Hoʻomaka e kūʻai i kāu kiʻi kūʻai mua? E ho'āʻo i kēia.

ʻAʻole i maʻalahi ka mālamaʻana i ka māhele kūʻaiʻokoʻa e komo i loko o ka hale kūʻai e kūʻai. ʻO ka kūʻaiʻana i nā lāʻau e pili ana i ka hoʻokumuʻana i kahi pūkeke kālā, kākoʻo kālā, a me ka hanaʻana i nā noiʻi ma nā meaʻoi aku ma mua o ka hoʻopaʻaʻana i ke pihi kūʻai ma kahi pūnaewele o kāu mea kūʻai.

Inā loaʻa iāʻoe kāu pūkaena hoʻopuka kālā akāʻaʻoleʻoe i maopopo i ka mea e kūʻai mua ai, e noʻonoʻoʻoe i kēia mau'āpana kālā e like me nā hoʻolauna maikaʻi i ke ao honua.

Nā Blue Stocks Blue

Ma ka hoʻokomoʻana,ʻo ka'ōlelo "Blue Chip" keʻano o nā kikoo o nā poʻe ikaika, nā kuhi kūʻai wā lōʻihi e hikiʻole ke loaʻa i kekahi moʻolelo kūkala maikaʻiʻole i ka wā e hiki mai ana. A inā paha lākou e hana nei, uaʻelemakule lākou, a he poʻe ikaika e hiki ke pale i kaʻino. He mea nui nā mīkini Blue no nā mea hoʻokele hou aku e like me ko lākou makemake e neʻe me ka mākeke ma ke ala kūpono a me kaʻoi aku o nā meaʻoi aʻe ma mua o ka nui o nā mea'ē aʻe.

ʻO kahi hōʻailona nui loa o kahi kiʻi Blue Chipʻo Walmart. ʻO ka hale kūʻai he moʻolelo e hoʻi ana i ka makahiki 1962, he makai nui kālepaʻoihana he $ 236.4 piliona, a ua kūpaʻa mau i ka māhele holoʻokoʻa. I loko o ka makahiki i hala iho nei, uaʻoi aku ka uku o Walmart i $ 480 biliona kālā, no ka loaʻaʻana o kahi helu hoʻokahi ma ka list Fortune 500. E nānā i nā hoʻokele kālā Blue Chip'ē aʻe ma Fortune 500 a me nā papa'ē aʻe o nā hui nui loa maʻAmelika.

Nā Hiʻonaʻo Blue Chip Stocks: Walmart (WMT), Coca Cola (KO), JPMorgan Chase (JPM), Exxon Mobil (XOM), Boeing (BA), Caterpillar (CAT), a me General Electric (GE)

Nā Hoʻoponopono waiwai

ʻO ka hoʻolimalima kālā ka manaʻo e hiki iāʻoe ke hōʻano i nā kālā o kahi hui a ke wānana i ke kumukūʻai kūʻai kūpono, a ināʻoe e nānā pono i ka nui o nā hui, eʻikeʻoe i kahiʻoihana kūponoʻole e like me kahi hoʻolimalima maikaʻi. Ua kaulanaʻo Professor Benjamin Graham, he mea kālaihana a hoʻonaʻauaoʻo Pelekānia i hala manawa ma Colombia a me UCLA,ʻo ia ka waiwai nui o nā mea waiwai waiwai e like me Warren Buffett, Irving Kahn, a me Bill Ackman.

ʻO ka puke'ōlelo Pelekaneʻo ke kālā waiwaiʻo Graham's 1949 book The Intelligent Investor .

ʻAʻole hiki ke maʻalahi kaʻikeʻana i nā lāʻau i kālaiʻia. ʻO kekahi o nā kumukūʻai maikaʻi loa e nānā i ke kumukūʻai o ka hōʻai'ē o ka hui, e hōʻike ana i nā waiwai o ka hui i hoʻohālikelikeʻia me ka uku kūʻai o kēia wā. Ua hoʻopukaʻo Website ValueWalk i ka mea nāna eʻike i nā waiwai kūpono ma kēiaʻano. E nānā pono i nā poʻe liʻiliʻi, akā, no ka mea, uaʻoi aku ka pilikino aʻoi aku ka maikaʻi o nā waiwaiʻoi aku ma luna o nā kumukūʻai koʻikoʻi kahiko. E nānā aku hoʻi i nā poʻe i hele i loko o ka wikiwiki nui o ka uku, e like me ka lono o ka wā e hiki ai ke hoʻoikaika i nāʻano ōna a me nāʻano kumuhana .

Ke hoʻohana nei i ke kumukūʻai i ka puke a me nā lālā'ē aʻe, eia kekahi mau kumu hoʻohālike o nā kumukūʻai waiwai e hoʻomaka aiʻoe.

