E hōʻaleʻa i kāu mau kūʻai i ka hoʻomaha e pono aiʻoe
Hele lōʻihiʻoe i kaʻoihana a iʻole ka leʻaleʻa? Ināʻae, inā makemakeʻoe e kākau inoa no kahi kāleka kāleka e hiki ke kōkua iāʻoe i ka heluʻana i nā pilina hele kaʻawale. Loaʻa nā kāleka kāleka a me nā kāleka hoʻopihapiha e uku i nā uku, hāʻawi i nā bonus hōʻailona, a komo pū i nā hana holo hele'ē aʻe e like me nā pō hebedoma maʻamau, nā hoa hele, ka nohoʻana ma mua a me kaʻoi aku. Ua hana mākou i kā mākouʻoihana home a puni nā kāleka maikaʻi loa me nā uku maikaʻiʻoi aku, no laila inā e hele anaʻoe i Palika no ka hālāwaiʻaha hālāwai a me ka mokuʻo Amalfi no'Isala no ka hoʻomaha nui me kaʻohana, e hōʻike ana mākou. ʻoe pehea e hana ai no ka mea liʻiliʻi.
01 Ka'Ōlaha maikaʻi: Chase Sapphire Reserve
ʻO ka mua Chase Sapphire Reserve e hele mai me nā mea maikaʻi loa. No ka hoʻomakaʻana, e loaʻa iāʻoe kahi hōʻai'ē kālā $ 300 no ka heleʻana i nā makahiki āpau e hiki ai ke kūʻai houʻia no nā kūʻai kūʻai āu e hana ai ma kāu kāleka kāleka. E loaʻa iāʻoe kahi hōʻai'ē hōʻai'ē $ 100 no Global Entry a PreCheck.
Loaʻa iāʻoe ka manawa e loaʻa ai nā 50 bonus bonus ma hope o ka hoʻohanaʻana i $ 4,000 ma ke kūʻaiʻana i nā mahinaʻekolu o ka weheʻana i kāu pūnaewele. Pono aku ka bonus i $ 750 ma ka huakaʻi inā e kūʻaiʻoe ma o Chase Ultimate Rewards,ʻo ia hoʻi ka mea hana pūnaewele o Chase.
Ke hele neiʻoe, loaʻaʻoe iʻekolu mau helu no ke kālā ma ka heleʻana, e komo pū ana me nā hōkele, nā taxis a me nā kaʻa; ʻekolu hapa ma ke kālā no kaʻaiʻana ma ka honua a puni; a hoʻokahi helu ma ke kālā no kāu mau kūʻai'ē aʻe. E loaʻa iāʻoe kekahi mau meaʻoi aʻe mai kāu mau kiko'ī i ka wā e kūʻai aiʻoe ma o Chase Ultimate Rewards -ʻo nā helu he 50% hou.
Ka uku nui:ʻO ka uku makahiki he $ 450 ka uku makahiki no ka mea kuleana mua a he $ 75 makahiki no nā mea hoʻohana'ē aʻe (hiki iāʻoe ke hoʻohui i kaʻehā), aʻaʻohe pili kālā.
02 Kūlana maikaʻi, Hoʻopuka i luna: Bank of America Premium Credit Cards
Ke hāʻawi aku nei ka Bank of America Premium Credit Cards a hiki i $ 200 i nā hua'ōlelo o ka huakaʻi hele hui pūʻia. ʻO ka mea mua, hiki iāʻoe ke hōʻeuʻeu i kahi hōʻai'ē hōʻai'ē $ 100 no nā hana hewaʻole o ka moku e like me ka hoʻolālā o ka noho, nā ukana ukana, nā lawelawe ukali a me nā uku lumi hoʻolālā. Ma luna o kēlā, hiki iāʻoe ke piʻi i kahi hōʻai'ē $ 100 no ka TSA PreCheck aiʻole Keʻena Uiho Kuhi Komo Kuhi, i nā makahikiʻehā.
E hoʻolimalima i $ 3,000 i nā lā he 90 mua loa o ka weheʻana i kāu pūnaewele a loaʻa iāʻoe nā helu bonus 50,000.
Ke hele neiʻoe, loaʻaʻoe iʻelua helu no kēlā me kēia kālā āu e hele ai ma ka heleʻana a me kaʻaiʻana i nā kūʻai a me nā helu he 1.5 no ke kālā i hoʻohanaʻia ma nā mea a pau. ʻAʻole he palena i nā māka e hiki iāʻoe ke loaʻa aʻaʻole e pau nā helu. Hiki iāʻoe ke ho'ōla i kāu mau helu no ke kālā no ka hōʻai'ē ma keʻano he hōʻai'ē hōʻike, e like me kahi waihoʻana i kahi helu kūponoʻo Bank of America a iʻole e kūʻai aku i nā huakaʻi ma ke keenaʻo Bank of America.
