No ke aha e makemake aiʻoe e uku me kāu kelepona? Ma waho o ka hauʻoli wale nō, nui nā kumu hana. ʻO ka palekana kekahi o lākou:ʻo nā mea hana maʻalahi hiki ke hāʻawi i kahi palekana ma mua o nā kālai maʻamau maʻamau, hiki i ka hōʻiliʻiliʻana a me ka hōʻinoʻiaʻana o nāʻike (inā e emi iho kēia pōmaikaʻi e like me kā kāpili kieki a me ka PIN)
Hiki iāʻoe ke maʻalahi ke uku e kelepona; ināʻoe e like me ka nui o nā kānaka, hiki iāʻoe ke loaʻa mau i kāu kelepona - no laila hiki iāʻoe ke hana nui me ka laweʻana i ke kālā a iʻole kāleka nui.
Peheaʻoe e uku ai ma ke kelepona? Makemakeʻoe makemake i kāu kelepona e hoʻololi i kāu hana o kēia manawa no ka hoʻolimalimaʻiaʻana me nā kaona make a me nā kāleka kāleka (a me nā kālā ma kekahi manawa) ma nā wahi brick-mortar, e hōʻike kēiaʻaoʻao iāʻoe pehea e hana ai. Akā aia kekahi mauʻano'ē aʻe e hana ai i nā leka uila me kāu kelepona. Eia kekahi laʻana, makemake pahaʻoe e hoʻouna i ke kālā i nā hoaaloha a iʻole e uku i kekahi mea hana pāʻani - aʻaʻole i loaʻa i kēlā poʻe i nā lālā hoʻolimalima no nā kāleka kāleka a iʻole ka uku pānaʻi. Ke heluʻia nei kēlāʻano o nā mea hana hana loiloi maʻaneʻi: Pehea e hoʻouna ai i kālā .
Ka mea e pono ai
NFC polokalamu: No ka hanaʻana i nā uku, ponoʻoe i kahi kelepona me nā mea hiki ke hoʻohanaʻia me Near Field Communication (NFC). ʻO ka NFC e pane aku i kāu leka me ke kālepa uku o ke kālepa i nā leka uila. Loaʻa nāʻanoʻokoʻa me nā NFC:
- iPhone 6 a iʻole hou (me Apple Watch)
- Ua hanaʻia nā leka uila i nā makahiki i hala iho nei
- Nā polokalamu hou o Windows a me nā polokalamu Blackberry
Ināʻaʻoleʻoe i maopopo inā hana kāu hana me NFC, e nānā i ka leka uila a huli paha ma o nā Pūnaewele o ka pūnaewele.
Mobile putele: e hoʻolimalima me kāu kelepona, ponoʻoe e mālama i nāʻike kālā e pili ana i kāu pēpē'ōpuni.
ʻO ia keʻano o ka hāʻawiʻana i kaʻike kālā a iʻole kaʻike kelepona i loko o ke pēke (ma keʻano pinepineʻana i ka palapala a iʻole e lawe i kahi kiʻi o ka kāleka) a iʻole e kāwili ana i ke putele i kekahi pūʻulu uku. Loaʻa nā wallets pūnaewele kahiko
- ʻO Apple Pay , e hōʻike ana i kahi polokalamu kālā e mālama ana i nā mea kālepa mai kaʻikeʻana i kāuʻikepili a me kāuʻike kālā
- ʻO Google Wallet , kahi mea i loaʻa ma nā lako loiloi lehulehu
- Softcard , ka mea i loaʻa ma keʻano he polokalamu, hana me nā polokalamu hoʻoikaika o nā mea kūʻai a hiki iā ia ke hoʻohuli i kekahi mau meaʻole NFC i nā laina NFC me kahi kūikawā kūikawā.
