Inā ua kalaʻiaʻoe i kāu mau kūʻai
Inā loaʻa iāʻoe kahi pūkewele me nā manaʻoi aku,ʻo ia hoʻi ka hiki iāʻoe ke hōʻai'ē i nā lāʻau i loko o kāu moʻokāki,ʻoʻoe ke kuleana no ka ukuʻana i ka hōʻai'ē,ʻoiai inā pau kāu kālā i ka $ 0.
No laila, ma kahi hiʻohiʻona nui loa, inā loaʻa iāʻoe he $ 100,000 uku o Lehman Bros. a kau'ē i $ 25,000 i kāu mau'āpana e kūʻai i kaʻa hou , ponoʻoe e $ 25,000.
He aha ka hopena i ka wā i hāʻule ai kāu mauʻili i $ 50,000, e kāhea aku kāu mea kālepa iāʻoe a koi iāʻoe e waiho i kālā hou i kāu moʻokāki (ʻikeʻia he inoa "kākoʻo"). Ināʻaʻoleʻoe i mālama, e kūʻai aku lākou i kāu waiwai e uku i ka hōʻai'ē no ka paleʻana i kā lākou kikohana hoʻokele.
Ināʻaʻohe āu aie a me kāu mau māhele he Non-Assessable
Ināʻaʻole kāu aie i ka hōʻai'ē ma ka hōʻai'ē,ʻaʻoleʻoe, ināʻaeʻoleʻoe e hōʻai'ē inā hana ka banekorupa i nā hihia a pau. ʻO ia no ka meaʻo ka nui o nā lāʻau i kēia lā, uaʻikeʻiaʻo "nā uku piha a me nā meaʻole iʻikeʻia". Inā he mau'atike kālā kāu, eʻikeʻoe i kākauʻia ma kahi wahi ma nā'āpana.
Aia kekahi mauʻoihana i loaʻa nā pānaʻi kālā, akā naʻe he mau mele nui loa kēia o nā hanauna i hala.
I loko o nā makahiki 1960, e like me keʻano, uaʻike nā American Express i nā mahele i loko o ka hoʻopukaʻo Salalad Oil i hōʻeha nui i ka hui.
Inā ua paʻa ka paʻa i ka makau no miliona he mau pilikino i komo i ka pilikua, hiki i nā mea kuleana ke loaʻa i ke kālā e pili ana i ka nui o nā kuleana i loaʻa iā lākou.
Ma ka hāʻawiʻia i nā pōpilikia, akā, ua lōʻihi loa kaʻoihana o nāʻoihana, e like me American Express i kēia lā, me nā mahele.
"No ke aha ma ka honua nei," i nīnau pahaʻoe, "e loaʻa anei i kahi hui ke hoʻopuka i nā pānaʻi kālā?" He ala ia e hoʻolālā ai i ke kālā no ka hoʻonui houʻana i ka makahiki 19, i nui no nā ukana uila. Inā makemake nuiʻia ke kālā, ua hoʻouna wale aku ka Papa Hoʻokele i nā mea hoʻolaha'ōlelo hoʻolaha i hoʻounaʻia e lākou i $ 10, no ka mea, no kēlā me kēia māhele a lākou.
Aia nā mea kuleana ma ka makau a ua hoʻouna aku i ke kālā o ke kālā, a laila hoʻohanaʻia no ka lawelaweʻana i kaʻoihana a ua hāʻawiʻia lākou i nā kuleana hou aku. ʻO nāʻoihana kūikawā kūikawā (ʻo ia wale nō nā kālā pilina e hilinaʻi nei i ka kūʻaiʻana i nāʻoihana kūʻokoʻa) e hana nui i kēia ala i kēia lā.
ʻO kahi caveat:ʻAʻole kēia e pili ana i ka waiwai i loko o kahi hui kūʻokoʻa a iʻole ka lālā hana kuʻuna paha i loaʻa iāʻoe, e like me kaʻoihanaʻohana. I kēlā mau hihia, ponoʻoe e loaʻa i kahi kope o nā Articles of Incorporation a iʻole ka Palapala Kuhi, nā palapala kānāwai e hoʻomalu i kāu ma ka hui.
ʻAʻole ia he mea maʻalahi no nā poʻe mahiʻai kahiko, no ka mea, i nā hui'āina Midwestern e loaʻa nā kuleana o kahiʻaha kuloko a lākou i kūʻai ai i hoʻokahi kanahā a he kanalima mau makahiki i hala.
ʻO ke kumukūʻai o ke kāleka he meaʻuʻuku paha aʻaʻoleʻole i kālepa kūʻokoʻa. Maʻaneʻi, ponoʻoe eʻimi i kekahi loeaʻike a me ka mea kālepa,ʻoiai inā i loaʻa iāʻoe kēia mau'āpana.
ʻO ka noi noiʻana i nā kuleana palekana
I ka wā i hōʻahoʻia kahi hui mai kahi kūʻai kālā no ka hopena o ka banekorupa, pinepineʻoe e hoʻopihapiha i kahi noihana hoʻolimalima mālama pono. Hiki i kāu mea kālepa ke uku iāʻoe i uku no kēia lawelawe, i $ 5 aiʻole $ 10 paha. E mālama lākou i ka laweʻana i nā'āpana kūponoʻole mai kāu waihona a me ka mālamaʻana i nā pepa.