Palekana Nui :ʻO ka APR he 17.24 i ka 24.24 pakeneka,ʻo ka uku makahiki he $ 95 aʻaʻohe pili kālā maʻamau.
03 maikaʻi no ka hoʻonohonoho muaʻana: United MileagePlus Club Club
ʻO ka mea maʻamau, ponoʻoe e loaʻa i kekahi mau mile he nui me ka papahana lele pinepine a ka lewa e hiki ai ke hoʻokomo i ka pahu. Me ka huiʻo Club MileagePlus Club United, loaʻaʻoe i ka perk koke - noʻoe a me kekahi hoa hele e hele pū ana ma kēlā papa hana. Hiki iāʻoe a me kāu hoa ke nānā i kāu pēke maʻamau mua no ka meaʻole.
Me ka United MileagePlus Club Card, loaʻaʻoe i 40,000 mau mile bonus ma hope o kou liloʻana i $ 3,000 i nā mahina muaʻekolu o ka weheʻana i kāu pūnaewele. Ke hele neiʻoe, loaʻa iāʻoeʻelua mile no kēlā me kēia kālā āu e hoʻolilo ai ma nā tiketi i kūʻaiʻia mai United United States a me hoʻokahi mile no ka kālā ma nā kūʻai'ē aʻe.
ʻO kekahi mahele nui nui: e loaʻa iāʻoeʻelua United Club hoʻokahi manawa i kēlā me kēia makahiki i kou lā makahiki. Hāʻawiʻoe i kēia mau kiʻina i ka lumi hoʻokipa ma kahi e hiki ai iāʻoe keʻoliʻoli i nā mea inu a me nā meaʻai'ē aʻe.
Palekana Nui :ʻO ka APR he 17.24 i ka 24.24 pakeneka ma ka kūʻaiʻana a me ka hoʻoiliʻana i nāʻaelike, ua hoʻokuʻuʻia ka $ 95 makahiki makahiki i ka makahiki mua, aʻaʻole he uku kālā'ē aʻe.
04'Okela no Free Kikokikona Kāpae: Gold Delta SkyMiles American Express
Me ka Gold Delta SkyMiles American Express, ke kope o kāuʻeke mua ma luna o kēlā me kēia huakaʻi hele. Hiki loa, hiki i nā hoaʻewalu e hele pū ana meʻoe ma ka papa helu hoʻokahi ke nānā pū i kā lākouʻeke mua no ka mea kaʻawale no ka huakaʻi hele.
ʻO kaʻaha kālā a Gold Delta SkyMiles American Express e uku i 30,000 mau mile bonus ma hope o kāu hana $ 1,000 ma ke kūʻaiʻana ma kāu kāleka i loko o nā mahina muaʻekolu o ka weheʻana i kāu pūnaewele. E loaʻa iāʻoe kahi hōʻai'ē kālā $ 50 ma hope o kou hanaʻana i kahi kūʻai Delta ma nā mahina muaʻekolu.
Ke hele neiʻoe, loaʻa iāʻoeʻelua mile ma ka kālā ma ke kūʻaiʻana me Delta a hoʻokahi mile no ke kālā ma nā kūʻai a pau āu e hana nei ma kāu kāleka kāleka. Hiki iāʻoe ke kūʻai i kāu mile i ka holoʻana ma Delta aʻoi aku iʻoi aku kaʻoihanaʻoihanaʻoihana he 15.
Palekana Nui :ʻO ka APR he 16.99 i ka 25.99 pakeneka, hoʻokuʻuʻia ka uku makahiki $ 95 i ka makahiki mua, aʻaʻole he uku makahiki.
05 Paipai no nā Hui Hui: Nā huahana kāpena muaʻo Southwest
Ke hāʻawi aku nei ke Keʻena Kāna Kālā Kākauʻo Southwest Rapid iāʻoe i ka hiki iāʻoe ke hoʻokuʻu pū meʻoe. ʻO ka mua, ponoʻoe e lele i nā hualoaʻaʻelele hoʻokahi-ʻoihana hoʻokahi a iʻole e loaʻa 110,000 mau koina i hiki i ka makahiki kahiki. I ka manawa āu i nānā ai i kēia pahu, e loaʻa iāʻoe kahi Pass Companion no ka makahiki e hiki mai ana. Me ka Pass Pass, hiki iāʻoe ke koho i hoʻokahi kanaka e lele meʻoe me ka ukuʻole i kēlā me kēia manawa e kūʻai aiʻoe a iʻole e kūʻai i nā kumukūʻai no kahi lele.