- Ka potele no Windows Phone , no nā mea hoʻohana o Windows Phone
Ka palena NFC: ʻo kēia mau mea wale nō e hana i ka manawa eʻae ai ka mea kūʻai i nā uku mai kāu polokalamu kelepona. ʻO kekahi mau wahiʻaʻole i loaʻa nā mākau kūpono i hoʻokomoʻia no nā cashiers (ʻaʻole iʻole), aʻaʻole paha lākou eʻike i keʻano o kaʻaeʻana i nā uku pili pūnaewele inā paha iā lākou ka lako.
Pehea e uku ai me kāu Kelepona
Manaʻoʻoe ua loaʻa iāʻoe nā mea a pau i hōʻikeʻia ma luna, ua makaukauʻoe e hoʻohana i kāu kelepona no ka uku. No laila he aha ka hana?
I ka hapanui o nā hihia, e heleʻoe i kahi cashier e like me nā mea maʻamau. Ke hiki mai ka wā e uku ai, e hoʻopili pono i ka uku uku me kāu kelepona. Ma muli o kāu polokalamu a me kāu putele'ōpiopio, hiki paha iāʻoe ke "ala" i ke kelepona a wehe paha i kāu pēke ma mua o ka hanaʻana i kēia - eʻikeʻoe i kēlā ma hope o kekahi mau hanana.
Ma kekahi manawa i ka wā e hana aiʻoe, ponoʻoe e hōʻoia i kouʻike (me kahi PIN, ka mīkini lima, a me kekahiʻano'ē aʻe), a laila e loaʻa ka uku.
Eia hou,ʻaʻole paha i mākaukau loa ka mea kālepa no nā kelepona pūnaewele, no laila ponoʻoe e noi i kahi kāki kālā e hiki ai i nā uku NFC.
Ka maluhia
He pilikino ka kūʻaiʻana me kāu kelepona paʻamau? Ua like me ka palekana e like me ka hoʻohanaʻana i ka kāleka kāleka, a ma kekahi mauʻano,ʻoi aku ka maluhia. No ka hoʻomalu iāʻoe iho, e hoʻomanaʻo i kēia mau mea:
- Hiki i nā kamepili a iʻole nā pūnaewele paʻa ke hoʻonui i ka pilikia - inā loaʻa kāu polokalamu i ka polokalamu kamepiula, hiki ke hoʻololi i kāuʻike kālā
- E hoʻohana i kahi pūnaewele hōʻoiaʻikepili: kahi PIN lōʻihi, kupu ikaika, a me nā mea iʻikeʻia
- E hoʻohana i nā pono palekana e kōkua iāʻoe eʻike i kahi'ōpili kūpono a "e holoi" i kahi mea i nalowale a ihuehueʻia paha
Nā Paʻa Polokalamu Uila
Hiki ke maʻalahi ka maʻalahi i kāu ola.
Akā,ʻaʻoleʻoe e makemake e haʻalele i ka hale me kaʻole o nāʻano uku'ē aʻe. ʻAʻole i hoʻomehana maikaʻiʻia nā mea kūʻai aku i ka manaʻo, no laila, ponoʻoe e uku i keʻano kahiko i kēlā me kēia manawa. A laila aia ka pilikia o kahi paku pōhaku i make -ʻo ka nui o ko mākou hilinaʻiʻana i kaʻenehana,ʻo ka nui o ko mākou hilinaʻiʻana i ia (ʻo kāu kālā, kāleka, a me kā kāleka e hana ināʻaʻole paha kāu hana.
Ma ka hopena, e uku ana me kāu kelepona pūnaewele he koho hou e hoʻohana ai inā loaʻa. Ma hope o kekahi mau makahiki, e loaʻa ana i ke ao kou makemake e uku i kēiaʻano (ma kahi hapa o nā kānāwai e noi ana i nā palena maikaʻi maikaʻi eʻae i nā kāpili chip-a-PIN a me nā EMV). Inā hiki i ka manawa, hiki i ka hoʻoukaʻana i ka kālekaʻaʻole nā meaʻino a pau.