Papahana Haʻina Kūpono : Tranrescean (RIG), Nelnet (NNI), Navit (NAVI), Hawaiian Airlines (AAL), Kelepa Gileada (GILD), Wells Fargo (WFC), Expedia (EXPE)

Nā Hoʻopiʻi Dividend

Ke waiho nei kekahi poʻe kālā i kā lākou kālā i ke kālepa me ka manaolana e hoʻonui i ka uku kūʻai ma mua o ka manawa, akā,ʻoi aku ka nui o nā mea waiwai'ē aʻe e pili ana i ka loaʻaʻana o ke kālā kālā mai kā lākou kālā. Inā makemakeʻoe i kāu mau kumukūʻai e uku iāʻoe,ʻo ka māhele ka inoa o ka pāʻani .

ʻO nā kumukalēhele maʻamau e uku nui i ka hapakomo kālā liʻiliʻi i kēlā me kēia mahele i nā mea kālā i kēlā me kēia hapaha.

I kekahi manawa, hoʻolaha nā kamupalima i ka puʻuwai hoʻokahi manawa, e like me ia i hanaʻia me Microsoft i ka makahiki 2004 i ka manawa i ukuʻia ai he $ 3 o kēlā me kēia pāhele, aiʻole $ 32 biliona, i ka poʻe kālā kālā i kāna ukana.

I ka nānāʻana i nā hua kālā hoʻopili , e nānā i kahi kaʻina o nā pale a me ka uluʻana i ka manawa. ʻO kaʻokiʻana o ka māhelehele i ka nānāʻoleʻia e ke kālepa, no laila,ʻo nā lāʻau iʻoki i ko lākou mau waiwai i ka wā ma mua, e hoʻouka i hae hae noʻoe e like me ke kanaka waiwai kālā. Inā he kiʻekiʻe loa nā lālā dividend, hiki iā ia ke hōʻailona e hoʻolālā nā mea hoʻolale i ka uku kālā e hāʻule i nā mahina e hiki mai ana. Pono e nānāʻia kekahi o nā ukana e uku ana ma mua o 10% me ka skepticism maikaʻi.

Keʻano o nā waihona kikowaena: Verizon (VZ), General Motors (GM), Phillips 66 (PSX), Coca Cola (KO), United Parcel Service (UPS), Proctor & Gamble (PG), Phillip Morris International (PM), a me Monsanto (MON)

Ka uluʻaiʻo Growth

Hoʻoulu ka nui o nā poʻe nui e ulu ma ka pakeneka,ʻoiai e ho'āʻo nei lākou e ulu i kahi kumu nui loa. No ka laʻanaʻana, hikiʻole iā Walmart keʻike i nā loaʻa kālā heʻelua i ke kūʻaiʻana ma luna o kāna kālā $ 480 biliona. ʻO nā kamaliʻi liʻiliʻi a me nāʻoihana'ē aʻe heʻoi aku ka pilikia, akā hāʻawi lākou i nā manawa kūpono e ulu ai ma kēia mua aku.

Hiki ke puka mai nā mea kanu ulu ma waho o nāʻoihana, akā i kēia mau lālāʻoihana kiʻekiʻe i Silicon Valley a me nā mea'ē aʻe he kūlana ulu nui. Hiki i kēia mau mea kūʻai ke hana i nā hui o nā nui. ʻO nāʻoihana ulu ulu nui heʻoi aku ka palekana a emiʻole ka pōʻino, akā, hāʻawi i nā hōʻike haʻahaʻa ma mua o kaʻoihana liʻiliʻi,ʻoihana hou i ka mākaʻi.

Hoʻohālike o ka Growth Stocks: Netflix (NFLX), Amazon (AMZN), Facebook (FB), Priceline (PCLN), Skyworks Solutions (SWKS), Micron Technologies (MU), a me Alaska Air Group (ALK)

E mālama i nā mea i hōʻiliʻiliʻia

ʻOiaiʻo kekahi o nā hui i heluʻia ma luna nei e hana maikaʻi a hāʻawi i ka hoʻihoʻi nuiʻana i nā makika ma nā mahina a me nā makahiki e hiki mai ana,ʻo kaʻoleʻana kekahi mau lāʻau mai kēia papa inoa. Hiki i kekahi keʻike iā ia iho i loko o ka hihia nui, ka pilikia pilikino, a iʻole ka moʻolelo nūhou e hoʻouna i ke kumukūʻai i loko o kahi kānana. No ka paleʻana i nā poho nui, e hoʻomoe i ka hoʻokaʻawaleʻana i kahi kōkole o nā lāʻau i nāʻoihana a me nā wahi.

ʻO ka hapanui o nā lāʻau i'ōleloʻia ma kēiaʻatikala he mau kamaliʻi paʻa loa me nā kālā kālā nui, akā,ʻaʻoleʻoe e lawe i kā mākou'ōlelo no ia mea! Ma mua o kou kūʻaiʻana i kahi kūʻai, e nānā i kāna hana kālā i hala koke iho nei, nā manaʻo hoʻopuka helu, nā mea hakakā, a me ka'āina e hiki mai ana no keʻanoʻoihanaʻoihana. Inā manaʻoʻoe heʻoihana paʻa ia me ka maikaʻi maikaʻi a me nā kūlana nui, he kūʻai. Akā inā loaʻa iāʻoe kekahi hopohopo a mālama paha, e kaomi i ka pihi kūʻai a ke kali nei i kahi hoʻolālā palekana e hele mai.