʻi i hoʻokahi'āpana kālā akā e hoʻolōʻihi i nā hoʻolimalima ma kahi o nā makahiki a i ka loaʻaʻana o ka uku hoʻopaneʻe, e ukuʻia kēia. Ponoʻoe e hoʻokomo iā ia ma kāu panehoʻiʻauhau e like me kou hōʻikeʻana i kekahi mau waiwai'ē aʻe āu i loaʻa ai i ka makahikiʻauhau.
Nā Haʻawina Auhau o ka Waiwai a me ka Inheritance
ʻAʻole ka auhau'āina i ka pae'aelana, akāʻeono mau kālai'āina e hoʻokau i kēiaʻauhau i ka 2017: Nebraska, Iowa, Kentucky, Pennsylvania, New Jersey a me Maryland.
ʻAʻole kēia he auhau kālā, akā, he kaʻina o ka waiwai o nā waiwai āu i loaʻa ai. ʻO kekahi mau'āina i loaʻa kaʻauhau hoʻoili'āina , e like me New Jersey, kahi waiwai o ka hoʻokele ola kūponoʻole i loaʻa mai kaʻauhau.
Ke kuleana o ka waiwai o ke aupuni no nāʻauhau aupuni kākela inā e kūpono ana i ka $ 545 miliona mai ka 2017.
ʻO kēlā me kēia palekana waiwai ma luna o kēia paepae heʻauhau. Nā kumamālima heʻumikumamālima a me ka District o Columbia i hāʻawi aku i nāʻauhau waiwai,ʻo ia hoʻi me nā haʻahaʻa haʻahaʻa haʻahaʻa. Loaʻa ka waiwai o ka'olikua ola i ke kumukūʻai o kahi waiwaiʻauhau o ka mea i loaʻa iā ia ināʻo ia ke mea nāna i mālama i kēia kulekele a inā i hoʻololiʻia kona kuleana, e like me kahi ola olaʻole, i loko oʻekolu makahiki o kona makeʻana.
ʻAʻole hiki i nā mea waiwai o ka'aneke waiwai ola ke kuleana no ka ukuʻana i kaʻauhau waiwai keʻole nā mea hope loa a me ka berita i loko o nā'ōlelo kūikawā e noi ana iā lākou e hāʻawi i kekahi o ke kālā i loaʻa i ka ukana kālā . He lāleʻa kēia.
Nā Bila Kuleana o ka Insured
ʻO kekahi nīnau maʻamau e piʻi mai inā pono ka mea inoa i ka inoa i ke ola pilikino ola e hoʻohana i kekahi o nā mea i loaʻa e uku ai i nā aie. Ma keʻano maʻamau,ʻaʻohe no ka pane.
ʻO ka pāʻina hoʻopiʻi e pili ana i ka ukuʻana i nā mea hōʻai'ē o ka mea i make mai ke kālā kālā o ka'āina, a inā pono, e hoʻoholo i ka waiwai waiwai. ʻO ka waiwai o ka waiwai ola i hele pololei i ka mea i hāʻawiʻia ka inoa iʻole e lilo i waiwai o ka waiwai waiwai, no laila,ʻaʻohe kālā i loaʻa i nā mea'ai'ē aʻaʻole kuleana o ka mea uku iā ia e hoʻohana i ke kālā e uku ai i kāna mau aie.