ʻO kāu hōʻikeʻike kālā Experian kekahi o nā pūnaeke hōʻailonaʻekolu i loaʻa iāʻoe. Ma muli o kouʻikeʻole i ka hōʻike o ka hōʻike kālā i ka mea nāna i hōʻai'ē aiʻole ka mea e uku ana i ka mea e uku nei, pono iāʻoe ke mālama i nā mea a pau.
E kauoha i kāu hōʻike hōʻikeʻike
Aia kekahi mauʻaoʻao e hiki ai iāʻoe ke kauoha i kāu hōʻike pili kālā Experian.
- No ka mea maʻamau mai www.annualcreditreport.com. Ua hāʻawi aku ke kānāwai Pekelala iāʻoe i hoʻokahi kope kope o kāu hōʻike kālā hōʻai'ē Experian i kēlā me kēia makahiki. Hiki iāʻoe ke hoʻonohonoho i kāu hōʻike makahiki hōʻai'ē Experian i ke kāheaʻana i ka helu 1-877-322-8228 aiʻole ma ka hoʻounaʻana i kahi palapala noi (Ponoʻiaʻo Adobe e nānā i ka palapala noi).
- Hiki iāʻoe ke nānā i kāu hōʻike hoʻokele Experian ma o CreditKarma.com a me CreditSesame.com -ʻelua mau lawelawe kuhiʻole iʻole e noi ana i ka inoa inoa kāleka kāleka aiʻole kahi manawa hoʻokolokolo.
- Hiki iāʻoe ke kūʻai i kāu hōʻike loiloi kumuʻike Experian a me ka helu FICO pololei mai Experian no $ 19.95. Hoʻokumu pūʻo Experian i kahi hōʻike kālā kālā $ 1 a me ka helu'ai'ē ma o ka pūnaewele pūnaewele ināʻoe e kākau inoa no ka hōʻoia ho'āʻo no kā lākou lawelawe hoʻomauʻana i ka hōʻai'ē. Ināʻoe e kākau inoa no ka hoʻokolokoloʻana, e hōʻoiaʻoe e hōʻole i loko o 7 mau lā ma mua o ka pauʻana o ka ho'āʻoʻana e pale i nā koi no ka lawelawe.
- Ināʻoe e kauoha i kahi hōʻike kālā kālā 3-in-1 mai kekahi o nā mea kūʻai pūnaewele, e loaʻa iāʻoe kāu pūnaewele hōʻai'ē Experian me kāu hōʻike mai nāʻelua mau bureaus nui: Equifax a me TransUnion.
Hōʻike i nā hewa i hōʻikeʻia e nā kumuhana hōʻike kumu
Hiki iāʻoe keʻike i nā kuhihewa ma kāu hōʻike loea Experian ma hope o kou loaʻaʻana iā ia. Hāʻawi ka Fair Report Reporting Act iāʻoe i ke kuleana e lawe i kēia mau pilikia ma o ka hoʻopiʻi hihia.
E loaʻa pinepine kāu loiloi kālā me nā kuhikuhi no ke kū'ēʻana i nā hewa. Ke kauohaʻoe i kāu hōʻike pili kālā Experian i ka pūnaewele, e hāʻawiʻia iāʻoe kahi loulou āu e hoʻohana ai e hoʻoponopono i kāu hihia.
Hiki iāʻoe ke hoʻopaʻapaʻa i nā hōʻike hōʻoia hōʻoia ma ke kākauʻana. E kākau i kahi leka hoʻopiʻi hoʻoiho hihia , e hoʻokaho i nā hemahema i kāu hōʻike kālā, a hoʻouna aku i kekahi pepa kākoʻo i loaʻa iāʻoe i ka helu hoʻopiʻi hōʻike manaʻo no kaʻike kālā a Experian:
Ke Kōkua Kū'ē Experian
PO Box 9701
Allen, TX 75013
E hoʻouna aku i kāu loiloi hoʻoiho i nā leka uila ma o ka leka uila iʻikeʻia i kaʻikeʻana i ka wā i hoʻounaʻia mai ai ka leka. I ka manawa i loaʻa ai iā Experian kāu hoʻopiʻi, he 30 mau lā e nānā ai a hoʻoponopono i kāu hōʻike hoʻokele a hoʻouna paha i nā hopena o ka hoʻokolokoloʻana.
E hakakā i kaʻikeʻana i kaʻikeʻikeʻike i nāʻikeʻikeʻike
Inā ua'ilihiaʻoe i kaʻaihueʻana, pono iāʻoe e hōʻike iā Experian i hiki iā lākou ke hae i kāu hōʻike kālā a e hōʻoia i nā mauʻoihana hoʻolālāʻelua. ʻO ka leka hoʻopunipuni ka mea nāna e huki i kāu hōʻike hoʻokele Experian e pono e hana i nā hanana hou e hōʻoia i kouʻike. ʻO nā leka hoʻopunipuni i nā lā he 90 mau lā aiʻole hoʻokahi makahiki no kaʻoihana koa hana i hoʻounaʻia i nā'āina'ē.
Hiki iāʻoe ke waiho i kahi leka hoʻopunipuni ma kāu pūnaewele hōʻailona Experian, ma luna o ke kelepona ma ka heluʻana i 1-888-397-3742, aiʻole ma ka leka uila e kākau ana PO Box 9532, Allen, TX 75013
ʻO kaʻike kumu hōʻoiaʻo Experien ka mea e pani i kāu mau'ōlelo hōʻai'ē e pale ana i nā noiʻi a hiki i ka wā e wehe aiʻoe me kahi PIN a hua'ōlelo paha. E kipa i ka palapala hoʻolimalima kālā o Experian e loaʻa ai nā'ōlelo kiko'ī no ka hoʻomaʻiliʻana i kāu hōʻike kālā.
Ke hōʻoia nei i kāuʻikeʻikeʻike
ʻO kāu helu'ai'ē Experian e hoʻokumuʻia ma kaʻike i loko o kāu hōʻike kālā hōʻai'ē Experian a ma keʻano'ē aʻe i kāu helu'ai'ē me nā mea'ē aʻeʻelua.
Hiki iāʻoe ke kele i kāu helu'ai'ē Experian no ke kaʻawale ma o CreditKarma.com a me CreditSesame.com. Hiki nō hoʻi iāʻoe ke kūʻai i kaʻike kumuʻike Experian ma o ka pūnaewele o Experian ma o myFICO.com.