ʻO ka uku kālā hōʻai'ēʻo Southwest Rapid e uku i 50,000 mau helu inā e hoʻoliloʻoe i $ 2,000 i nā mahina muaʻekolu o ka weheʻana i kāu pūnaewele. Hoʻolako, i kēlā me kēia makahiki ma kāu kāleka kāleka, loaʻa iāʻoe nā helu bonus 6,000.
Ke holo nei, loaʻa iāʻoe nā heluʻelua no kēlā me kēia kālā āu e hoʻolālā nei ma Southwest Airlines e kūʻai i nā mea i hanaʻia me kaʻoihana loina; elua mau helu no ke kālā ma nā hōʻailona Rapid Rewards a me ka kūʻaiʻana i nā hoaʻai kaʻa kaʻa, a hoʻokahi helu ma ke kālā no nā mea a pau.
Palekana Nui :ʻO ka APR he 17.24 i ka 24.24 pakeneka no ka kūʻaiʻana a me ka hoʻoiliʻana i ke kauʻana,ʻo ka uku makahiki he $ 99 (hoʻohanaʻia i kāu hoʻopiʻi hoʻololi mua), aʻaʻohe pili kālā.
06 Ka maikaʻi no ka hoʻolālā hoʻoholo hoʻoholo: Chase Sapphire makemake
Chase Sapphire makemakeʻia e hāʻawi i ka nui o nā loki holokai nui aʻo ia kekahi o nā kāleka liʻiliʻi e hāʻawi ana i ka hoʻolālā hoʻolālā kaʻa. Hiki ke hoʻonauʻiaʻoe i $ 10,000 inā ua hoʻopauʻia a hoʻopauʻia paha kāu hele ma muli o ka maʻi, ka wāʻino a me kekahi mauʻano'ē aʻe. ʻAʻole wale ia e hāʻawi iāʻoe i kahi hōʻoluʻolu iki hou i ka wā e kākau anaʻoe i kāu huakaʻi, hiki iāʻoe ke hoʻopakele i ke kālā ma nā mea hou i kūʻaiʻia i nā kaʻa'ē aʻe.
Hiki i nā mea hou ke loaʻa ka manawa e loaʻa ai nā 50 bonus ma hope o ka hoʻohanaʻana i $ 4,000 ma ke kūʻaiʻana i nā mahinaʻekolu o ka weheʻana i ka helu. Ke ukuʻoe i kāu mau helu ma o Chase Ultimate Rewards, he $ 625 lākou.
ʻO ka heleʻana,ʻelua mau helu no kēlā me kēia kālā i hoʻohanaʻia ma ka heleʻana a me kaʻaiʻana i nā haleʻaina a hoʻokahi helu ma ka tālā ma nā mea a pau. He kūlana he 25 pakeneka ka nui ke hoʻohanaʻoe i nā Chase Ultimate Rewards e uku i kou uku.
Ka Hoʻokaʻawale Nui:ʻO ka APR mau he 17.24 i ka 24.24 pakeneka, ua hoʻokuʻuʻia ka uku makahiki $ 95 i ka makahiki mua, aʻaʻohe pili kālā.
07ʻOihana no nā Hōkū Hōkeleʻoiai: Citi Prestige
Hāʻawi ka Citi Prestige uku i kahi noho hoʻomahaʻana i ka hapahā ma kekahi hōkele o kāu kohoʻana ma hope o ka halaʻana o hoʻokahi pōʻehā i ka pō ma Thankful.com, ko Citi uku hōʻailona puka.
I kēlā makahiki kēia makahiki, e loaʻa iāʻoe kahi hōʻailona he $ 250 e hele nei i ka hoʻokele i ka mahuka āu i kau ai i kāu kāleka. E loaʻa iāʻoe kekahi hōʻai'ē kālā noi $ 100.
E loaʻa iāʻoeʻekolu mau helu no ka kālā ma ka holoʻana o ka ea a me ka kūʻaiʻana i ka hōkele,ʻelua mau helu no ke kālā ma kaʻaiʻana a me ka hoʻokipaʻana a hoʻokahi helu ma ka tālā ma nā mea a pau. Hiki iāʻoe ke ho'ōla i kāu mau helu no kahi mea iki - ka huakaʻi hele, ka lako kelepona, nā hōʻikeʻike a me nā mea hou - ma o ThankYou.com. Hiki iāʻoe ke hoʻololi i kāu mau helu i ka hōkele kūpono a me nā papa hana hōkele hale hōkele.
Ka uku nui :ʻO ka APR he 16.99 i ka 24.99 pakeneka,ʻo ka uku makahiki he $ 450 aʻaʻohe pili kālā.